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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
    • Well the difference is that in all our other cases It was Kev who was trying to entrap the motorist so sticking two fingers up to him and daring him to try court was from a position of strength. In your case, sorry, you made a mistake so you're not in the position of strength.  I've looked on Google Maps and the signs are few & far between as per Kev's MO, but there is an entrance sign saying "Pay & Display" (and you've admitted in writing that you knew you had to pay) and the signs by the payment machines do say "Sea View Car Park" (and you've admitted in writing you paid the wrong car park ... and maybe outed yourself as the driver). Something I missed in my previous post is that the LoC is only for one ticket, not two. Sorry, but it's impossible to definitively advise what to so. Personally I'd probably gamble on Kev being a serial bottler of court and reply with a snotty letter ridiculing the signage (given you mentioned the signage in your appeal) - but it is a gamble.  
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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Dubai debt issues


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Dear All

 

I am a property owner who also lost my job in Dubai in 2007.

 

The sad news is despite this being UAE international debt Coyle White Devine has filed a second charge again my title register although it doesn't tell me how much it is...

 

Any advice on how to deal with this please?

 

Bankrupty? Thete is not a huge amount of equity in my house...

 

Any one else had second charges please?

 

Thanks for the feedback..

 

.Is there anyway they can force me to go bankrupt?

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layercake, if they have a charging order presumably already have a CCJ. The CCJ should tell you what the amount is. If they have a CCJ for more than £750 they could try to go down the bankruptcy route.

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My God they have accumalated this debt thousands of times. Minimum made up of 100,000 aed which is £16,000! Original debt in 2007 was about £7,000.

 

How can they get away with this? Do the uk courts even know about uae prisons?

 

Does anyone know what the next step is regarding this?

 

Anyone else had these charges?

 

Thanks

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Hi, I've moved you into your own thread to make it easier for those trying to help you.

 

Can you let us know exactly what has been registered against your property? Is it just a restriction or is it an actual charging order?

 

If its a charging order, you need to urgently work out what happened with the CCJ.

The most likely scenario is that court papers were sent to you (perhaps at an old address) and obtained a default CCJ because you didn't file a Defence.

 

The CCJ will tell you how much the debt is.

If you want to contest the debt you need to be making an application to set aside that CCJ urgently.

Your first task would be to get in touch with the relevant court and get a copy of the full court file.

 

In the meantime you can also request a copy of the CCJ and claim form from their solicitors.

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Contact the County Court and get a copy of the CCJ documents. There will be a bunch of documents you have never seen. The charging order is just a method of enforcing the CCJ - you would need to set aside the underlying CCJ to get anywhere.

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Thanks. I will do as soon as I return to the UK.

 

Has anyone else had a charging order for Dubai Debt?

 

How is Dubai debt recognised on my UK property?

 

It is definitely and Interim Charging Order Dartford County Court...Dated 31/01/2013 but I only just saw it today...Is it too late to get it set aside?

 

It is Dubai Debt of chris sake!

 

Any more advise would be helpful.

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A Dubai debt can be pursued through the English legal system if this is allowed by your contract with the bank. Under English law, your presence in the jurisdiction is enough for the English courts to have jurisdiction even over foreign debts. Once a claim has been made, if it is not defended a CCJ will be issued. Once a CCJ has been issued it can be enforced by turning it into a charging order.

 

As per my previous post you need to get the CCJ set aside, not on the interim charging order. In order to get it set aside you need to act promptly upon becoming aware of the CCJ and you will to tell the court what your proposed Defence to the claim will be.

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Thanks for this...

 

Has anyone in situation tried to set aside a ccj based on Dubai debt? I would really like to know the processes taken as well as an example if possible?

 

One more question...Is bankruptcy possible?

Does it stastically happen often?

 

Is it still possible to ask for a copy of Emirates banks T&C's that state this is enforcable in the UK?

 

Anyone?

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There are many posts where people have had default judgments set aside. You can use the search function or browse around this forum and the Financial Legal Issues forum. The process is to complete N244 with an attached witness statement explaining when you become aware of the judgment, why it should be set aside and what your proposed defence to the proceedings would be.

 

If the CCJ is for more than £750 then they may pursue a bankruptcy, but probably not likely if they already have a charging order. The point is that once they have a CCJ that is binding - it is not necessary for them to look behind the CCJ, the CCJ is a binding court order for you to pay a specified sum of money and the background circumstances no longer matter. That is why it is important to have the CCJ set aside if you are going to contest this.

 

You can ask them for a copy of the T&Cs. If the CCJ was set aside and the case then proceeds as a defended case, they would have to provide the T&Cs.

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You mentioned returning to UK.

I notice that you've posted at a time which is very early morning in UK.

You're not in UAE or other GCC country right now, are you?

.

You are obviously aware that debt is a criminal offence there and you would be taking a huge risk, even simply to transit an airport such as Doha.

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No I left Dubai in 2007...

Right now I am in Romania and had no idea about CWD actions so in May when I return to London I will request for a copy of the CCJ...And then a set aside.

Any template vwould be helpful..thanks

 

I do have another question.

What would happen if I managed to get this "set aside" successfully in the courts, what would CWD's next step be?

I read UAE debt can be chased upto 15 years...

 

Thanks...

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There would most likely be a hearing for the set aside. If you managed to get the CCJ set aside, you would be ordered to file a Defence and the case would then proceed as a defended case. This would ultimately lead to another hearing. All of this would obviously cause you practical difficulties if you are living in Romania but the CCJ is secured against your English property. You'll have to weigh up whether the cost of this is worth it against the amount of the CCJ.

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Not at all. There have been many threads on CAG about people being pursued for Dubai debts. I imagine it is quite common given the number of people who left Dubai with debt after losing their jobs during the great crash.

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Sure thing but I did not fancy prison. :wink:

 

UAE international debt is now secured again my house as an interim charging order...

 

If CWD for example forced me to bankruptcy in the UK court, how far down the pecking order would they be over a UK unsecured credit card provider?

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A charging order effectively secures the debt against the property.

 

The answer to your question depends on whether the house is sold as part of the bankruptcy. If it is sold, and there is money left after the first charge holder has ben paid, CWD would be entitled to that money ahead of other unsecured creditors. If the house is not sold or if there is nothing left after the first charge holder has been paid, then they would be in the same position as other secured creditors

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That answer surprises me because CWD claim to be solicitors not debt collectors acting for uae banks.

 

I will follow your instructions exactly when I get back.

 

Anyone we know on here who has successfully set aside a CWD ccj or charging order from Dubai debt specifically that you know?

 

Thanks again....

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Yes, that is correct. From looking at CWD's website they are a firm of solicitors. I expect that they filed the interim charging order on behalf of their client. Presumably the client is the person named as having the benefit of the charging order.

 

I'm not aware of anyone who has successfully set aside a CWD CCJ. There will be a few who set aside CCJs relating to a Dubai debt. The fact that it is a Dubai debt does not really matter for the purposes of a set aside. The basic principles are the same as for any debt ... you must apply promptly after finding out about the CCJ, you will need to explain why you did not file a defence when papers were first issued and you will need to explain your proposed defence to the claim. As mentioned before the priority is for you to get the CCJ documents from the court.

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No worries. No, those letters don't work and will get you slaughtered in court. There is so much wrong with them I don't know where to start. You can't get someone to pay you £5,000 in damages because they called you "Mr / Mrs". Also most of the advice given in the thread you linked is wrong, unfortunately.

 

What you need to do is get a copy of all the court documents, and then file a N244 form asking to set aside the judgment with an attached witness statement fully explaining the circumstances and your proposed defence to the claim.

 

I'm not sure how you would deal with this practically from Romania. You might be able to get away with a telephone hearing rather than a live hearing for the set aside application but can't assume this. If the case then advances through the courts as a defended claim there would be another hearing and that is likely to be a live hearing.

 

You could use a solicitor though obviously would have to pay for that. This may be wise particularly if the amount is over 10k as in this situation you may be able to recover some of your legal costs.

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CWD have definitely placed a charging order on my property from Dubai. The Land Registry placed as EmiratesNBD. I think it would have been added by default without a judgement as I missed the original letters because I am in Europe now.

I will arrange for it to be set aside and will update you.

 

Any one else had one of these registered?

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