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    • I was caught speeding 3 times in the same week, on the same road. All times were 8-12mph higher than the limit. I was offered the course for the first offense and I now need to accept the other 2 offenses. I just want to be ready for what might come. Will I get the £100 fine and 3 points for each of them or do I face something more severe? 
    • I'll get my letter drafted this evening. Its an item I sold, which I'm also concerned about, as whilst I don't have my original purchase receipt (the best I have is my credit card statement showing a purchase from Car Audio Centre), I do unfortunately have the eBay listing where I sold it for much less. But as I said before this is now a question of compensation: true compensation would seek to put me back into the position I was in before the loss ie: that title would remain with me until my buyer has accepted this, and so compensation should be that which would be needed to replace the lost item. But in the world of instant electronic payment, it could be argued that as I had already been paid, the title to the goods had already transferred, and I was required to refund the buyer after the loss. And so, despite my declared value being the retail price - that which is needed to return me to my pre-sales position, the compensatory value should be the value I sold it for, which being a second-hand item from a private seller is lower. I still believe that I should be claiming for the item's full value, rather than how much I sold it for, as this is the same for insurance: we don't insure the value we paid, but rather the value of the item to put us back into the position we would be in if we ever needed to claim. Its for the loss adjuster to argue the toss
    • amusing that 'bad economic judgement on behalf of prior party ISN'T a major reason to wingers to move to deform yet immigration is, where record levels of such has been driven by the right wings terrible brexit and the later incompetent dog whistle 'proposals largely driven to whistle to the right wingnuts Just seems to confirm the are clueless numpties 'wetting their own shoes   Has farage bought a property in Clacton yet?   yet concern for the NHS is listed as a major issue even by those saying they are moving to deform  
    • Also, have you told us how much you paid for this vehicle? Are there any other expenses you have incurred – insurance, inspections et cetera? How far away from the dealership do you live?
    • In fact I see that in the document you posted above – your letter to big motoring world you refer to the diagnostics report and you say that you sent a copy to big motoring world but you haven't let us see it. Any reason for this?
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi all - little long winded so ill try to break it down.

 

I run my own business and am classed as self employed.

 

In June this year (10th) I went away with a fellow person in my industry for a 3 day trip, over 420 miles away. Bare in mind this person knew my financial situation at the time, so I was verbally led to believe id be paid on day 3. But nothing in writing. On day 3 this person said, and confirmed in writing later on that day he would pay me within 14 days. Well, that was 36 days ago and ive still not been paid and he is getting a tad nasty. Ive sent invoices every 14 days, overdue invoices etc...… but nothing.

 

This person has a LTD company and basically told me that if I persue him he will just dissolve it. Im not to fussed about that, because, he has a business page / profile etc.... on social media, but the 3 day job offer and all correspondence since has been through his personal page. So ill just sue him personally if need be.

 

Ive been looking online and it says a business transaction is legally late if it is more than 30 days overdue, unless its been agreed previous (eg 60 or 90 days) which it wasn't.

 

So, I am assuming my next steps are to send a final LBA / Invoice giving 14 days, this will then take it to 50 days. Then start a money claim online, is that right.

 

Its not just about the money anymore, its about teaching this guy a lesson, he is not poor, he has other 'staff' who he pays weekly, I believe thee other staff are classed as self employed too.

 

This thread may get quite long but ill certainly need help when doing the MCO as ive never done it before. 

 

Can anyone offer any other advise, charges I can start to add, I know about the 8% interest starting from day 31, what about any other charges I can add for repeat invoices, overdue invoices etc... 

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That depends which route on which you want to go down, as a ltd business, most thing may be on finance. But certainly not all,  But as a person the guy has a a mortgage, cars, expensive holidays etc..... 

 

i am happy to start a MCOL against the LTD company or personal. 

 

As said, everything regarding this job was on his personal account, not his LTD company one. 

Edited by tezza1234
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right, you say this was a B2B contract with one breath and then say it was personal in the next.

You had better be clear as to the nature of this agreement before you start a claim or it will be thrown out because you have failed to sue the correct entity for the correct reason.

 

What you do ahve goping for you is the agreement for payment is confirned in writing so check on whetehr that agreement was made froma business or personal email/phone and go after him with that in mind.

Yes, you will need to send a LBA saying how much is owed and why and give at least 7 days to pay up or you will take any necessary action to recover the money

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