PRA PAPLOC Now Claimform - old Joint LLoyds OD account ***Claim Discontinued***

[benq]

Looking at an example of an OD Witness statement, this case, the defendant lost AND had to pay an extra £1500:

 

Claim with Shoosmiths, overdraft, Case lost £2800 and £1500 fees.

Looking at the one below, there was paperwork missing from the claimant:

 

Claim with PRA, case discontinued by PRA. PRA had never sent any documentation such as Notice of Assignment to the defendant:

 

[dx100uk]

On 06/10/2019 at 12:44, benq said:

Just been having a look through the SAR's for each of us.

Paragraph two of the Particulars of the Claim :

2. On 01/04/2012 the defendant entered into an agreement with Lloyd bank plc for an overdraft account under the reference X.

I've checked the original signed document in my wifes SAR and PRA have the incorrect date. Also the OD amount my wife and I applied for was only for £600.

Should I change my defence to:

2. Paragraph 2 is denied. The defendant is unaware of ever knowingly entering into an agreement with Lloyds bank plc for an overdraft account under the reference X on the date of 01/04/2012

 

 

if the OD was only for £600, and its now +£2500, one I bet PRA haven't sent through the sign up docs for the £600 OD, nor the non existent agreement for several? increases in the OD?

 

also are you sure the WS exchange is 28 days, it's normally 14, and the claimant will have a fee to pay by a stated date too?

 

dx

 

 

 

[benq]

Our documents say:

'The parties must send copies of their witness statements and documents to the Court and each other no less than 28 days before the final hearing'

 

We will ring the Courthouse Monday to see if PRA has:

-Paid the Court fee by x of March

-Delivered to the Court the following documents by x February

 

So yes, the claim could have been struck out already, either on x February, or X March. But we would have thought we would have been notified if that were the case?

 

The original OD was for 600; we have documentation to say that was for two applicants.

 

Draft ws attached

 

[dx100uk]

don't use docx we can see all you pers details in file properties.

either simply paste the text here or use PDF

if the other party requested and attained a larger od then no dice there sadly 

[benq]

So whats the next steps?

[dx100uk]

to adapt your ws.

but as we cant see it...………..

[benq]

Just rang the court and theyve advised the case has been discontinued. I've had no documentation of this.

What do I do now? Can I get an official document from PRA advising this?

How do we get this off our credit score?

Edited March 16, 2020 by benq

[AndyOrch]

22 minutes ago, benq said:

Just rang the court and theyve advised the case has been discontinued. I've had no documentation of this.

What do I do now? Can I get an official document from PRA advising this? ask the court for a copy as the claimant has failed to serve you a copy

How do we get this off our credit score? No....

 

 

Well done ...topic title updated.

 

Andy

[benq]

Thanks ever so much guys. Donation coming your way.

[dx100uk]

[benq]

Is there anyway to get this removed from our credit file then, or is it just a case of waiting for the six year SB to come around?

[dx100uk]

defaults 6th birthday it goes

 

dx