New here, 10 year old CCJ Robbers Way

[renegadeimp]

On a regular debt outside of the 6 years since CCJ was issues?

Almost impossible unless they have a very good reason.

 

Out of all the CCJ's there are that are over 6 years, maybe a tiny handful are eligible.

And in context, hundreds of thousands of CCJ's if not more, and maybe 5 that qualify.

 

If robbers way are/were involved, then the debt is junk.

They dont get involved in legit debts.

 

The person at the door wont have been a bailiff.

He'd have been a doorstep collector.

Meaning you could have ignored him completely and he cant have done anything.

 

When a bailiff is involved, youre sent letters informing you as there are costs involved.

[renegadeimp]

Dont worry about SB letter.

Who owns the debt now?

 

Have you checked your credit files to see if its on there?

 

Have you had any recent letters about the debt?

 

Have you made sure your address was up to date with whoever initially chased it?

[renegadeimp]

definitley sounds like a junk debt. They prob dont even know about a CCJ on it. What were the contents of the letter they sent.

[renegadeimp]

They're chancing their arm.

They know they cant do anything as its over 6 years.

 

Thats why theyre begging you and trying to trick you.

 

by collection activity, they mean just send you more letters.

 

We've seen the same thing lots of times from lots of different DCA's.

[renegadeimp]

You dont have to explain ANYTHING to anyone at your door, just ignore them or tell them to jog on.

 

If and its a big if, ANYTHING was to come of this, they would have to go down the proper channels, and you would also ne notified along the way by post from the courts.

 

Robbers way are doing what they always do, and are lying/bluffing you, hoping youll fall for it. Sadly many people do fall for it, even though robbers way havent provided a shred of proof of ANYTHING theyve said. Thats how they stay in business. It's a very very murky industry.