Hillesden/mortimer CCJ received AEO - think its SB'd?

[AndyOrch]

I have started your own thread stf3 ..so continue to post here.

 

Regards

 

Andy

[dx100uk]

what did they serve the claimform on you?

did you not get warning they were going to court?

or it was all sent to an old address

 

 

tell us the full hitory

[Dotty50]

As dx says, more information is needed here to give you any advice.

 

An Attachment of Earnings is one of the options available to the claimant but only after a judgement has been obtained so I'm guessing a claim was issued but you didn't defend it?

 

Have you moved recently?

 

Once a claim is issued, the statute barred issue no longer exists unfortunately.

[AndyOrch]

You must return the completed N56 (AoE within 8 days)...if you wish to challenge the judgment and set a side you can suspend the AoE.

[stf3]

Hi dx100uk,

 

Thank you so much for getting back to me so quickly.

 

Had a personal loan from Blackhorse,

ran into probs late 09 beg of 10.

Missed a few payments last payment was 04/01/2010.

Does it fall under Statutory Barred?

 

Contacted CAG around June 2010 for advice on default etc.

 

Sat 5th March received Notice of Application for Attachment of Earnings Order doc dated 02/03/2016

envelope postmark 03/03/16, postage paid 39p.

Attachment has to be at court within 8 days.

 

Have had no contact with Blackhorse, Hillesden or Mortimer Clarke sol,

even though I haven't changed address.

This is the first contact made re the loan.

 

Reading on your site Registry Trust was advised so done that

and to my surprise they got a judgement at court on 11/01/2016 against me,

Status - Unsatisfied Judgement.

 

 

Is this allowed without even letting me know?

 

I rang the court to state I wasn't even aware about the judgement until today,

how come I wasn't notified.

She said to ring Mortimer Clarke.

 

Am stressed and annoyed, what do I do? They have bunged on loadsa charges.

 

Would appreciate any advice please

 

regards

 

stf3

[dx100uk]

as the claimform was poss issued upto +33days before the judgement

that will be within 6yrs?

 

now if you knew nothing about the CCJ

you could set the judgement aside

as andy advises

[Dotty50]

http://www.consumeractiongroup.co.uk/forum/showthread.php?264198-blackhorse-car-loan/page2

 

Here's the original thread from 2010 for reference.

 

As I said in my previous post, forget the Statute Barred scenario because it no longer exists once a claim has been issued.

 

Take Andyorch's advice

[dx100uk]

threads merged

please keep to one thread

 

 

dx

[stf3]

Hi Andy & Dotty,

 

I didn't defend it because I didn't know it was happening. It would have been Statutory Barred when they got the order - to the best of my knowledge.

 

My previous posts are still on site, take a look for previous history on this matter. June 2010 if I noted rightly when I looked.

 

regards

 

stf3

 

Ok all, will sort the form and get it to court.

 

Thank you for your support

 

regards

 

stf3

[Dotty50]

If you last paid on 4/1/2010 it should have become SB 5/2/2016 but would always add a couple of weeks more so I would say you should have been safe by the end of February 2016.

 

So if a judgement was granted on 11/1/2016 then the claim would have been issued some time around the end of November or even earlier because there are time limits for you to acknowledge the claim and defend.

 

I appreciate you haven't seen the original claim which is why I asked if you had moved and they'd issued it to a previous address?

 

Your original thread has been merged with this one so the full history is available here.