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Bicester1 vs MBNA


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Well - letter back in answer to my prelim letter of 4th November "...will send you a full response by 4th Dec."

 

So " not staisfied with your reply " and LBA goes off in the morning!

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

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  • 3 weeks later...

Partial victory! Cheque for £190 out of £400+ claim. Letter saying thankyou but not accepting this in full settlement. Mcol claim over weekend!

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

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  • 2 weeks later...

MCOL gone in. £428 plus £115 interest and £80 costs. Lets see what that does for them!

 

Happy Christmas MBNA

 

Biceater1

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

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Share on other sites

Claim served. They have until 7th Jan to reply.

 

Happy Christmas to all on this site.

 

Bicester1

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

Link to post
Share on other sites

Excluding. Sent it back as unacceptable not full offer! As this was first claim only went for S69 interest not contractual. Next claims will go for contractual but see recent post on Barclay's site re contractual. It looks like the Banks might fight that one as obvious huge cost implications. They are quite happy to charge us 29% but don't like it when we try to do the same!

 

Bicester1

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

Link to post
Share on other sites

Excluding. Sent it back as unacceptable not full offer! As this was first claim only went for S69 interest not contractual. Next claims will go for contractual but see recent post on Barclay's site re contractual. It looks like the Banks might fight that one as obvious huge cost implications. They are quite happy to charge us 29% but don't like it when we try to do the same!

 

Bicester1

 

MBNA Paid me Contractual interest @19.9% after a bit of a fight, took my claim from £1300 to £3330, only took 3 phone calls, well worth going for

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Thanks for the info thejanegirl.

 

I have another MBNA card and will certainly go for contractual on that!

 

HAppy New Year

 

Bicester1

Bicester1

 

MBNA WON £623

:)

GM Card Won £580

:)

Nat West CC Won £525.08

:)

Nat West Bank Won £2346.60:)

Lloyds PPI LBA

Barclaycard defence received. Trial date 30th July. Barclays missed deadline for servicing and filing of their bundle! Going to try for strikeout or summary disposal

HBOS about to issue N1

LLoys Bank LBA

 

I am not a lawyer. Get trained professional advice if unsure of your legal position. If my advice is helpful please tip my scales!

Link to post
Share on other sites

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