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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hello,

 

I was hoping some one could advise me.

I received a parking ticket in January out side university on the road. The original amount was £25 (oh how I wish I had paid it then!). Sadly my aunt died the day after and I forgot said parking ticket.

 

I am a student and a single mother and buried my head in the sand. Last week I received a letter from B&S saying I needed to pay £157. The letter was dated the 8th of July I did not receive it until the 23rd??

 

Any way I didn't get paid until today 30/07/14 and intended to pay the full amount today (which I have done).

 

I was out all day today in my absence I had a piece of paper posted through my door from an "enforcement agent" entitled "notice of enforcement agent visit" which I picked up when I got home. I did not at any point see the "agent" in question.

 

I then paid £157. Do I have to pay £235 for 1 failed visit? I don't even know if the agent that "signed" visited personally? (He is registered I did check).

 

I have emailed BS and told them that I have paid the £157 and as per the Taking Control of Goods: National Standards 2014 I believe my account is settled.

 

Please help I really cant afford to give the parasites £235 it will literally take all of my wages. I am really worried about them taking my car (its parked in a public car park)

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Have you kept the envelope in which you received the letter on the 23rd July? The day you received the Notice of Enforcement is critical as you have 7 clear days from

receipt of that letter. [7 clear days means starting from the day after you receive the letter and does not include Sundays or bank holidays. In your case that should be

the 1st August.

Write to the bailiff company and the fine issuing authority complaining that despite the letter being dated the 8th July, you only received it on the 23rd July. So the bailiff was not

entitled to call until the 1st August and ask to confirm that the £235 will be removed and the matter ended.

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I can't find it :( I didn't think it was important when I got the letter so go knows where it is. I have spoken to the council this am and agreed to pay £5pw to pay them back their "fees". I can't have them take my car which is the only thing of value I have.

 

Thank you for your advise but with out the envelope I am stuffed aren't I.

 

I've had this problem with that company before. Last time the registered ballif on the letter was a man and the person that knocked was a women. Which when I rang and told BS this they told me wasn't true it was a man (with long blonde hair and a skirt) they kept on trying to enforce until the council realised they had as I had said all along over charged me and it all miraculously stopped.

 

Horrible horrible company

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Don't get in a state about it-most people don't retain the envelope. That doesn't stop you complaining to both companies. bailiff companies are adept at dating their letters one

day but not sending them out for days and then some of them use postal companies other than the Royal Mail which are often much slower to deliver.

 

Bailiffs and bailiff companies lie-it seems to in their genes. When you have problems with them saying that a man called rather than a woman write back and put them to strict proof

who called. In that instance, I suspect that the person who delivered your letter was not a bailiff at all so not entitled to make a charge for the visit. They know who actually

called and can prove where the man they claimed called,actually was and that probably was nowhere near where you were.

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Claire,

 

One good part about the new regulations is the PROTECTION that is given to 'vulnerable' debtors. If you are able to provide evidence that you have financial difficulty each company has agreed that they will REWIND the case back to the Notice of Enforcement stage and thereby REMOVE the Enforcement Fee of £235 from the account.

 

I can say with all honesty that each case that I know of where a debtor has written to the enforcement company and provided 'evidence' in support of financial difficulties /vulnerability the £235 has been removed. There is no point at all just telephoning the enforcement company...you will need to write to them.

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The post from Tomtubby above is an extra string to your bow. The first one is that the bailiff had no right to visit you until the 7 clear days had elapsed. This he did not do and

so under the Regulations, the charge of £235 is not enforceable.

 

It is such a pity that you elected to pay the fees [i am assuming you mean the £235] when you weren't liable for them.

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I know :( I just can't deal with the fight at the moment. I need to be able to get on with my life with out worrying about this c***. If I had the envelope and I could prove it I would go for it but I can't. I can't put myself in a situation where I am worried they will take my car or similar. I have written to my pm the authorities pm an Eric pickles office expressing my disgust though that made me feel a smidge better. Than you for all of your advice it is really kind of you. £5 pw is worth my sanity at the moment xxx

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Yes. Write to the CEO of the Council marking your letter "Formal Complaint". That way if the Council have contracted out the running of the back office to a company like capita

[who own a number of bailiff companies] then you bypass them and the CEO knows what is happening.

Explain about the date you received the letter and thus the bailiff was wrong at Law to come when he did. Carry on to say that you are paying £5 per week under duress because

a] you cannot be without your car and you are afraid that the car may be clamped otherwise

b] you are vulnerable [explain why], you cannot afford the unjustified £235 but you do not have the strength to fight it despite it meaning that you are depriving your child/children

and yourself of that money

 

If you told the Council that the bailiff called before he was legally entitled, then you should complain that the Council should at least have asked the bailiffs for an explanation

of why it took so long for the letter to arrive.

 

If you didn't tell the Council, then stress that the bailiff came earlier than he should have and ask why you should be paying the £235 when you are in dire financial straits.

Outline your financial situation so that the CEO knows the position. And once again ask the CEO why the letter took so long and that you have copied the letter to the Local Government Ombudsman. And do send a copy of your letter to the Ombudsman as they will want to know the unlawful practices carried out by B&S.

 

Good luck with the outcome. We will all be rooting for you here on the Forum.

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