Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Maroondevo52 v Capital One-Help please.


maroondevo52
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6334 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

I'm just about to claim against Cap 1. Sent all the letters ect.ect.

It's now court time. My problem is I live in Edinburgh and do not know which court I should use. All my correspondance has been with their legal department in Nottingham.

Any help would be appreciated.

 

Thanks.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Hi Maroon

Cant you use MCOL http://www.consumeractiongroup.co.uk/forum/bank-templates-library/34887-5-money-claim-line.html dont see any reason why not all done on line.

 

AL.;-)

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

Link to post
Share on other sites

Thanks for the reply, but I live in Scotland. Don't think I can claim online without an English or Welsh address!

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

  • 2 months later...

Hi,

 

I recently served a Summary Cause Summons on Capital One Bank.

They have responded by saying "We hereby give notice of the assignment of the debt due to us from you was sold to Lowell Portfolio 1 Ltd.

Any further communications and payments must therefore be addressed to

Lowell Portfolio 1 Ltd."

What will happen now, surely its Capital One that's due me the charges refund.

 

Any help appreciated.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Not sure that I quite understand what you are doing .:confused: ............ However I take it you are claiming your charges back from Capital One. They have responded by saying that they have sold the debt on, therefore nothing to do with them. :rolleyes:

 

If this is the case, you have your statements from the S.A.R - (Subject Access Request), then I would say that you are legitimately pursuing them for unlawfully applied charges. I see no problems with that.

 

Hope I have followed it correctly .............:cool:

 

Good luck :D:D:D

There is no such thing as impossible; only the degree of difficulty required to achieve the desired outcome.

Read through the

FAQ Section.... Use these links :grin:

 

Like what I say show - add to my reputation (click the scales!)

My advice & opinions are offered informally, without prejudice & without liability. Please use your own judgment.

Halicrap - Full settlement 12/06 £408.34

Crapitol 1 - Settled in Full 27/04/07 £15808-)

All & Pester - Claim served £5695 4/09, Stayed

Woolsnitch mortgage accounts - Claim served £2995 4/09, application to strike out 06/09

Lloybles - No CCA, CPR disclosure notices served.

Link to post
Share on other sites

Hi,

 

I recently served a Summary Cause Summons on Capital One Bank.

They have responded by saying "We hereby give notice of the assignment of the debt due to us from you was sold to Lowell Portfolio 1 Ltd.

Any further communications and payments must therefore be addressed to

Lowell Portfolio 1 Ltd."

What will happen now, surely its Capital One that's due me the charges refund.

 

Any help appreciated.

 

Regards.

 

Scott.

 

My debt was passed on the a DCA but in the end its Crap One that you want, i would forward the letters to Crap One and also possibly write to LP1 Ltd. When capital One pay, and they will then its up to them to adjust the debt with whoever they sold it to (prob in house firm anyway).

Link to post
Share on other sites

Summary Cause Summons served on Capital One Bank.

17th January 2007.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Hi,

 

Just received a nice letter from Capital One Bank(Europe)plc.

Dear Mr xxxxxxxx.

 

I write in connection with the above court claim, which you have issued against Capital One Bank(Europe)plc in relation to fees and interest we have charged to your account.

 

It is denied that these fees are unlawful as they are detailed in your terms and conditions and in our welcome pack.

 

Capital One has acted in accordance with the terms and conditions of your credit agreement throughout this matter and it is clear you have no claim against Capital One.

 

Whilst we do not accept liability for your claim, I have in an effort to resolve this matter without the need for a court hearing, arranged for the full claimed amount of £1,111.94 to be refunded.

 

These refunds are made purely as a gesture of goodwill and we will now defend this claim on the basis that we have refunded your full claimed amount.

 

I hope you are happy with this resolution and I request that you contact the court to let them know about the settlement so we can avoid taking up valuable court time.

 

They hope I am happy.............you bet!

 

Regards.

 

Maroondevo52.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

Thanks for that George, superb, thought I might have to wait until

my Return Date of the 13th March. Just hope BOS come back to me soon.

 

Regards.

 

Scott.

Any advice I give is honest and in good faith.:)

If in doubt, you should seek the opinion of a Qualified Professional.

If you can, please donate to this site.

Help keep it up and active, helping people like you.

If you no longer require help, please do what you can to help others

RIP: Rooster-UK - MARTIN3030 - cerberusalert

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...