Jump to content
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times. ×


Twitter X - Include the @company's twitter name in your post title – here's why…
The UK Stands With Ukraine - 'Slava Ukraini'
Parcel delivery insurance is prohibited under section 57 – Consumer Rights Act – Read about It Here and in The Times.

Lin v Halifax

Stuartlin
 Share
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6514 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

Stuartlin

Stuartlin

Posted
Posted

I have just become aware of this action group site and am considering sending DPA letter to Halifax for the 3 accounts I have with them. They owe a small fortune for the last 6 years but not sure how likely they are to do the right thing and pay up.

Link to post
Share on other sites
Seminole

Seminole

Posted
Posted

If you really want your money back you will get it although there is a risk that you may have to argue your case in front of a District Judge.

 

The main risk is that the bank may close your accounts and you will need to consider the impact that this will have on you.

 

Have a read of the FAQ section and the Library. This will probably take you a couple of days. Having done that, have a think about it and post any questions here.

Link to post
Share on other sites
jonni2bad

jonni2bad

Posted
Posted
....how likely they are to... pay up.

 

See HERE - I would say that very likely is quite an understatement....

 

Best of luck

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites
Smila

Smila

Posted
Posted

Go for it! I have five claims ongoing at the moment 3 with Halifax,1 with Llloyds and 1 Northern Rock. But yesterday halifax paid up on my biggest claim over 4 G, have courage, you can do this, if I can you can, But you must be prepared to go to court if it gets that far. It was a very scary thought for me, I have never taken anything on like this before, I won't even complain at a restaurant, (well I will now).But I was prepared to go to court.

 

Good Luck and Stay strong.

Link to post
Share on other sites
Spiceskull

Spiceskull

Posted
Posted

Yup - being part of this community shows you waht you are really made of. Go for it, and good luck.

Alecto, Magaera et Tisiphone: Nemesis on Earth is come.

 

All advice and opinions given by Spiceskull are personal, and are not endorsed by Consumer Action Group or Bank Action Group. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

Link to post
Share on other sites
hwild

hwild

Posted
Posted

Hiya,

 

I have just sent my DPA letter to Halifax and i have never done anything lik this before but i have hope! My life has been made a misery because of bak charges so i am determined to do this. Just in the process of opening another bank account as i would be screwed if they closed mine so i would advise you to consider opening one.

 

All the best, this site is great if u have any concerns someone is always there to help.

Halifax -

LBA sent 12/05/06 for £1,232

 

Make a donation

Do you have a website? Add the following code to add a link to The Consumer Action Group:

 

<a href="http://www.consumeractiongroup.co.uk"><b><font color="#FF0000" face="Verdana, Arial, Helvetica, sans-serif">The Consumer Action Group</font></b></a> - <font color="#FF9900" face="Verdana, Arial, Helvetica, sans-serif">Reclaim your rights as a consumer and reclaim your unfair bank charges! Free site with letter templates and helpful forum.</font>

Link to post
Share on other sites
Amos

Amos

Posted
Posted

Hi, I just got a letter from Barclays yesterday. Basically the content of the letter states that they can't pay any money back to me as they believed that the monies (charges) are justified according to their terms and condition... the 14 days given to them will be up by the 9th April - so what next?

Link to post
Share on other sites
Janet-M

Janet-M

Posted
Posted

Hi Amos , can you start your own thread and post your questions in there .Thay way it is easier for everyone .

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

Link to post
Share on other sites
Stuartlin

Stuartlin

Posted
  • Author
Posted

I took my DPA requests into my branch a week ago and was given a receipt for it and was told that the manager would take the appropriate action. I also gave permission for any DPA costs up to a max of £10 could be taken from each account. They are now saying that they have never received the letter despite the fact that I have a signed receipt from them. I am taking the letters in again tomorrow but will be reminding them that they have wasted 7 days of the 40 they are allowed.

 

Also had more charges today for a returned dd to them however for the last 6 payments they have taken the money on the 13th but this month they decided to take in on the 12th. They get you everyway possible.

Link to post
Share on other sites
baconbuttyman

baconbuttyman

Posted
Posted
I took my DPA requests into my branch a week ago and was given a receipt for it and was told that the manager would take the appropriate action. I also gave permission for any DPA costs up to a max of £10 could be taken from each account. They are now saying that they have never received the letter despite the fact that I have a signed receipt from them. I am taking the letters in again tomorrow but will be reminding them that they have wasted 7 days of the 40 they are allowed.

 

Also had more charges today for a returned dd to them however for the last 6 payments they have taken the money on the 13th but this month they decided to take in on the 12th. They get you everyway possible.

 

it may be a good idea to post to the trinity house address and send it recorded delivery, only allow 28 days max for reply, i only gave them 2 weeks on all the letters i have sent to them, my next move is a summons

hope this helps

TOTALLY debt free as of 2007, Fantastic,

Link to post
Share on other sites
  • 2 months later...
Stuartlin

Stuartlin

Posted
  • Author
Posted

Have had statements sent for 3 accounts after 2 lots of requests - several years were missing first time round. We have sent the first 2 letters requesting payment and their time runs out on Monday. However today we receive our first response saying that they have reviewed our account and the charges would not be refunded.

 

I called the number given and was told by a team leader that the Halifax does not repay charges and give in to demand letters. They have not paid out any moneys in light of the recent hype in the media and are not changing their banking practices in any way. And they have not been taken to court by anyone and lost to date.

 

It did sound rehearsed and in light of this should I now proceed with my claim through court. If you have had a full settlement from the Halifax can you let me know.

 

 

 

Can anyone

Link to post
Share on other sites
thewifeandI

thewifeandI

Posted
Posted
Have had statements sent for 3 accounts after 2 lots of requests - several years were missing first time round. We have sent the first 2 letters requesting payment and their time runs out on Monday. However today we receive our first response saying that they have reviewed our account and the charges would not be refunded.

 

I called the number given and was told by a team leader that the Halifax does not repay charges and give in to demand letters. They have not paid out any moneys in light of the recent hype in the media and are not changing their banking practices in any way. And they have not been taken to court by anyone and lost to date.

 

It did sound rehearsed and in light of this should I now proceed with my claim through court. If you have had a full settlement from the Halifax can you let me know.

 

 

 

Can anyone

If they've had your LBA and the time has elapsed, then take it to the next stage and then you'll find out that they DO pay up. They haven't LOST a case in court - because they haven't BEEN to court!

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

DONATE - Support this site, it supported you!

Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

Link to post
Share on other sites
Guest Mumofthreeboys

Guest Mumofthreeboys

Posted
Posted
I called the number given and was told by a team leader that the Halifax does not repay charges and give in to demand letters. They have not paid out any moneys in light of the recent hype in the media and are not changing their banking practices in any way. And they have not been taken to court by anyone and lost to date.

 

Is that so..........

 

Have a look at the Litigation Concluded section at the top of the BAG. Strange, I just checked it out and there seem to be quite a few Halifax cases concluded!!!!!

Link to post
Share on other sites
clayts

clayts

Posted
Posted

There's been at least three settlements today alone, all reported on this board.

 

It's just scare tactics by them - very pathetic.

 

Stick to your guns, and more importantly, your deadlines. It is they who are in the wrong, not you.

Link to post
Share on other sites
mechs

mechs

Posted
Posted
The £3000 I got last week from them wasn't monopoly money :D:D

 

Perhaps it was chocolate pennies :D :D

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

Link to post
Share on other sites
mechs

mechs

Posted
Posted

Stuart grab the bull by the horns go for it m8 :D :D

:) Go on ... you know you want to click me :)

:lol:don't be like the banks - give a little back :lol:

:D There was a time before CAG but now CAG is here we are the empowered! :D

In progress:

Mechs and Mother (deceased) V Halifax - N1 form filed at Court 9 Aug 06

Advice & opinions of mechs, The Consumer Action Group and The Bank Action Group are offered informally, without prejudice & without liability. Seek advice of a qualified insured professional if you have any doubts.

Link to post
Share on other sites
Janet-M

Janet-M

Posted
Posted

WOW congratulations everyone great to hear you got your bank charges back

don't forget are bank charges survey and this may be the right time to remind you that a donation would be very much appreciated to help keep this site going so many more can get there bank charges back too :D

When you want to fool the world, tell the truth. :D

Advice & opinions of Janet-M are offered informally, without prejudice & without liability. Use your own judgment. Seek advice of a qualified insured professional if you have any

doubts.

Link to post
Share on other sites
thewifeandI

thewifeandI

Posted
Posted
Is that so..........

 

Have a look at the Litigation Concluded section at the top of the BAG. Strange, I just checked it out and there seem to be quite a few Halifax cases concluded!!!!!

Stuartlin, if you do speak or write to the bank again it might be worth asking why they deliberately lied to you about this. Yet more proof of how untrustworthy they are! :o

Jeep (The Wife & I)

Halifax joint a/c (£3800 charges + £40 interest on charges over 11 years) - paid in full 23/06/06

Halifax joint a/c new charges £1100 - LBA sent 02/08/06

Halifax 2nd a/c (£1500 charges + £150 interest on charges) - partial payment received 13/07/06 (no s69 interest) - AQ filed 07/08/06 - Court awarded 50% of s69 interest (Bank didn't turn up!)

Halifax Visa (#1) Data Protection Act sent - statements arrived - £350 so far

Halifax Visa (#2) Data Protection Act sent - refunded £170

DONATE - Support this site, it supported you!

Follow the route: FAQs > Template Library > Parachute Account > Bank Forums > Spreadsheet

All advice given in good faith and without prejudice or liability, to be taken at your own risk!

Link to post
Share on other sites
  • 2 weeks later...
Stuartlin

Stuartlin

Posted
  • Author
Posted

We have put in 3 LBA for 3 accounts we have with the Halifax. The first response said that they wouldn't be responding to our letter! and matter was closed. Yesterday we received a letter offering us £50 in full and final settlement against all our accounts - we are claiming just over £1100. I will be writing back not accepting the offer made in this standard letter. I will also be questioning why one letter said the matter was closed only to be followed up by an offer letter. I will give them 7 more days to make the offer in full to us and then I will follow up by court action if they do not comply.

 

Does anyone have any advice if they have been faced with the same scenario.

Link to post
Share on other sites
pmhread

pmhread

Posted
Posted

I am assuming that you have followed the procedures (14 day prelim then 14 day LBA?). If yes then you won't have much else to do but county court after the time is up.

 

If no... I suggest you have a read of the FAQ's below.

Just the FAQ’s ma'am. Please read 'em thoroughly before jumping in. Cheers :)

 

Find all the letters under the rainbow here

 

Being a man, I am always right (however I will make no admission of liability if you have misinterpreted my instructions!! :) ) If you are in any doubt, then consult a professional. All opinions offered on this site are just that, and should not be taken as legal advice.

 

Halifax - £1400 reclaimed. Now on a crusade to help others!

Link to post
Share on other sites
jonni2bad

jonni2bad

Posted
Posted

THREADS MERGED

 

Please keep all posts for your Halifax claim in this thread

..

.

 

Opinions given herein are made informally by myself as a lay-person in good faith based on personal experience. For legal advice, you must always consult a registered and insured lawyer.

 

 

Link to post
Share on other sites
style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 6514 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Guest
This topic is now closed to further replies.
 Share
Go to topic listing

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


Follow: @real_CAG

Navigation Links

Welcome
CAG Community Centre
CAG Library
Banks & Credit
Other financial Institutions
Retail
Non-Retail
Work & Social
PayDay and Short term Loans
Debt
Motoring
Legal

Latest

Our Picks


Help and Support

CAG Library
Questions about This Site
Change your notification sound
Change your profile picture - FREE!


Useful LInks

County Court Forms
MoneyClaim Online
CPR - Pre-Action Protocols
Civil Procedure Rules
UK Legislation
Youth Consumer Service

Reclaim the right Ltd

registered in the UK
reg.05783665
reg. office:-
262 Uxbridge Road, Hatch End
England
HA5 4HS

The Consumer Action Group

The National Consumer Service
×
×
  • Create New...