Jump to content


  • Tweets

  • Posts

    • Last June, 3.4m members received a £100 payment from the building society. Now they will be wondering whether the offer will be replicated this year.View the full article
    • Write to the IPC complaining that UKPC have not observed the requirements of PoFA . IPC  Waterside House, Macclesfield SK10 9NR Dear IPC, I am writing to complain about a serious breach of the Protection of Freedoms Act 2012 by UKPCM. I feel that as it is more a breach of the Act rather than not just  complying with your Code of Practice which is why I am bypassing your operator. Should you decide to insist that I first complain to your operator, I will instead pass over my complaint to the ICO and the DVLA . My story starts with being issued a windscreen PCN on 8/3/24 which was almost immediately removed and a second  PCN was then  sent by post on 13/3/24  [deemed delivered 15/3/24] which I did not receive and had to send an sar to have that particular mess revealed later  but that is not the reason for my complaint. UKPC then sent a Keeper Liability Notice dated 12/4/24 warning me that as 28 days have now elapsed, I as keeper am now liable for the charge.  This is in direct contravention of PoFA since the keeper does not become liable to pay until the day after the original PCN is deemed to have been given which would have been 13/4/24 -a Saturday ]. Not only does it not comply with PoFA but it fails to adhere to your Code of Practice and is in breach of their agreement with the DVLA. You will be aware that this is not the first time that UKPC have fallen foul of the DVLA and presumably yourselves. I have included copies of both Notices for information. You will realise the seriousness of this situation if this is standard practice from the UKPC to all motorists or just those where windscreen tickets are involved since the Law regarding PoFA is being abused and is unfair to misguide motorists. I await your  response which I understand will usually be within a week. -------------------------------------------------------------------------------------------------------------------------------------------------------I would think that should be sufficient for the IPC to cancel your PCN though  you should await comments from the Site team before sending your complaint. Don't forget to include both PCNs.  
    • Hi DX, Sorry, fell asleep as I was up all night last night writing that statement. Yes, I attached the rest of the witness statement on post 50, bottom of webpage 2. That's the important part.  It looks like the lawyer who wrote Erudio's Witness statement does not work for them any more. So, I'll have another lawyer representing instead. Not sure if I can use Andy's hearsay argument verbally if that happens.... I did not put it in writing. Apart from not sending deferral forms, my main argument is that in 2014 Erudio fixed some arrears mistake that SLC made and then in 2018 they did the same mistake, sent me confusing letters. What is the legal defence when they send you confusing material?
    • Chinese firm MineOne Partners has been ordered to sell land it owns near a US nuclear missile site.View the full article
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Middle East Debt being chased by CWD Court Claim received


chelsea05
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 1577 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Hi,

I have been contacted by CWD who state I owe £60k, I have 30 days to respond/pay up in full.I

 

I own a house with equity and am concerned they will try to make me bankrupt thus losing my house.

 

I left the UAE in 2011 and was originally contacted by IDRWW last month

 

. I am finding it hard to find a solicitor who deals with such things.

 

Does anyone have any ideas?

 

I am tempted to contact the bank directly and come up with a settle meant for the original amount which was around £6000.

 

Thanks in advance for any advice.

Link to post
Share on other sites

  • 3 months later...

Thank you for your reply, I have read loads of threads and looked at different websites about them.

 

I have read they have gone to court here in the UK.

 

I appreciate it is probably scare mongering but I have equity in the house and a young family so need to make sure I am 100% safe

 

. Is it better to ignore or ask for everything?

 

They have sent me my cc agreement and cc statements too. Cheers

Link to post
Share on other sites

yeah was £6k and now 60k with interest!

 

! My issue is that I have a large amount of equity in my property which I obviously don’t want to lose.

 

I appreciate I should be safe but always at the back of your mind.

 

And you are correct if it went as far as court how can they stand there and justify another £54k in interest!!

Edited by dx100uk
Spacing
Link to post
Share on other sites

I have an idea who it is now!

I’m not too worried now about it, if it goes to court I would have to sort a payment plan if needed but certainly would fight any bankruptcy petition.

Also as we all know it does look like CWD can’t really do much .

Link to post
Share on other sites

So an update for everyone.

 

Firstly I have not emailed CWD back from the letter they sent saying I have 30 days to contact them.

 

In the last week a friend of mine who lives in Dubai has contacted the bank and they have knocked over 70% off original debt straight off making CWD look farcical.

 

At the moment we have offered bank the original debt and for them to take into account the interest I paid when I was there. I will keep you updated.

Link to post
Share on other sites

  • 1 month later...

Update for everyone, I reached an agreement directly with the bank in UAE for the original amount owed, they are currently getting the case dropped against me in the courts out there.

Link to post
Share on other sites

No this was directly with the bank, I have had cwd contact me about another credit card but this is a minimal amount so will see if anything does happen. I paid it to get the monkey off my back.

Link to post
Share on other sites

It worked out to be about 90% off from the amount cwd were quoting.

 

Yes they may sell it on but I have evidence that I do not owe the bank a penny, so let them do their best!!

Link to post
Share on other sites

  • 2 weeks later...
  • 2 months later...

I did see that, all I’m saying if you speak directly with the recovery department they will accept the original amount before any interest was added.

However this only works if you have the money to pay it off.

Link to post
Share on other sites

  • 9 months later...

Hi All, 

 

I posted here over a year ago, normal story left UAE long time ago unpaid credit card etc. last year I cleared everything with one of the banks there,

 

a month ago had a letter from our friends at IDRWW stating I Still owe money to the bank. have proved the amount I sent and email to agree payment yet they are disputing this. 

 

they want me to come up with a payment plan to clear the liability which I do not owe! 

 

I know this will go to CWD am I best to just ignore this and see if they take me to court?

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...