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    • He was one of four former top executives from Sam Bankman-Fried's firms to plead guilty to charges.View the full article
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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
    • No! What has happened is that your pix were up-to-date: 5 hours' maximum stay and £100 PCN. The lazy solicitors have sent ancient pictures: 4 hours' maximum stay and £60 PCN. Don't let on!  Let them be hoisted by their own lazy petard in the court hearing (if they don't bottle before).
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Maxine V Barclaycard. **WON**


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Ok... Letter is all tweeked and ready to go with all relavant copies of letters and statements attached. I am sending one copy to Ruffnuts and one to head office in London.

 

Still no email off Ruffnuts.

 

Here we go guys!!!!

Moodle

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Actually... do you think it is wise to send to head office also? Or just to Ruffnuts at the following address, after all it is him that has compiled the defence:

 

Adrian Ruffhead

Barclays Legal & Compliance

Litigation & Disputes

Level 29

One Church Place

London

E14 5HP

Moodle

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Actually... do you think it is wise to send to head office also? Or just to Ruffnuts at the following address, after all it is him that has compiled the defence:

 

Adrian Ruffhead

Barclays Legal & Compliance

Litigation & Disputes

Level 29

One Church Place

London

E14 5HP

 

 

I would send it to him as he is the person who is apparantly responsible for Barclays legal and compliance issues.

 

He's not going to know whats hit him - wish I was a fly on the wall:p :p

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

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Roughnuts cannot claim ignorance -- caught redhanded he had gone shtum, and the danger is that he may continue to bury his head in the sand. In 7 days comes the time for pressing the red button, then a battle begins between a mighty financial institution and an even mightier regulator. Most inconveniently for you, there will be no mighty payment for months and months. Also if a lawsuit ensues, your name will inevitably be dragged into the national press.

 

London HQ CAN claim ignorance. Their interests have been jeopardised without their knowlege. HQ with more sense cannot rectify something they do not know about. When the Abbey settled at the last moment out of Plymouth court in June 2005, they paid St*ph*n H*ne fivefold his claim. When HQ does offer full settlement, I should send them a bill for the extra woman-hours they cost. Their offer would be a tacit admission of guilt.

 

It is not known if Roughnuts has done similar to other claimants, or is trying out something new for the first time. His record though suggests he cannot be trusted for a sane response within 7 days.

 

Just one opinion.

 

 

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I came home from work just now to find an email from Ruffnuts:

 

Dear Maxine,

The Barclaycard team confirm that the copy statements sent to you are true copies.

 

As regards the change of card numbers for account ending 9005 was because the account was closed in 2002. Account ending 1004 was the account number that replaced it when it re-opened. I understand that it is the same situation for the other account.

 

I am concerned that the hearing date does not appear to have been vacated. There is no reason for any hearing to take place, nor to prepare any bundles of papers for the Court and the hearing and action should now be withdrawn.

 

If it is not, I will have to take steps to arrange representation at the hearing. Please confirm it is withdrawn.

 

Regards,

Adrian Ruffhead

Moodle

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Ah, the old: "I will have to take steps to arrange representation at the hearing." routine.

 

Next he will be telling you that you will have to pay £1000 a day for their barrister's appearence in a small claim!

 

(The saddest thing is he expects you to believe it)

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Dear noomill060,

 

Barclaycard has confirmed to me that the sum of £242.56 has been remitted to your account, therefore this sum has been paid to you.

I need to have confirmation from you by midday that the hearing & action is withdrawn as I will be instructing the Bank's Solicitors in Belfast on whether they need to arrange attendance at the hearing that is still fixed in the Court List. The Solicitors have advised mt that they will need to instruct a Barrister to represent the Bank, which they will have to do by at least midday today.

If a Barrister has to be instructed then his/her fee will become payable, even if the hearing is withdrawn at a late stage & in the event that the Bank has to instruct a Barrister or attend a hearing, then it will seek its costs of attendance from you for having to attend a hearing that was unnecessary. These could be in the region of £1,000. but could more or less according to the Barrister's fee required by the Barrister concerned.

Please therefore reply to me, by return, confirming that the hearing & proceedings have been withdrawn.

Regards,

 

Adrian Ruffhead

Litigation & Disputes Team,

Level 29,

1 Churchill Place,

London,

E14 5HP.

020 7116 7532

C/W 7 6006 7532

[email protected]

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I came home from work just now to find an email from Ruffnuts:

 

Dear Maxine,

The Barclaycard team confirm that the copy statements sent to you are true copies.

 

As regards the change of card numbers for account ending 9005 was because the account was closed in 2002. Account ending 1004 was the account number that replaced it when it re-opened. I understand that it is the same situation for the other account.

 

I am concerned that the hearing date does not appear to have been vacated. There is no reason for any hearing to take place, nor to prepare any bundles of papers for the Court and the hearing and action should now be withdrawn.

 

If it is not, I will have to take steps to arrange representation at the hearing. Please confirm it is withdrawn.

 

Regards,

Adrian Ruffhead

 

 

So where did the last 2002 statement you received show a zero balance? And where did the opening debit balance on the 2005 statement come from?

 

Well he's confirmed they're true copies so very little wriggle room from now on.

 

Have you found any cheque payments to Barclaycard in that interim period?

 

Anyway Maxine its now "Game on " as they say................:p :p

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

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This is his

 

"We've paid up, honest we have! Please believe me! Now be a good little chap and withdraw you claim or we'll get very nasty" letter

 

Later on came his-

 

"Oh, what a clever little chap you are-you've discovered we havent paid you at all- Hey it was worth a try!;) OK, hands up, you win, we'll pay by cheque. Please can we have an adjournment?" letter.

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Dear noomill060,

 

Barclaycard has confirmed to me that the sum of £242.56 has been remitted to your account, therefore this sum has been paid to you.

 

I need to have confirmation from you by midday that the hearing & action is withdrawn as I will be instructing the Bank's Solicitors in Belfast on whether they need to arrange attendance at the hearing that is still fixed in the Court List. The Solicitors have advised mt that they will need to instruct a Barrister to represent the Bank, which they will have to do by at least midday today.

 

If a Barrister has to be instructed then his/her fee will become payable, even if the hearing is withdrawn at a late stage & in the event that the Bank has to instruct a Barrister or attend a hearing, then it will seek its costs of attendance from you for having to attend a hearing that was unnecessary. These could be in the region of £1,000. but could more or less according to the Barrister's fee required by the Barrister concerned.

 

Please therefore reply to me, by return, confirming that the hearing & proceedings have been withdrawn.

Regards,

 

Adrian Ruffhead

Litigation & Disputes Team,

Level 29,

1 Churchill Place,

London,

E14 5HP.

020 7116 7532

C/W 7 6006 7532

[email protected]

 

Bet you were reallllly frightened by that .................................:shock: lol!:D

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

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He must think I am daft. Does he treat all B*********d customers this way, or just the ones that callange their integrity. I might be a bit dodgy on me old spellin from time to time, but I am certainly not daft nor am I going to give in to 'charlie big banana' talk.

 

He has confirmed that the statements are true copies in the email, which is a complete fabrication of the truth. They are not true copies. I am 100% sure of this. I have never had a balance of zero, certainly not for 18 consecutive months... and the balances on the other statements dont tally before and after...

 

And the strange unknown account number reverts back to the original number in Jan 06, so this statement 'As regards the change of card numbers for account ending 9005 wasbecause the account was closed in 2002. Account ending 1004 was the account number that replaced it when it re-opened' is also untrue.

 

He has sent me confirmation that 'the B**********d team' have sent me falsified statments and also confimed that B********d tell their customers complete cods wollop to shut them up.

 

I have sent the letter (posted in post number 146) to him this afternoon 1st class recorded delivery, along with copies of the suspect blank statements, along with copies of a before and after true statement (which shows opening and closing balances) and copies of all the dodgy correspondence from him that urge me to drop the court case.

 

I wish I could be a fly on the wall when he opens the letter. Surely he is going to feel uneasy. He and the B********d team are in deep water and they haven't got an easy way out of it. :eek:

 

I am not eager for a show down... I would just like them to pay up the dosh that they have taken from me... but if they want to play it that way, then... Bring it on!! :cool:

 

If they do pay up (fingers and toes crossed)... then I shall pay off my visa and mastercard and close the accounts, never to do business with Bull*****ing B*********d ever again!!! :mad:

Moodle

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He could well be looking for a new job in the near future........................

 

How on earth could he be so stupid!!:D :D :D

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

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I wonder how long it will atke him to respond?

 

In the meantime I shall gather my evidence together in a file and begin looking up relevant governing bodies ready to complain to... although I really do hope it doesn't come to that. I don't fancy being 'the one' to drag their name into the papers... but they do derserve to have it their conduct revealed.

 

Still not many mods making much comment on this?

 

Has it happend before?

 

Are they as shocked as us lot?

 

Do they have an opinion on it all?

 

Hello.... anymody there?

Moodle

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Think its more a case of he seriously underestimated his opponent here.......................would love to be a fly on the wall this morning in his office lol!

 

Think they are all so used to trampling everybody under their feet because normally the people they are talking down to don't know the first thing about the law etc and they've got away with it for so long that they've become very careless...................

 

The mods are probably all in shock that he's been so foolish!

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

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Well... he (Ruffnuts) should have recieved the letter by now.

 

I am so impatient at times... but then again this has been going on since November so it is not not surprising that I would like this saga to end soon.

 

You are probably right Josie8 when you say that they (the Bar*******d litigation team) have become careless in their actions. As the amount of bank customers claiming charges back has dramatically increased in the past few months, I have noticed a huge change in their attitude towards their customers. You used to be able to discuss mothly charges over the phone with many banks... and sometimes if you were lucky they would refund them or maybe halve them over the phone. Now they (the banks) refuse point blank to discuss charges with you on the telephone and instead take an immediate bad attitude towards you when you call them. Now you have to put everything in writing. The staff that work at the banks are obviously not prepared to argue the point of charges over the phone now that many customers are informing themselves of the law.

 

Knowledge is power, as they say... and what I see happening now is many consumers are empowering themselves by learning more about what is lawful and what is not. The banks do not like this recent empowerment and so are harshly trying to bash us all down in the hope that we will go away.

 

It almost makes me want the court case to take place on the 20th July so I can see with my own eyes how the barristers of B*****s litigation will try and worm their way out of it... to see what low levels of deceit and manipulation they will try to use.

 

By turning on the customers they are putting themselves in a very weak position in the future. Any bank that holds their hands up and admits they were wrong, refunds charges without argueing and decides to change their banking terms will become top dog. New business would surge their way and greatly cover the cost of what profits they loose from penalty fees. Seems non of them want to be dop dog... just down right dirty rotten dogs.

 

Anyway... time for the my youngest to have her midday nap... so out comes the vacume and the rubber gloves whilst she sleeps... Oh a womans work eh!!

Moodle

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My mind is racing with all this...

 

I soooo hope this doesn't drag on.

 

No emails today... Ruffnuts will hopefully be in touch via the post in the next few days...

Moodle

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Hi Tanz

 

Yeah, it's dragging on and gettig more complex and all... what with all these dodgy blank statements and everything.

 

I am hoping to get it sorted soon (before the non-compliance court date which is the 20th), but you can never be sure can you.

 

Thanks for stopping by... :D

Moodle

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Any news??:razz:

You may receive different advice to your query as people have different experiences and opinions. Please use your own judgement in deciding whose advice to take.

 

If in doubt seek advice from a qualified insured professional. Any advice I have offered you is done so on an informal basis, without prejudice or liability.

 

If you think I have been helpful PLEASE click the scales

 

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Nothing in the post today... no email from Ruffnuts either.

 

Ruffnuts has had the letter since Wednesday (13th). Hopefully there will be some sort of response in the post tomorrow or Monday. If there isn't then it's time for me to take the next step on the deadline date, which is the 19th (Tuesday).

 

Fingers crossed that it gets sorted without having to take the next step... as it could drag on forever then. (Although it would be great to see Newspaper headline that shows Bar****card up for dabbling in fraudulant activity)... if that's the way it has to be, then so be it!!

 

So... who did you say I should contact mistermind??? OFT and Information Commissioners Office...? ANyone else you can think of?

Moodle

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Hi Maxine, Just subscribing to your thread (it took me a while to read it all though :) )

I admire your style, wit and determination, all the best.

 

William

 

 

Cheers bsia666...

 

Yeah, it must have took you a while to read through. It's amazing how the threads can get so long when things drag on and banks play dirty tricks. :evil:

 

Thanks for your best wishes.

 

maxine :-D

Moodle

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Hoping for the best, preparing for the worst.

 

For me the odds favour the first. You have money at stake, but Ruffnuts has porridge, unemployment, and disbarment by the Law Society hanging over him like the sword of Damocles. If Ruffnuts turns out next Tuesday to be certifiable insane, has his saner HQ had a copy yet?

 

Does not noomill00 have a Noncompliance court date on D-Day 19th June? Her ruling on the day might offer another pointer for you. She appears to be on first name terms with the Information Commissioner, so could help open up informal discussions before a legal complaint. Unlike compliance, your culprit having been caught allegedly criminally falsifying evidence will need to be dealt with by top officers.

 

As soon as the big battle is joined, you will lose control of the situation. If it goes to criminal court, your privacy will be lost, and stories of your card finances will become public reading material. You will not be able to withdraw your accusations and go back to a quiet life. The frustrating thing is that, even if Ruffnuts does porride, even if B*card is hit by a huge fine, such retributions from the regulator or criminal courts still will leave your reclaims unpaid, as you wait outside Small Claims court minus 19 months true statements.

 

In the absence of a B*card settlement offer upfront, you still have the option of preparing your bundle with 19 months estimated, a technique proven before, thougoh not without perceived risk. However, with the sword of Damocles hanging over his head, if Ruffnuts has settled ANY estimated claims he should settle yours to save himself. The most potent threat you have, is the one you have yet to carry out.

 

If Ruffnuts disappoints yet again, and refuses to settle the estimated reclaim, then you walk into Small Claims armed with dodgy statements to explain to the judge you have done everything humanly possible to obtain true figures, but for 9 months was frustrated by Insane. Small Claims being Small Claims, the judge might even rule for you. The worst that can happen is that you lose 19 months reclaims, or all your reclaims. To reduce the number of eggs in one basket, you could reclaim Visa Card first, if successful then Mastercard.

 

Have a good weekend. Come Monday or Tuesday may the sun shine on you. May it rain on Ruffnuts.

 

 

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