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    • I need to get a hamster. lol
    • Just a typo change that I'd make for the last line. Maybe also add something that says "I assume you will be fully aware that you cannot rely on a clause of a contract that you do not produce."
    • Hello, Firstly, and most importantly I am sorry for your loss. I would go back to the bank with the death certificate and ask them to step in. Remind them firmly but politely that there is no limit for DD claims   Please let us know how you get on.
    • My wife is the named person to his bank account with him having Dementia being his daughter (I say named person she still is but he recently passed away and the deputyship application has now being stopped by the solicitor as it's no longer needed) We've only just got the Death Certificate so the bank will be the next step informing them. She went to the bank and explained the situation but even being his named person the bank said she didn't have the power to stop DD without any legal documents (virgin money) was the bank. She could have copies of bank statements that was about it.
    • I see you said you tried to stop the DD but it seems that didn't work. May I please ask why that didn't work? You should be asking your bank to cancel the DD and I don't see why they would have objected, hopefully you can clarify this. I agree that you should be making a claim here against your bank and ask them for a DD refund. There is no timeframes for this.
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    • We have finally managed to obtain the transcript of this case.

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      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Tanzarelli V's Lloyds TSB ********WON*****


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  • 2 weeks later...
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AQ sent today including draft order and new section G wording. Due 15th but sent 1st class rec delivery so should get there. Will track and trace it on 15th if not delivered will take copy in.

 

SC&M's will be sent normal post just as gesture of (whats to come) goodwill.

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Finally managed to get track and trace website to work and it says my AQ was delivered on 16th Feb, prob is it was due 15th Feb. It took three days to deliver it to my local court 1st class rec del. Oh well the banks are always late and get away with it so will phone the court tomorrow to speak to someone.

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Right just spoke to the court re my AQ just to check it was ok. They said fine it was added to the system on 16th so not a problem, the bloke said when we recieve the AQ from the other party we will issue a court date. I asked him if they had the same date as me and he said yes, I asked have you still not recieved it, he said no. Slacking LTSB, if your reading this, PULL YOUR FINGER OUT.

 

Tanz

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  • 2 weeks later...
Hi Tanz!

 

i'm surprised at the court date of 18th May. Is that the sort of timescale you were expecting? I haven't read up too much on the later stages, as i'm still a little behind your stage.

 

Don't leave that court bundle till the last minute will you? ;)

 

I'm not sure about the significance of the judge signing the draft order? maybe you could explain it to the simple Pondfish :confused:

 

Still at least you have a date now - that winning post is in sight! :D

 

Pondy

 

I used the Darft Order for Directions in the New Strategy for AQ thread post #2.

 

See here: http://www.consumeractiongroup.co.uk/forum/general/53570-new-strategy-allocation-questionaires.html

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Bugger. That is a long way off mate!

 

I have used the draft order with mine - heard nowt yet though. Fingers crossed if it gets pushed back that far. What court you in?

 

Sunny Worcester.

 

Not in a rush for the money with this one as had most of it from them already but £300 quid is £300.

 

Tanz

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Yes have been busy with work mainly and the bank stuff but been flicking between here and another forum site, just to see it from another site really. I have seen that post on PM's thread its good, made me laugh anyway.

 

Hows your claim going??

 

Tanz

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Hi Photoman, got statements from internet with lloyds claim, however barclays sent me shit loads of other stuff like records of staff contact memos, shed loads of stuff I don't really understand and then the statements from 1996-present day came after I wrote saying they had failed to comply fully with my request.

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My friend banks with HSBC, and sent an SAR off. They called him to say that it could be picked up from his local branch.

When he went in the Cashier went ".....ahhh Mr Smith.....we've been expecting you".....then lifted up a box about the size of small trunk, which contained EVERTHING. All memos, letters, statements etc!

I got about 10 sheets of A4 for a request written the same.

I think it is actually quite important for your bundle etc to get all this, also as it does not mean they can spring any surprises on you, rather than just a few printouts,

I am going the whole way with Information Commision etc if Lloyds don't provide it (they seem to be the worst0.

 

Surely if you have requested it then it should be supplied. If then they produce something in court that is inrelation to you then you could argue that it is not admisable due to the fact that they concealed it and failed to supply it as part of your SAR request dated **/**/**.

 

Most of the stuff you will recieve you would need a banker to translate anyway.

 

JMHO

 

Tanz

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Just had a letter of [problem]:

 

We refer to the above matter and confirm that our client will be settling your claim within five working days by depositing the sum of £199.74 (£750 already paid as partial settlement back in Dec 2006) into your Bank Account. You are advised at this stage that by our Client meeting your Claim on this occasion, this is, not to be treated in any way as an admission of liability (Well I beg to differ, I won, you lost). This is merely an attempt to resolve the matter amicably between the parties concerned. (Or you have realised that your sh@t leaflet defence would have held no water in a court room) We therefore trust you shall write to the Worcester County Court to confirm that the claim has been settled once the funds have been recieved and provide this office with a copy of the letter for our Client's Records. (Yes and not a moment before)

 

Yours faithfully

 

Sechiari, Clark & Mithchell

 

This is virtually full and final all but £0.02 daily rate of interest accruing from the date I filed, which was after the partial settlement of £750. I am not going to bother with this as it would only amount to a couple of quid if that.

 

So I am happy to consider this as full and final settlement of Charges stat interest and Court fee.

 

Total = £949.74

 

Result.

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  • 2 weeks later...
  • 3 weeks later...
Hi Tanz, sorry to hi-jack your thread but was wondering if you could give me a bit of advice and/or settle some queries that I have!?!?!

 

I've sent all my letters to;

 

LLOYDS TSB BANK PLC

25 GRESHAM STREET

LONDON

EC2V 7HN

 

 

So that's

1) Initial request

2) Letter before action

 

i) Was this the correct address to send both letters? Yes

 

ii) I have now entered a claim with MCOL but have not written a letter to Lloyds (But you did!!), should I have written them a letter saying that I am taking them to court? Not needed but I like having a pen pal. lol

 

iii) I did however write the letter to the court with multiple copies of my schedule of charges attatched! Thats fine

 

Any help would be very much appreciated, thanx x

 

No worries about the hijack

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Hi Tanz

 

Just been reading your thread from start to glorius end ! great stuff.

 

I also made the same mistake with MCOL as you, dont you feel a right prat at time ? and I also struggled to get my refund of £120 after making a new claim.

 

They told me to do exactly the as you, but then mucked about with the refund, but after several strong e-mails I got it in the end !

 

I am now at Court date point, 29th June 2007, cant wait, however after reading defence [problem] sent you for Lloyds, I am getting a bit nervous now !

 

The claim I am progressing is for my sons account, he is in the Royal Navy and away a lot so I agreed to do it for him, therefore I am not a customer of Lloyds as such, although I do have access to his account as a signatory for cheques and withdrawals etc, do you fink this may be a get a out of jail card for Lloyds ?

 

Big Man

 

If he has agreed formally for you to do this then it may be ok, I recall someone else in a similar situation one of there relatives was working abroad and they sent over some signed blank letters and the other person just typed the letters out and sent them off. This is ok if you don't have to go to court, it may be worth ringing your local court to see what steps you can take to be able to legally do it for him.

 

Tanz

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