Britannia Repossession / Eviction - Help & Advice Needed with N244***Suspended***

[Ell-enn]

Cadbury, I know you're not in a good place at the moment and clutching at straws but.........     you really need to get your head round the fact that the lender is perfectly within their rights to ask you to pay back the money you have borrowed and signed a contract for.  The fact that asking you for the money they are entitled to is making you ill is really of no concern to them (heartless as it sounds), they are only interested in either you fulfilling the contract by way of making your monthly payments, or them repossessing your property - which again they are perfectly entitled to do if you don't pay.   There is absolutely no chance of your getting compensation when they have only applied the terms of the contract - and that's what any judge will look at.

 

If you tried to apply for a hearing to get a longer time (cost £250) what reason would you give for that - you still can't offer any money and you would have wasted the court fee.

 

You won't  get the repossession order dismissed - what reason would you give? as stated above the lender is within their rights

 

I can't begin to tell you how lucky you were with your hearing - I doubt you'd be that lucky again.

 

I know what I'm saying sounds harsh but you really do need to get a perspective on this - you were extremely lucky to get a suspended order with payments delayed until end August and you don't have any recourse on the lender or the judge.

[Ell-enn]

Wait for the court order to come so you can quote exactly what the judge has ordered,  then you can write to Britannia telling them payments were to commence in August, not July.   You should get the court order sometime this week I should think.