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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Dubai Debt through UK Courts - now Bank/IRDWW SD served


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Thanks for your note much appreciated but I can and will ignore as much as I can as I have done for many years until correct laws are followed.

 

If and when the time comes thanks Bankruptcy will help me a lot (you don't know my situation) but appreciated the link very helpful.

 

I will not see anybody in a court room for a foreign debt nor should anyone on here be entertaining sending paperwork, financial details etc to a firm that do not even own your debt ! and then on the backside the hammered by other collection agents etc for the same debt to be collected.

 

Once again I go with DX statement from a few years back that scaremongering is not the way.

Been on the journey since 2009 and riding well

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Thanks DX but believe me without you guys here and following in for the last years I would of gone into depression trust me.

 

Now it’s having confidence and again thanks to you and the team it’s helps but I also had to do a lot of research from 2011 and get smart. It was only in 2014 it started to get heavy but I was prepared. 

 

The only thing for me is waiting that is all just waiting either CWD or this new one Moriarty as I owe 4 banks total £90k ( with charges ) but by the law and correct. 

 

the funny thing is I have settlement offers from the banks themselves and the odd Ramadan email offer 75% off blah blah blah but unfortunately I don’t have that money otherwise of course I would. 

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  • 1 year later...

Hi DX

have you heard of this company. ERI RECOVERIES

This is the latest to now put a letter through my door ? 

Well after 12 years I received something like a letter issuing stat demand for Dubai. A one mr rozario. 

can this be done DX ? 

this is me:

WWW.THENATIONALNEWS.COM

The former UAE resident returned to the UK in 2009 and is being pursued by multiple collection agents who have rejected offers of instalment plans

 

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  • dx100uk changed the title to Dubai Debt through UK Courts - now ERI SD served

Well now let’s see I will have to dig out all my 11 years of abuse if it comes to that but I want to ensure legally this can be done and in the correct way 

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Not at all sorry if it came across that way but it’s been a very long journey in dealing with ruthless collection agencies since 2009 and then Mr Coyle and the famous CWD and his partner company IDR and now this guy turns up trying to issue me a SD!!!

 

it’s quite laughable and almost to point of trying to bully people to paying a foreign debt that the banks still own and hoping they can get it through a court where they have no idea what is actually going on 

 

really annoys me and very unfair tactics. 
 

i have a wealth of information and evidence from said bank on how they have broken many laws just waiting to be used 

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Thanks DX always appreciated. Is it true they can visit you at your place of residence? 
I shall wait to see what happens next week before I reply! 

I will never do iva etc this and will fight them all the way as I have done for the past 10 years! 
shocking behaviour continuing even during a pandemic 

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True DX. Interesting chat with national debt line today and that are shocked at the extent of Mr Coyle and his 2 companies are going to and the great lengths they are trying to enforce debt collection in the UK for UAE debts!  I have engaged once again with Mr Coyle and once again made another complaint to the FCA regarding his actions and IDR trying to issue a SD based on a debt that they do not even own!

 

shocking

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  • dx100uk changed the title to Dubai Debt through UK Courts - now Bank/IRDWW SD served
  • 1 month later...

Hi DX. Small update. IDR using a private investigator company ABI to attempt to deliver a SD. I didn’t entertain this nor did I set it aside. Waited a few weeks and the same investigator attempting to deliver a Bankruptcy Petition. Again will not entertain. 
 

im actually shocked and in disbelief that Mr Coyle and his firms would go to great lengths when they know they are not following the correct laws. 
 

it will be interesting to see the future 

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Appreciate the concern and I will await for those papers to come from the respective court. If it means I get to see them in court so be it but I have a very very good case from 10 years of history which I have tried and tried to explain to Mr Coyle but to no avail. 

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Thanks. I already did that to you a few weeks back. I ignored it. As I told you I don’t wish to entertain IDR not a small claims court that doesn’t know about foreign jurisdiction and everything around the collection of debt. If I managed to see Mr Coyle in court then this would benefit me as I have 10 years of evidence and information to state my case as to why they are wrong in what they are doing 

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FO, CA yet to come back to me on the latest complaint but on the SAR request I made to IDR they did not tell the full and correct story to the FO which I’ve seen in communication. Very poor. I’ve update the FO yesterday on this as it’s important they know the full conversation 

 

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