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Barclaycard/Hoist Court Claim Received .


shoesandcats
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Hi,

out of the blue last December last year Hoist decided to take me to court for a Barclaycard debt. I had no prior letters/phonecalls/emails. Also wasn't sure if this was a former business debt. They supplied no evidence with the court papers. It was originally for approx. £1400, now it's £1800 (both appear on my credit score as barclaycard AND hoist finance, but different amounts). Last payment would have been 2016.   

 

I sent back a defence, and requested proof from Hoist. They have now sent me statements, a letter dated march 2017 telling me I was in arrears, and a printout headed 'Barclaycard cas mart application retrieval', which has my name, address, date of birth, occupation at the time on, but there are other personal details that are wrong, such as mother's maiden name and dependants/marital status are incorrect, also the date they say I've lived at the property from is wrong- it has been put in as the same as the application, 2 years on. And most of the sections are blank. They refer to it as the application in the email they sent it with. 

 

I've attached it below with personal detailed removed. 

 

What should be on the agreement? 

 

Thank you for any help  

 

 

barclaycard 1.jpg

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  • dx100uk changed the title to Hoist claimform - old barclaycard debt

Topic moved to Financial Legal Issues Forum.Topic title updated.

 

Please read the following link and then copy the Q,s and your responses back here for further advice.

 

Also please post a copy of the defence you submitted.

 

Andy

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  • Andyorch changed the title to Barclaycard/Hoist Court Claim Received .

 

 

as for the document returns.

please scan everything up to ONE multipage PDF so we can easily zoom.

read our upload guide carefully

 

that is not a compliant proof of agreement 

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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