Jump to content


  • Tweets

  • Posts

    • The Private Parking Code of Parking has been postponed as the poor dears are frightened that thew will all go out of business once it becomes Law. We all wish but nothing could be further from the truth so doubtless most of them will have to change their ways if they don't want to be removed as approved parking companies. Thank you for still retaining and producing the original PCN which, no surprise, fails to comply with the Protection of Freedoms Act 2012 Schedule 4. [It even states the vehicle "breeched" the terms  when it was the driver that allegedly breached the terms}. It fails to specify the Parking Period and whilst it does show the arrival and departure ANPR times on the photographs [that I cannot read] they do not include how long you actually parked nor was it specified on the Notice  [photos don't count]. So that means that you spent even less time parked though it would help had you not blocked out the dates and times, so good if you could please include them on your next  post. Pofa  asks the driver to pay the charge S( [2][b] which your PCN doesn't though they do ask the keeper to pay.and they have missed out theses words in parentheses S9[2][f] ii)  (ii)the creditor does not know both the name of the driver and a current address for service for the driver, the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; All of those errors mean that the cannot transfer the charge from the driver to the keeper. Only the driver is now responsible . What a rubbish Claim Form -doesn't even give the date of the event which it should.  
    • it doesn't matter what you are being charged or if you missed the discount period. you ain't paying anyway..... if this ever gets before a judge. then the ins and out of POFA2012 or any IPC/BPA guidelines might come into play. until then i go get on with your life. you are spending far too much time on a speculative invoice scan scheme  its almost as if you believe these are fines and enforceable in a criminal court and you could have bailiffs at your door any minute.    
    • Debt Respite Scheme (Breathing Space) guidance - GOV.UK (www.gov.uk) but dont get scammed into a DMP. simply tell whomever you call to simply apply for the BS for you.  
    • totally immaterial. time to now start reading up. Programmable Search Engine (google.com) Clickme^^^ do not miss your defence filing date no matter what dx  
    • Programmable Search Engine CSE.GOOGLE.COM clickme^^
  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Mercantile Transfer.


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6363 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I have received written notification (eventually) that my case (v Barclays) ahs been referred to the Mercantile.

Does anyone know if ANY similar bank charges case has actually gone before a judge in any form whether pre case conference, case managment etc of hearing itself?

If none, how many have been settled out of court at the Mercantile?

i am minded to write to the judge at Leeds Crown Court, that while I applaud the efforts of the juduciary to force a test case/disclosre/precedent etc, requesting that the case be referred back since none have actually been defended in court.

 

Any thoughts on this or, or should I just wait for a date and for Barclays to pay up?

Link to post
Share on other sites

Only one case has been before the Mercantile as far as I am aware from this site. My case has been transferred to so it means that a batch will be heard at the same time is my guess. I have written to the Mercantile Court requesting my case management conference. There is lots of useful advice on here

First Direct - Settled in full :eek:

Lloyds TSB - AQ completed Central London CC :confused:

RBS - Settled in full :p

Morgan Stanley - Settled in full :lol:

Capital One - Settled in full ;-)

Citi Cards - Transfered to Mercantile Court 19/10/06

Nationwide - Settled in full 8)

Capital One Acct 2 - Prelim letter

Link to post
Share on other sites

If none, how many have been settled out of court at the Mercantile?............

Any thoughts on this or, or should I just wait for a date and for Barclays to pay up?

Hi Crispdust,

I'm sure you'll have noticed that all cases transferred to the Mercantile Court have been settled out of court by Barclays - mine, File_wizard, lizhaji & twinkle who was at Cardiff. File_wizard's case management conference was due to be heard with several others - just like mine but Barclays being the sly foxes they are, settled with us prior to the hearing date.

Good luck all the same.

Sara

Link to post
Share on other sites

Do I have to request the cae managment conference or will I be notified automatically?

The Court order I received today does mention that i can apply for setaside pf the transfer - is this the thing to do or just go with the flow?

One big concern is with Barclays' habit of cancelling at the last minute, I could lose out big time if I have to cancel a day at work to attend a CMC. I cannot fill it again at short notice if they cancel at the 11th hour.

What chances are there of "sueing" Baclays for this, especially given their weel known and demonstrable pattern (and abuse) of the court system?

Link to post
Share on other sites

Do I have to request the cae managment conference or will I be notified automatically?

The Court order I received today does mention that i can apply for setaside pf the transfer - is this the thing to do or just go with the flow?

One big concern is with Barclays' habit of cancelling at the last minute, I could lose out big time if I have to cancel a day at work to attend a CMC. I cannot fill it again at short notice if they cancel at the 11th hour.

What chances are there of "sueing" Baclays for this, especially given their weel known and demonstrable pattern (and abuse) of the court system?

1) Technically you should formally request the CMC, however the London Mercantile are taking a pro-active approach to scheduling CMC's in relation to the bank charges claims

 

2) Yes they will invariably cancel at the 11th hour, however there is actually no strick requirment for you to physically attended the CMC in person (although you should try), alternatively you can forward any matters you wish the judge to consider in written format.

 

3) the chances of successfully "sueing" for this are virtually nil, although the judge may award costs if it actualy got to that stage upon a formal hearing. (but not for the CMC)

Link to post
Share on other sites

I have just realisied that the Mercantile Court my case has been transfered to, is still in Leeds, not in London. I'd better read up on the differences.

Could anyone point me tosome info sources?

And should I request a CMC? since it is not a London Court.

I have to say, as a litigant in person, I think the court has been a little poor in providing even basic information.

Link to post
Share on other sites

Update:

I feel that i should apply for a setaside for the Judgement order to transfer from Small Claims to Mercantile. Went into the court to today to enquire as to how I should do this and if they had a Mercantile Court guide. Helpful lady didn't have a clue, said it might be N244. She went to find out. No info available about court procedures ("Its normally legally trained people who appear in this court") and she did say that it was an N244, but she didn't want to give me one at the moment because she couldn't find the case number (its different to the county Court cae number). She also said there would be a fee, since it was an N244. I asked why this should be since it was the judge who had made the transfer (without explanation) not me. "Would this fee be recoverable from either the court or defendent if I were to gain judgement?" "No"

So its going to cost me £35.

Any thoughts on this or does somebody know different?

I think in the first instance I will just write a letter to judge. But do I write to the County Court or Mercantile Court judge?

Anyone else feel this attempt by the Courts to decide this matter is turning into a bit of a farce?

Link to post
Share on other sites

Hi Crispdust,

 

Yeh I am with you. We have just been transferred to Mercantile Court in Leeds. I am going to try and have the hearing kept in the County Court. I have checked Form N244.

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n244_0400.pdf

 

anyone got a clue how to fill it in??

We can ill afford £35. We had to borrow money to get it to County Court stage, then This!!. We are fast believing that we have once again been cra@@ed from a great height.

Down but not beaten on with the show :-) We want our money back

 

Good Luck.

lorrs

Link to post
Share on other sites

Hi Crispdust,

 

Yeh I am with you. We have just been transferred to Mercantile Court in Leeds. I am going to try and have the hearing kept in the County Court. I have checked Form N244.

 

http://www.hmcourts-service.gov.uk/courtfinder/forms/n244_0400.pdf

 

anyone got a clue how to fill it in??

We can ill afford £35. We had to borrow money to get it to County Court stage, then This!!. We are fast believing that we have once again been cra@@ed from a great height.

Down but not beaten on with the show :-) We want our money back

 

Good Luck.

lorrs

 

 

I too have had claims transferred to the Leeds Mercantile.

 

The court clerk told me that from last week all bank charge claims will be transferred and a case management conference will be ordered on the claims as a rule. So I would not have to write in. You should double check this as the info coming from the clerks can seem a little shakey.

 

They are doing this because they have so many cases and they are doing weekend overtime to keep up with demand. IF things seem to be moving slowly then now you know why. Just sat here waiting for the letters to arrive.

Link to post
Share on other sites

  • 3 weeks later...

I do not think that there is a form. See my thread on this forum CG vs Citi - Mercantile. There is a letter which I wrote and BF checked which I sent to the Court. I have a hearing on the 5th of December so that was less than 6 weeks from transfer date

First Direct - Settled in full :eek:

Lloyds TSB - AQ completed Central London CC :confused:

RBS - Settled in full :p

Morgan Stanley - Settled in full :lol:

Capital One - Settled in full ;-)

Citi Cards - Transfered to Mercantile Court 19/10/06

Nationwide - Settled in full 8)

Capital One Acct 2 - Prelim letter

Link to post
Share on other sites

Still no news from Mercantile in Leeds 4 weeks on.

Should I request a CMC to speed things up?

I know technically I should or the defendent, if the claimant doesn't.

Is there a specific form to request the CMC?

 

Have you heard from the Leeds Mercantile yet?

 

Did you request a CMC?

 

I didn't because I was told by the court staff that it would be

done on our behalf by the judge.

 

I think another phone call is in order.

Link to post
Share on other sites

sent CMC request yesterday.

Suppose the interest keeps racking up... :)

 

Spoke to the Leeds Mercantile today and I was assured that all sixty or so cases that have been transferred will be dealt with this weekend, so will be receiving letter in post next week

Link to post
Share on other sites

  • 2 weeks later...

Any news yet?

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...