the car finance company repo'd my HP car from gated private dwellings - help

[theoldrouge]

If true serious regulatory implication

Get Ws in writing

Yes you can only report to FCA but benefits all

 

Individual complaint will be to fos

 

You also need to SAR finance co

to establish dn position

and the narrative maybe useful

 

In court the weakness in your case is

the 3 months arrears

so soon into the agreement

 

They will claim to be minimilising your

future liabilities by realising their asset

asap

[theoldrouge]

Can we see the agreement please

minus personal info

[mike2016]

Yes i will scan it now, how to attach it here?

 

Also i do understand everything above

but what exactly stopped was stopping them from doing things lawfully?

 

And why will a court let them get away with that?

 

And they can not claim mistake or oversight.

 

This person came to my property on the 3rd of August as well

(I'm unfolding more info as i go along) and left as he didn't manage to get the car out.

 

So they knew the car was on a private area and they were not supposed to take it.

 

Hopefully you can see the files?

agreement.pdf

[mike2016]

I must say i'm quite impressed by the response of the regulator.

 

 

They usually just respond to say your concern is noted and that they can not comment any further.

 

 

I received a long email from them that says it will be passed to who ever monitors the lender and that they might come back to me requesting more information.

 

 

They also say that if i'm suspecting criminal activity on how the car was taken out of a locked area to go to the police and they also say that i should consider the ombudsman route rather than taking court action against the firm.

[theoldrouge]

excellent, far better to use the fos, via formal complaint, in this instance than outlay court fees