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Gmac Erc


misslilly
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Have today posted letter to GMAC asking them to either refund my ERC of £5745.61 or give me a breakdown of the cost of their losses!:eek:

 

Have given them 14 days to respond so will keep you informed!

 

Has anyone yet successfully claimed back ERC for any mortgage company?

 

 

GMAC RFC £5745.61 - Request for payment or breakdown sent 25/10/06.

Halifax £TBC - DPA sent 26/10/06

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Hello,

i know "zoot" has succesfully claimed back ERC but im unsure who it was with?

I think alanfromderby has also claimed back ERC

and they are a few others.

 

Im after gmac myself sent LBA they have until thurs 02-11-06 and then who knows?

 

Hope you get on Ok!

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  • 4 weeks later...

Hi Tilly

 

I received the usual letter saying we agreed to T&C's etc. Have prepared a letter to send tomorrow just repeating that their charges represent an unfair term of contract, and that the amount charged for early redemption exceeds any true cost to themselves and if they disagree then I've asked for them to give me a full breakdown of the costs!

 

I've given them 7 days to reply! Wish me luck!!

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  • 2 months later...

Any update on this? how did you get on? Cheers JC (looking to take them on myself)

__________________

HSBC £3829.00 Prelim letter sent 17/7/06 :wink:

£1996.00 Offered 9/8/06 :rolleyes: .. See you in Court!

MCOL Filed 15/08/06 :)

DG response asking for info 8/9/06

 

RBOS S.A.R - (Subject Access Request) sent 12/07/06 :cool:

Prelim letter sent 29/8/06 £2552 requested!!!

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Didn't get a response to my 7 day letter which was sent before Xmas. Unfortunately had a few personal problems of late so haven't got around to sending the next letter! :confused:

 

Will let you all know once I can the chance and how I get on.

 

How is everyone else doing with their claims? ;)

 

Good idea starting a new thread, think there are lot's going after GMAC, but seems to be posts all over the place!

 

Good luck to all!

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HI there

 

I'm at the same stage as you, have written first letter using template from on here, had reply back saying no and now I'm not sure what to do next. I won't be able to afford the court fees to take GMAC to court until I've received the rest of my bank charges refunds but I'm sure I should write another letter of some sort but not sure what?

 

Padders

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  • 8 months later...

You need to look at your contract we are going for erc but only because we have a barristers opinion that we forfilled all the conditions not to pay it that were set out in out contract

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