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LeeS80

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Everything posted by LeeS80

  1. Hi All, MCS recently sent me a letter stating that I owed them £110.97 as my outstanding balance. I phoned up and paid it. I have to admit, I've not kept track of what I've paid over the last couple years or so. I just got a call from them saying the previous payment I made was returned (it wasn't, I checked with the bank). So, they're saying I owe them £310.xx and will take me to court for it. I asked them for a statement of account before I made any further payments, because if I over paid them, God only knows how hard it might be to get my money back! The woman on the phone said they did not 'do' statements, and wouldn't make any exceptions. They also said that if I didn't make payments as per previous agreement, they'd send it to solicitors - I'm not really too fussed what they feel like doing to be honest. She then went on to deny that they had sent a letter showing my outstanding balance at £110.xx - she said they hadn't sent it and if I had one to give it to my solicitor for court! I'm not paying them anything until I get a statement - what do you guys make of this? Cheers in advance, Lee
  2. Hi All, Now I'm not a customer of Abbey, but my parents are. I was in a branch today with my mum, and an older gentleman was in front of us at the queue. When it was his turn, he went to the cashier in front of us. He was really polite, said good afternoon etc, asked for £100 from his current account, and for a cheque from his savings account. The cheque amount was £36 - now before anyone asks, I wasn't earwigging - the guy was right in front of me, like 6 feet away. The bit that really shocked me - he had to pay £10 for the cheque, because he didn't have his saving book with him. I thought it was absolutely disgusting, the worst part - at least I think so - is that guy was at least 75 - 80 years old. He even thanked the girl for the cheque and wished her a good day. It surely cannot cost a tenner to print a cheque!! If anyone from Abbey reads these threads, I think that particular part of your "policy" stinks. Rant over!! Sorry folks but it's been bugging me all day! lol.
  3. LeeS80

    Lee vs HSBC

    Hi Pink, Yep I got to Vancouver, fantastic place, also managed to visit vegas too. Need my claim settled so I can go back! lol. Nothing from the court, only prelim paperwork when initial case was filed. I'm working from home tomorrow so can chase them up properly. LeeS80.
  4. LeeS80

    Lee vs HSBC

    Hi All - quick update. I've heard nothing from DG or the courts since my last posting on here. I've done some reading up (been away a lot) and have realised that lots of others aren't getting AQ's etc. I sent my first nudge letter to DG last week, do you guys think 10 days is acceptable? Looking through the threads, there are people who begun to claim after I did getting settled out before me! They really are muppets at DG. LeeS80.
  5. LeeS80

    Eggs new APR rate

    I will be doing - gonna pay off the card and get rid, it really is daylight robbery!
  6. LeeS80

    Eggs new APR rate

    Hi All, Just wondering if anyone else had the lovely email from Egg advising that the APR was rising to 24.9% APR, or am I just unlucky? They must have hiked the interest twice in a year, I'm paying it off and closing the account, it's crazy! LeeS.
  7. LeeS80

    Lee vs HSBC

    Cheers - I'll ring them tomorrow when I get home from work. Would be nice to get the cheque before end of April, going to Vancouver
  8. LeeS80

    Lee vs HSBC

    Checked my MCOL account yesterday and tried to click "Judgement" but wouldn't allow it. Checked again today and the status is "Defence 26/02/07" - something not quite right there as I didn't file the claim until 26/02!! lol. Just waiting to hear now, suppose I will get AQ in the post this week.......
  9. LeeS80

    Lee vs HSBC

    They ack'd my claim on 27/2 - do they still get the default 5 days to be added to the 28?
  10. LeeS80

    Lee vs HSBC

    Cheers laterlus, I'll wait until nearer the end of the week. CapitalOne paid my credit card without evening letting me know! Good result though!
  11. Oh my word, DS you're a star mate. I just logged in and they've paid me!! My CC Balance is now £0.00!! Excellent Stuff.
  12. Hi DS, The sent intention to defend on 2/3 - so I guess they have another week to go. Didn't think to check balance, but I will do shortly! Thanks for the help, Lee
  13. LeeS80

    Lee vs HSBC

    Will do - thought is was a bit strange to not hear anything! I'll wait until the post has been delivered before I call.
  14. LeeS80

    Lee vs HSBC

    Nope, not a thing, nothing from courts except a notice that Acknowledgement of Service has been filed. Nothing from the bank either. I sent a copy of my schedule of charges to both the court and banks sols.
  15. LeeS80

    Lee vs HSBC

    Hi, yep - they intend to defend, acknowledged claim on 27/2
  16. Sent copies off, during the week, but not heard a tweet - is this normal?
  17. LeeS80

    Lee vs HSBC

    Not heard a dickiebird from these guys, is this usual? Is the 28 days calendar or working days?
  18. It will be interesting, I gave them 21 days to reply they got the letter 28/2, will start this one after sorting the money claims out!
  19. LeeS80

    Lee vs HSBC

    Cheers Laterlus, thought that was the case, best to check first! Letters sent today. They acknowledged the claim on 27/2 with no further correspondence yet. Here's hoping!
  20. No reply from O2 - not that I'm surprised. I'll send a copy of the letter saying the accounts are not in my name to the CRA's and see what their reply is. Surely with a letter from O2 saying they are not my accounts, they will remove the data?
  21. Rec'd Acknowledgement of Service, should I send my schedule of charges to their sols now?
  22. LeeS80

    Lee vs HSBC

    Right - got my Notice of Acknowledgement for this claim. Should I send my Schedule of Charges to DG now? Thanks in advance.
  23. More details would be nice vnk, do you mean bank charges that you won and the bank didn't pay?
  24. I don't think any of us here are trying to remove defaults as soon as they occur, Mr Hancock (if you're reading!) more a point of removing settled defaults. One of my big "bug bears" with this CRA crap, is that even though someone may have defaulted, their credit rating doesn't show that they have agreed to repay the debt once their financial problems were rectified (which is what happened to me). As for responsible lending, well that's never gonna happen is it? My youngest brother came home last week, with a mobile phone contract for 18 Months, £35 per month. No checks were done to see if he was earning an income etc. So although I believe these comms companies are not governed by the CCA, surely to god this can't be classed as responsible?? Sorry for ranting in your thread, Hondamad, but my gripes seem to follow nicely from Mr Hancocks opinion. And that's all he has - an opinion. No Law. I hope you get it sorted soon, I'll be watching the thread. Lee
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