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kizzy v woolwich


kizzy2711
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hi i started a thread in another section and think it was the wrong place now. sorry to the mods if it causes hassle i didnt realise!!!

i sent my data protection letter yesterday and i'm getting kinda worried if im doing the right thing although i think my new bank is telling me yes lol

i dont get the 8% interst thing except that ya add it at court claim stage, but s that 8% of all charges or only for stuff you have paid nterest on? also .....i know im going on a bit but these bundles everyone is talking about.......what is contained within please, i have read the faq which was really helpful and kinda put me in the picture as to where im going lol im just very easily confused but tthought it best to ask than mess up

any helpful advice very very appreciated

 

kizzy xxx

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i dont get the 8% interst thing except that ya add it at court claim stage,

Correct. Use the Simple s/s here:

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/182-interest-calculation-spreadsheets.html

 

Overwrite the existing example type of charge, amount and date. The days since and 8% will be calculated automatically. For your schedule of charges, print the s/s off, but without the last 2 columns (8% bits).

 

.i know im going on a bit but these bundles everyone is talking about.......what is contained within please,

 

You won't need these fopr a long time if at all, but by all means take a look:

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/33060-basic-court-bundle.html#post257960

 

l im just very easily confused but tthought it best to ask than mess up

 

Good, whenever you're in doubt about something that you can't find for yourself, always ask. There's invariably someone here who will know the answer.

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can i just ask a quick question, how long does it usually take for woolwich to send statements please?

 

kizzy xxx

 

Think I had mine in about 25 days or so

NatWest

Data Protection Act Letter - 06/08/2006

Statements rec'd 14/9/2006

Preliminary Letter sent - 27/9/06

LBA - 18/10/06

Claim with Court - 31/10/2006

Got until 14/11/06 to acknowledge.

7/11/06 Received ltr offering full settlement minus

interest + court costs

12/11/06 - Rejection sent

17/11/6006 - Natwest Acknowledged

4/12/06 - Rec'd Natwest Def (Cobbetts)

5/1206 - Rec'd partial offer (Cobbetts)

THE WOOLWICH

Data Protection Act Letter - 06/08/2006

List of charges rec'd - 04/9/2006

Prelimary Letter sent - 06/09/2006

Response - 'fully investigating' - 11/09/2006

Claim with Court - 20/10/06

Acknowledged - 20/10/2006

Defence by 17/11/2006

AQ to be returned - 11/12/2006

Court Date - 14/02/2007

**SETTLED IN FULL**

CAPITAL ONE

**SETTLED IN FULL** 3/11/06

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just a quick question about this microfishe thingy (which i have no idea what it is but an excuse not to send whole 6 years statements) if they only say give you 3 years statements do you think it would be acceptable to estimate (eg double it) because they will not supply you with the info you need?

 

thanks

kizzy xxx

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Kizzy your jumping way ahead of yourself and worrying over something that hasnt arisen yet ! take your time read through the threads to get take on other members proceedings against woolwhich youve sent your Data Protection Act (SAR) letter they have 40 days to get them to you so in the meantime read read again and by the time you have finished before you know it your 40 days will be up and you will have all your data back !

if my advice has been of any help to you then please click the scales ! Thank you :D

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just spoke to a nice lady at woolwich who is going to get the other statements out to me asap but do i now carry on with the information i have or do i wait still for the other statements?

any help appreciated

kizzy xxx

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