Ex wont sign Blackhorse PPI reclaim settlement form

[ibagyei]

Thanks Stigman.

[ibagyei]

The DCA is not adding charges or interest at the moment.

 

 

I didn't have access to the blackhorse account online the last time I tried but I will try again, otherwise I will do the SAR Request.

[ibagyei]

The debt is listed by the DCA. I checked my Credit File.

[dx100uk]

pers I'd not bother doing anything more than getting that sar sorted and back.

 

 

BH have sold the loan

that means theres a lot up with it.

 

 

ultimately you don't have to accept the PPI offer

and the fact your ex is not playing ball is to your advantage at present.

as it introduces a delay that cant be held against you

and gives you a good window to get the spreadsheets done.

 

 

I would 'suggest' that once you have those done and checked here

you'll prob find that they owe you

that's why they sold it to a fleecer

 

 

they [bh] have cashed/written off the loan against their tax loss, got that back

and seen the rest is not actually 'owed' its what they fleeced out of you or added in bogus fees.

 

 

so sold it on for peanuts.

 

 

if the PPI is +£10k how much was the flippin loans for

 

 

I bet as its secured? that more than 40% is interest and charges

 

 

this could get fun

 

 

dx

[ibagyei]

I spoke to Blackhorse and

 

 

it looks like my ex has lodged a new complaint on 2/01/2015,

 

 

so they told me that the letter will be coming out by 27/02/15.

 

 

I wanted to seek advice before I draw their attention to their previous letter in August 2010 that requested our signatures for payment.

 

 

The person that I spoke to confimed that they have accepted that the ppi was mis-sold

so they are in the process of sending out the letters to be signed for payment.

 

 

I will send the SAR request by tomorrow so that I can check if they are paying the right amount.

 

 

Is it better to push for the old letter/complaint to speed things up or see what happens with the new one?

[dx100uk]

sar first let it run.

 

 

dx

[ibagyei]

Ok. Thanks dx.