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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Cabot/Mortimer PAP Letter - old Zopa Loan


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Hello, im after some help please,

 

 This morning i received a letter from Mortimer clark solicitors in regards to cabot,

it  for a unsecured loan with zopa, from 2016,

 

they say there is a statement enclosed but it is just a cobot headed letter with open balance and date and closing balance and date which are both the same, no statement is in the letter, how do i know this is the amount?

 

They have enclosed lots of letters with boxs for me to fill in and sign also it has a expenditure form in and sign,

The solicitors has threatened that i have 30 days then it will be instructed to go to court for a ccj,

 

any ideas what im to do next pleased ?

 

Any help would be greatly appreciated.

 

Thank you 

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Andyyorch & Dx100uk, thank you. 

the loan was taken out in 2016

 

Stopped paying due to wife losing job then i had wage cut so could only manage essentials,

 

tried for iva but didn't have enough to pay one of them,

His words were how you surviving you have more going out than coming in.. not moved house.

 

I trying to sign up for free credit report so will let you now if its on there.

 

In regards to the letter it looks all official and asking for my outgoings there is a dd mandate form

,No schedule of payments that has been made or any paperwork from zopa ! 

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Yes its headed from a solicitors Mortimer clark but says 

We need your attention potential legal action.we need to talk to you about this debt, if we do not hear from you cabot will ask us to issue court proceedings and then we will ask the court to order a CCJ 

At the end of the 1st page it says...cabot is flexible about repayment and would accept a reasonable offer of payment,based on what you can afford.

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Had 3 calls this morning from Mortimer clark to contact them ? What kind of solicitor calls that many times..  also noticed that letter from them was dated 5/4/19 when only received on 11/4/19 !!!!

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  • dx100uk changed the title to Cabot/Mortimer PAP Letter - old Zopa Loan
  • 4 weeks later...

Received a letter from Mortimer this morning wanting to know what the dispute was,

also stating that company does not have the information requested but will get back intouch when they get it and for now the case is on hold,,

 

thing is I still could not find the form that you said print and send off so I never sent it as yet 🤦‍♂️ 

 

could someone please copy a link so I can download and print the form🤞 

 

Do I send it to Cabot or the original lender ? 

 

All help is greatly appreciated 🤝🙏

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Got a reply this morning from Cabot/ Mortimer,

Sent all details that was requested section 77 I.e.payments made ect,, they requested I ring to make arrangements to pay as they have provided all docs I requested, 

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Having issues uploading pics, 🤦‍♂️ when get time tomorrow I will try again..

But on the letter it says" If approved your loan would be subject to the loan contract summarised,then payments made and about 6 pages of terms and conditions and who lent the money, no signature from me, as I say I'll try and sort the pics out tomorrow. Thanks 

to_CAG.pdf

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  • 2 weeks later...

Received another PAP letter from Mortimer this morning after filling the last one in and stated it was under serious dispute,

 

should I fill this one in and just put the same on it obviously I will use the PAP off here again.

 

No need to request any section 77 as they already sent one out,

I'm no good on computers so still carnt merge,pdf,and upload I'm trying to find someone who could help me do this,finding it difficult on my phone. 

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