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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Home rights notice


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The Wikivorce divorce advice forum said something about the Home Rights Notice does not protect the person

named on the deeds who owns the house.

That's why I assumed that the law protects everybody and everyone except the person who

worked and paid for the house.

I am only married to one woman, you seem to be implying that I am into bigamy.

 

Just asking given your "protects everyone" given the home rights notice protects one spouse / partner and I wondered where "everyone except me"came from....

Possibility 1: Marriage to lots of people... You say not.

 

Possibility 2 : Drama llama-ing? It seems so, since "protects one (who isn't me)" has become "protects everyone except me".

Hint: the difference is whether it is neutral or not regarding the rest of the world (that is, other than you and your wife)........

so, how does it protect / affect, for example, me?

Clearly it doesn't!

 

Stop drama'ing.

 

The world (other than you and your wife) aren't affected by the notice.

 

Your house hasn't become "worthless". Nor should you consider bulldozing the house (unless you really want to be homeless, and intentionally homeless at that).

 

You can't avoid giving your wife her share of the property, despite who you feel is at fault for the breakup.

 

You have a choice : continue with the bitterness, "woe is me", and doing nothing to move forward, or take the options open to you. Your call.

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Hi BazzaS.

You said "You can't avoid giving your wife her share of the property".

OK fair enough. However my wife's mother has just passed away and my wife will inherit

her mothers house when the probate is completed in the following months.

OK so I have to pay her half the value of this house even though she will soon own her mothers house.

 

I have also heard that my wife can have half of my private pension even though she has her own

private pension.

I was told by a solicitor that any money I save up during the separation period will have to be shared

with my wife upon divorce.

However my wife won't have to share her inheritance with me even though she will soon be worth more than me.

 

Yes indeed "woe is me", I loose no matter what.

 

I get the following impression from my free half hour with a solicitor:

If I won the lottery I would have to pay my wife half of my winnings because I still live in the family home.

However if she won the lottery she can keep all her winnings because she isn't living in the family home.

 

I thought my wife's inherited wealth and my wealth would have been added together and then shared

50/50 but apparently not.

 

Yes, woe is me, the law stinks.

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Hi BazzaS.

You said "You can't avoid giving your wife her share of the property".

OK fair enough. However my wife's mother has just passed away and my wife will inherit

her mothers house when the probate is completed in the following months.

OK so I have to pay her half the value of this house even though she will soon own her mothers house.

 

I have also heard that my wife can have half of my private pension even though she has her own

private pension.

I was told by a solicitor that any money I save up during the separation period will have to be shared

with my wife upon divorce.

However my wife won't have to share her inheritance with me even though she will soon be worth more than me.

 

Yes indeed "woe is me", I loose no matter what.

 

I get the following impression from my free half hour with a solicitor:

If I won the lottery I would have to pay my wife half of my winnings because I still live in the family home.

However if she won the lottery she can keep all her winnings because she isn't living in the family home.

 

I thought my wife's inherited wealth and my wealth would have been added together and then shared

50/50 but apparently not.

 

Yes, woe is me, the law stinks.

 

The court looks at all the assets. If your house is worth much more than get assets then yes, you'd have to give up more than she would. However:

 

If she was a high-flying exec earning multi-millions and you were a home-husband : you'd share in her assets.

 

I don't know where the "she gets half of yours, you get none of hers" comes from.

Don't divorce her until she inherits .....

 

It isn't exactly 50/50.

50/50 used to be the split, then it became "the starting point". Now the courts look at the whole picture : the contribution of the parties, the assets & income of both, the requirements of both (including who has custody of non-adult children), and the contributions (financial AND non-financial) of both parties.

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The home rights notice remains on the land registry of this house even if my wife won the lottery.

The home rights notice says nothing regarding my wife's wealth.

This house is worth less than the house she will inherit.

She gets half of mine because she has claimed against the family home.

I can't get half of hers because her inherited house was never our family home.

When she inherits her mothers house I am not allowed to slap a home rights notice on it

which proves my point. She has secured her right to half the value of this house but I can't secure

the right to half the value of the house she inherits.

Therefore the law stinks.

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The home rights notice remains on the land registry of this house even if my wife won the lottery.

The home rights notice says nothing regarding my wife's wealth.

This house is worth less than the house she will inherit.

She gets half of mine because she has claimed against the family home.

 

And it was going so well ... You were correct, then "almost correct" with the last statement.

She doesn't get "half the house". She gets a fair share as agreed between you, or as determined by the court if you can't agree

 

1) Fair : not equal or 50/50

2) of all the assets and liabilities. Not just "the house". The notice merely serves as a warning to others she has (as yet, unresolved) right.

 

I can't get half of hers because her inherited house was never our family home.

 

No. You can't serve a home rights notice on it. That isn't the same as "can't have a share of it"

It would form part of the assets considered at a divorce .....

 

When she inherits her mothers house I am not allowed to slap a home rights notice on it

which proves my point. She has secured her right to half the value of this house but I can't secure

the right to half the value of the house she inherits.

 

See above. You can't put a home rights notice on it but it is an asset which would form part of any settlement

 

Therefore the law stinks.

 

Her having an asset (her mothers house) makes there more assets to consider at divorce.

Divorce would end her home rights notice.

Getting a share of "her inheritance" might even satisfy your need for "revenge" and allow you to move on?

This is why I previously noted "Don't divorce her until she inherits"......

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