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    • Please can you avoid posting solid blocks of text. It is difficult for people to read especially when they are using a small screen such as a telephone. Well spaced and punctuated please. I hear what you say about the evidence – but do you have copies of it? And if so can we see it please. That's the point. We want to know what you have. As long as you have the evidence in your possession then you have some kind of control
    • Hi, the vehicle went to Audi Chingford on Thursday 13th May. I did state beforehand that I only wanted a diagnostic. The technician out of courtesy opened the drain letting huge deposits of water escape the seals. Video evidence was provided via AUDI cam. The link for the audi cam has been forwarded to BMW and Motonovo. I spoke to branch manager explained the situation and he stated he would sent me an email outlining the issue. Audi state this is not really an issue and more of a design flaw. However, the seals still have water ingress. I purchased the vehicle with £0 deposit on a 60 months HP plan for £520.00. The vehicle total was £21000. I did not go for any extended warranty. I live almost 70 miles away from the aftersales centre in Peterborough. I have previously uploaded the document I forwarded to BMW however it was in word format. I have had to buy a new tyre almost three days after purchasing vehicle. BMW still have not compensated me for the v62 cost as they said they would. 
    • I would suggest that you stop trying to rely on legal theory – as you understand it. Firstly, because we are dealing with practical/pragmatic situations and at a low value level where these arguments tend not to work. Secondly, because you clearly have misunderstood the assessment of quantum where there are breaches of obligations. The formula that you have cited above is the method of loss calculation in torts. In contract it is entirely different. The law of obligations generally attempts to remedy the breach. This means that in tort, damages seek to put you into the position you would have been in had the breach not occurred. In other words it returns you to your starting position – point zero. Contract damages attend put you into the position that you would have been had the breach not occurred but this is not your starting position, contract damages assume that the agreement in dispute had actually been carried out. This puts you into your final position. You sold an item for £XXX. Your expectation was that you your item would be correctly delivered and that you would be the beneficiary of £XXX. Your expectation loss is the amount that you sold the item for and that is all you are entitled to recover. If you want, you can try to sue for the larger sum – and we will help you. But if they ask for evidence of the value of the item as it was sold then I can almost guarantee that either you will be obliged to settle for the lesser sum – or else a judge will give you judgement but for the lesser sum. This will put you to the position that you would have been had there been no breach of contract. I understand from you now that when you dispatch the item you declared the retail cost to you and not your expected benefit of £XXX. To claim for the retail value in the circumstances would offend the rules relating to betterment. If you want to do it then we will help you – but don't be surprised if you take a tumble.  
    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe?  These are my only offenses in 8 years of driving.
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Speed camera evidence


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Hi folks,  I wonder if you can help.

 

I received a NIP.

I remember the day in question as it was very windy And I was returning from the coast with my friends children.

I am very sure I was not speeding.  

 

NiP did not give the option to view video or stills evidence with their paperwork.

I phoned to ask where I can view it and they told me that they had the evidence but that I could only view it if I went to court.

I said that can’t be fair re pre action protocol,

fair on me to allow me time to consider the evidence or good use of tax payers money.

 

They said that’s their policy now and so I asked them to put that in writing.

It would seem I will have to go to court to view the evidence then ask for another date to allow me consideration time .....

 

your thoughts people? 

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which pre-action protocol are you referring to? Often PAP is used relating to civil claims, and this is a criminal matter (either you accept a PCN if that is what they are offering, or it goes to a Magistrates Court as a criminal, not case).

 

There are Criminal Procedure Rules and Practice Directions (usually called Crim PR to distinguish them from the [Civil] CPR), but they don't include 'pre-action protocol', which is civil.

 

https://www.justice.gov.uk/courts/procedure-rules/criminal/docs/2015/crim-practice-directions-I-general-matters-2015.pdf

includes:

 

Quote

Criminal Practice Directions -October 2015 as amended April 2016, November 2016, January 2017, April 2018, October 2018& April 2019

Case progression and trial preparation in magistrates’ courts
3A.4
CrimPR 8.3 applies in all cases and requires the prosecutor to serve:
i.a summary of the circumstances of the offence;
ii.any account given by the defendant in interview, whether contained in that summary or in another document;
iii.any written witness statement or exhibit that the prosecutor then has available and considers material to plea or to the allocation of the case for trial or sentence;
iv.a list of the defendant’s criminal record, if any; and
v.any available statement of the effect of the offence on a victim, a victim’s family or others.

The details must include sufficient information to allow the defendant and the court at the first hearing to take an informed view:
i.on plea;
ii.on venue for trial (if applicable);
 iii.for the purposes of case management; or
iv.for the purposes of sentencing (including committal for sentence, if applicable).

[/QUOTE]

 

I'd agree with the info the court has given you: The prosecution doesn't HAVE to provide you with the evidence prior to court.

That doesn't mean you can't ask, and they MIGHT, but don't HAVE to provide it until court.

 

Whatever you do, don't miss out on identifying the driver if you have been served a S.172 notice to furnish driver details ; that would be a separate offence by the keeper (6 points and a fine, on its own), and "I was waiting for a reply" wouldn't constitute  a defence.

 

Edited by BazzaS
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It's straightforward enough as Bazza has outlined.

At present you are being asked to identify the driver. You have an obligation to do this and it does not depend on any evidence being available to support the underlying speeding offence. Failure to comply will mean a visit to court and, if convicted, a hefty fine, six points and an endorsement code that insurers hate.

As far as the speeding matter goes, once the driver has been identified he should be offered a speed awareness course for that speed (provided the offence did not occur in Scotland and the driver has not done a course for an offence within three years of this one). The alternative is a Fixed Penalty (£100 and 3 points).

No evidence will be provided before either of these is accepted.

You either accept the allegation as it stands or not. If you do not the matter will be dealt with in court and only then does evidence need to be provided in order for you to enter a plea and the Criminal Procedure rules come into play. That evidence will almost certainly consist of statements to say that your vehicle was caught speeding by an approved device operated in the correct manner.

If you dispute this the burden shifts to you to prove that one or other of those is not so. You will need expert assistance to do this and even then it is very difficult. Simply turning up and saying "I am very sure I was not speeding" will not do. The cost of failure is high - you will pay an income-related fine of half a week's net income, a surcharge of 10% of the fine and prosecution costs which will start at £620 but may be more if the prosecution is forced to enlist expert evidence to counter your defence.

In most areas you can ask for "photographs to assist in identifying the driver" (obviously before you do so). They usually provide you with a website link. They do not have to do this and the photographs rarely help in either identifying the driver of supporting the speeding allegation (their purpose is to identify the vehicle). Such a request does also not stop the clock on the 28 days you have in which to reply. 

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Hi Folks,

Thank you for your help and advice.  I notified them that I was the driver immediately. 
 

I will probably just pay the fine and have the points (I had a speed awareness course 2-3 years ago) 

 

It really doesn’t seem fair or right though that they have the evidence yet won’t provide it unless I go to court and risk paying larger amounts.  
 

Thanks again for your help 👍👍

 

Edited by heathertippex
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Mmmm not one hundred percent sure! 
 

I remember it was very very windy. I remember seeing the speed van and checking my speed and then thinking is it a dual carriage way and 50 mph in which case I am guilty!!! 
 

They are claiming I was doing 81 in a 70  in which case I would have thought I was guilty regardless and this is why I wanted to see the evidence.  

 

They have since written to me as requested and confirmed that they will not show the evidence unless i take the risk of going to court 😳

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  • 1 month later...

i was doing 76 on the motorway.

The limit had been reduced from 70 to 50

 

therefore was over by 26

 

pleaded guilty and asked for court hearing

 

got fined and 6PP 

 

going to the court to defend myself did not help whatsoever, so now I have accepted the fine and moved on

 

I did post my case here and had lots of useful advice esp from Man in The Middle and Bazza

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  • 3 years later...

open

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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  • 1 month later...

Update… though delayed in this update.  I decided in the end to take the points etc… I just had too many other things going on in my life to add this to the equation.. bitter pill to take but done and moved on.  Thank you for all help and assistance 👌

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