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    • its called reading up.................... they have 28days to do 'something'  though with court delays that can be 2mts before you might be able to guess its become autostayed. dx    
    • surely it should not matter.  as long as a driver is insured to driver the car. the V5C RK name does not have to match . then you can take as long as it takes. 
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    • Evening All I am now working on pulling together my bundle of docs for Court (it needs to be submitted by 8 July) and have three parts I'd be most grateful for your thoughts on please. The first is a time line / case summary, the second concerns Items Not In Dispute and the third (I hope) sets out where P2Gs insistence that they are only liable for the first £20 of any claim falls foul of the Consumer Rights Act 2015 and also cites three cases where different judges found against P2G and ParcelHero Ltd when they attempted to argue their very limited liabilty was warranted. Anonymised pdfs of all three sections are attached. Given that in their Defendant's Response P2G appear to have conceeded that the eventually delivered parcel was empty, and that the contents had not been handled with due care and attention, do I need the amount of detail I have included in the summary document, or do you consider a significantly shortened version would suffice? As ever, many thanks g59 Description of unenfoceable insurance requirements for my bundle.pdf Issues Not In Dispute - anonymised.pdf P2G Timeline and case summary - anonymised.pdf
    • the temp frozen bank A/C will be under the money laundering rules. he must be transferring large sums of money in/out a UK bank account from abroad and the automatic system has fagged him. now he must wait for a human to intervein.  can take anything upto 2mts see the barclays forum. you cant get a CO for CTAX as that would need a CCJ FIRST  9/10 council dont go for CCJ's on CTAX debt , as they can go direct to bailiffs  but they are powerless as there is no right of force entry. dx    
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Old 1987 Midland Bank Mortgage PPI


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Hi,

 

I've moved this thread to the PPI Forum, I'd think it will be HSBC you will need to contact, there's some details here...

 

http://www.hsbc.co.uk/1/2/contact-us/payment-protection-insurance

 

Regards,

 

Scott.

Any advice I give is honest and in good faith.:)

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sar time

if you've got ANY numbers find them and add them to the sar letter

 

 

I will be totally honest and say you don't really stand much of a chance

even if you get the info

 

 

I think they'll cry theres nothing from that period with regard to any 'rules' or 'guidelines'

tht state they did wrong at that time.

 

 

would LOVE to be proved wrong mind!!

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Yes... I'm going through the same thing with them from 1987... it's like getting blood out of a stone... and I have all the paperwork, too... they kept coming back to me and saying 'prove it' even when I'd given them the signed documents...

The Ombudsman has ruled in my favour... this was weeks ago and they still haven't paid up, apart from a £100 cheque which they said was in full and final settlement and where they owe me more than two grand.

Dx, you said they would drag their feet... and you were right! I've been told by the ombudsman to give them until the 16th Jan, after which he will intervene.

If only you had some documents... even old bank statements... I'm sure they will have them on file... Good luck! TB

PS... I know for a fact that we had to take insurance out on a mortgage we had with them... they used their 'in house' insurers- Hamilton in Berks.

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