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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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SSE want paying for very old underbilling - can they do this?


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This may constitute a new thread..

but i thought i would post here first...

 

i have in the last few days received a letter from an energy company..

of which i was a customer at my former home

.i left that house in 2014..

 

this is a debt letter..

i am assuming

..is debt dept of their own company at this stage

 

..they are billing me for energy used between 2007-2014,

this is bizarre..

as i dont see how i could have been in that house and not paying for the utilities.

.in 4 years!

 

i actually had to use a meter to top up,

or i had no electricity/ gas..

 

at the time i left they wanted money from me but i disputed it..

. and i heard no more until now..

 

this letter is asking me to pay within the next 7 days or.

.they can place a default on my credit file..

 

. i do not want this as i have worked hard to get it right...

can they do this?

 

they have not proved that i owe this.

 

.any help much appreciated.

Edited by dx100uk
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Well they cant outside of 6yrs

And unless they billed you in the last few years telling you

They cant outside of 12mts under back billing rules

 

I would suspect they already defaulted years ago so cant do so twice

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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thanks.. can you expand?

any links about back billing rules?

i do not know .. 2007 to 14..

. is a bit much to ask for now..

 

.i guess 2014 is still below the statute barred timescale.

..they are not showing me evidence of anything,

so its similar to most things i have dealt with

 

..do i need to write them to prove it?

also if i contact them by phone will that be bad for me?

i'm just trying to avoid them messing up my cred file and the days are ticking by.

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utils forum or the search cag box of the top red toolbar

 

back billing

 

or whatever your q is

cag is self-help too

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

if its your usage SINCE you moved in ofcourse you can.

its your consumption

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

@DX100uk"Well they cant outside of 6yrs

And unless they billed you in the last few years telling you

They cant outside of 12mts under back billing rules

 

I would suspect they already defaulted years ago so cant do so twice"

 

reference to earlier query..

i wrote to sse informing them of my surprise at receiving a bill so far back,

and indeed 2007 is unbelievable considering i was there a further 7 years without issues with this..

 

yesterday i received a "final demand"...

totally ignoring my letter.

.and again threats to put a mark on my credit file.

. can they do this?

 

anyone help me here?

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write to them then or ring and record the call.

they cant bill you outside of 6yrs and they cant bill you for THEIR mistakes

though this sounds like you ran away and knew about the debt anyway....

 

if you didn't inform them you'd moved then the back billing might not apply and you do owe the money

but without data

like sending an SAR?

you cant prove or disprove anything

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

woooa, ok but i did not" run away" anywhere, i fear no one..

i did inform them i was moving, but they merely estimated my bill.. and i barely used electricity.

 

i disputed it.. i was in contact on the phone quite a few times..

but it came to a stalemate.

 

. eventually within the same year i left,

i heard no more.

.the debt at this stage is alleged..

 

please do not automatically assume i am at fault.

.by the same token without data.

.. they have sent me no evidence of the amount they are requesting

..i can not just dish out money to anyone who asks.

.plus they are billing me for 38 quid..

so called admin fee..

disgusting.

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did you write to them giving your new correct address?

no they cant charge £38 either..

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

but what i specifically want to know ios can they register a default on my cred file if it doesn;t go the way they want?

 

they had my forwarding address, i do not remember how i gave them it.. they also had my phone number.. i did receive demands at this address.. way back then

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good so looking like they did write before etc

ogcourse they can trash your file

but I would suspect that this was defaulted years a go and its already dropped off re 6yrs defaulted date

so as you know..it cant then comeback...

 

you need the data

cant see anyother way than SAR time.

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

Never been any diff

But id suspect its been removed already

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

Link to post
Share on other sites

Mobile with app?

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Read here the rules have changed regarding back billing...

 

https://www.energy-uk.org.uk/customers/energy-industry-codes/code-of-practice-for-accurate-bills.html

Edited by Andyorch
Link fixed

If I have been of any help, please click on my star and leave a note to let me know, thank you.

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