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shoesandcats

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About shoesandcats

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  1. Hi, out of the blue last December last year Hoist decided to take me to court for a Barclaycard debt. I had no prior letters/phonecalls/emails. Also wasn't sure if this was a former business debt. They supplied no evidence with the court papers. It was originally for approx. £1400, now it's £1800 (both appear on my credit score as barclaycard AND hoist finance, but different amounts). Last payment would have been 2016. I sent back a defence, and requested proof from Hoist. They have now sent me statements, a letter dated march 2017 telling me I was in arrears, and a printou
  2. Thanks for replaying. No hearing date yet- the date of response to the initial claim was a couple of weeks ago, my husband immediately asked court for judgement online, but the court is weeks behind because of covid, so apparently the defence could still slip through even though the time ended saying he hadn't replied, because it's when it registers on their system they told us, and if his reply came on the same day we'd asked for judgement it would be taken into account. We have invoices, emails, bank statements and copies of texts- we don't delete anything.
  3. Looking for some advice on what to do about a counterclaim that is completely untrue, and the defendant has altered invoices to back himself up. We had a problem with an item purchased from a small business. We put in a claim to get part of the money we've paid back, after months of trying to sort it out via emails. The owner of the small business resorted to name-calling and insulting comments, he sent long emails trying to deflect with other issues- some emails he sent made no sense at all, he refused to send copies of all information when sent a SAR request, and r
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