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Capquest and old Marbles card 'debt' scared to CCA them...


robb1977
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Hi

I currently have a DMP with payplan.

 

I have an old debt from a marbles card, the account was opened in 2001.

 

This is now owned by Capquest.

 

The account has never been defaulted so im wary about cca'ing them.

 

My other defaults are due to drop off next year so i dont want to upset capquest and risk them defaulting.

 

Any advice would be gratefully received.

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they cant

they are not the original creditor

 

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Why do you wish to send a CCA request Robb...your intentions?

 

Andy

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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ive been doing a bit of reading on this site and i believe that pre 2007 debts could be unenforceable and so i may be paying capquest money which would be better spent elsewhere.

They have in the passed sent reduced offers.

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Is it still part of your DMP and are they aware of the assignment?

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Thats fine...CCA request it is then:wink:

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

Have we helped you ...?         Please Donate button to the Consumer Action Group - The National Consumer Service

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Anyone's guess ...they shouldnt...but if they do it wont be in connection to your CCA request.

We could do with some help from you.

PLEASE HELP US TO KEEP THIS SITE RUNNING EVERY POUND DONATED WILL HELP US TO KEEP HELPING OTHER

 

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Hi Robb 1977

 

I am in the same situation as you with CapQuest and 2008 Marbles CC

 

I was paying Marbles through Payplan until it was sold on to CapQuest. I sent Capquest a CCA request and they did not have it and would have to go back to Marbles for it. I immediately asked PayPlan to suspend payments to Capquest. This was three years ago

 

However I have been an ex pat (outside the EU) for 30 months but Capquest still think they can collect money from me without a CCA.

 

In reality I am 99.99% certain that CapQuest will never get a CCA from Marbles as I have recently done a PPI claim to Marbles who state that they are unable to find any record of me on files, current or archived

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