PRA group PAP letter of Claim - OH's Barclaycard debt

[brassnecked]

Could you post the documents as pdf with personal details redacted, and have they given you 30 days to respond and will issue a claim after that?

[brassnecked]

If deffo over 6 years, send the SB letter from CAG libray as a reply and don't fill in and send anything else back, check credit files to make sure first.  What was date of default and when was last payment made?

[brassnecked]

If that is  Letter before Action, yes they will issue a claim all addresses are up to date?  They love it where they can send stuff to an old address to get a naught Default.  If you are sure it is 6 years even if it will be 6 years just before the 30 days up, send SB letter as it should be Statute barred

 

They will have to prove it isn't if they make a Claim.It should be possible to rebut, as you would ask for sight of all documents they rely on including a signed Agreemewnt if pre 2007 cannot be a reconstituted Agreement.  When was the Card taken out?

 

[brassnecked]

 Best Post,  You don't want to email anything as it gives them another way to harass or send stuff at last minute 2002 they need an original agreement with the original T & C's.  Sure other Caggers will be along soon also with advice.