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    • Thank you all for the responses, to answers a few questions  - she has had the car since Jan 23 on a 5 year term.  - She is unsure what the agreement is called, but at the end she has the option to make a payment to "buy" the car - she recieves benefits for her young children alongside the ssp (normally she would be on NLW for a 16 hr a week job)  - Yes she would like to keep the car  She has not responded to the last email from them asking her to call and it'll be followed up in an email. I told her to hold off until atleast Wednesday so I can read a few posts on here and get some more information.  I will ensure she follows up with a letter, that has not been signed but instead her name written.   Thank you  
    • Thanks @lookinforinfo I'll use that. @FTMDave Yep im going to do just that and calmly enjoy the process that follows.    Whats the deal with the quote thing? Is it causing an issue for the site or just an annoyance.
    • Hello, *posting on behalf of my friend, I'll provide as much info as possible*  During a pretty low point my friend moved into a social housing property, it was in a area with no family/friend connections so she started to look for a mutual exchange. She found one, signed the paper work and thought everything was okay.  She has now decided she does not want to go through with the mutual exchange. Is she legally allowed to pull out after signing the paperwork or does she have to commit to the move? Thank you,
    • Thats perfect as long as they go to my new address its all good. thanks again for the help
    • if the debts have not been sold on but only passed to the dca's to chase, then i doubt you'll ever get a letter of claim till it is sold on. OC's dont do court because of bad publicity .  if you've updated the address, then everything goes there from whomever. dx
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abbey charges claim


phatram
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Hi Phatram

 

You should write to 1st credit and inform them that this account is in dispute and cannot be collected by them. Inform them that you are owed a lot of money in unlawful card charges. Have you filed an N1?

WARNING TO ALL

Please be aware of acting on advice given by PM .Anyone can make mistakes and if advice is given on the main forum people can see it to correct it ,if given privately then no one can see it to correct it. Please also be aware of giving your personal details to strangers

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HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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This is in dispute 'cos the alleged debt is made up completely of bank charges not 'cos of CCA issues.Can I use the above letter with a few modifications or is there one that deals specifically with my problem?

Thanks. Mrs P

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This is in dispute 'cos the alleged debt is made up completely of bank charges not 'cos of CCA issues.Can I use the above letter with a few modifications or is there one that deals specifically with my problem?

Thanks. Mrs P

 

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Try this. It should cover everything you need

 

Account in Dispute Letters - Consumer Wiki

HOW TO...DUMMIES GUIDE TO CAG...Read here

STEP BY STEP GUIDE...Read here

F&Q's... Read here

EVERYTHING YOU NEED THE A~Z GUIDE...Read here

 

Go to our Cag Toolbar Download page here

 

Please don't forget this site is run on DONATIONS If this site has helped in any way, then please give a little back. ;-)

Any opinions are without prejudice & without liability. All I know has come from this site. If you are unsure, please seek professional advice. .

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