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    • Yes I have read to ignore anything unless it says Letter of claim  I was just updating stating what I’d received and was asked to upload it  they can keep writing 
    • Steady on, that’s almost as blunt as my response I’m just not sure the OP is going to get the answer / “nuanced response” it seems they were hoping for ……..
    • My mind is a blur so i cant recall exactly what the judge said at the end, but he mentioned that he would be making an order for Evri to make payment to me. I wasn't sure if the court order will also be provided to me, either by post or email - if anyone can shed some light please?
    • Agree with everyone here it's bang to rights. Looks like you just slightly jinked left in order to go right. Ultimately, your time saving attempt is going to cost you as I don't think you have any grounds to appeal. I'd just pay the charge and chalk it up to experience.
    • Thank you everyone!  thought to share some points from my experience in court today that may help others who are taking Evri to court: The judge sets out how the hearing will go and how each party should behave; while i was certainly feeling anxious/nervous ahead of the hearing (and I'm sure @jk2054 may have also observed this), the judge really does try to put any non-legal persons at ease; refrain from talking to the other party and instead speak to the judge if you have any questions/responses; the judge and the advocate spoke about tort of negligence - i wasn't sure how this applied to my case but the judge was questionning the advocate about this so i chose to stay out of this; the judge made reference to a historical case of Donaghue v Stevenson which established a duty of care; the judge observed that some of the points in Evri's witness statement by george wood needed cross examination but george was not present today for questionning; While i was claiming 8% interest, the judge pointed out that is the upper limit and that today, savings accounts give 4-5%. I therefore opted for 5% interest which was agreed to by the judge and the advocate; above all else, ensure you know your court bundle and have any notes to help you refer to specific sections - it helped me to structure my answers to the judge/defendant's queries, and point to specific evidence where i was asked to prove e.g., the value of the item. @honeybee13 - yes, will confirm when payment is received. I have emailed the Evri.claims email with my bank details and also provided them after the hearing to the advocate. @BankFodder message received and i am replying to it
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

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      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Debt_mountain vs GE Money


debt_mountain
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Well I sent for the SAR, got the info ok. Then sent the prelim asking for my money back and they sent a quick reply saying sorry you are not happy, we think it is fair charges but as a guesture of goodwill here is your money.

 

that was easy....quick... are they learning that paying at this stage is cheaper. I have missed out on the interest!!!:mad:

 

I have conditionally accepted this for 2 reasons. 1- they have credited it to my closed account and 2 they must remove the default against me as this was a direct cause of the default in the first place.

 

LBA was sent along with my conditional acceptance, they have 10 days.

If I have helped click my scales....

 

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Hi Dept Mnt.

I'm a bit confused have they refunded your charges ?:confused:

Why have you sent an LBA if they have agreed to settle?:confused:

 

AL;)

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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Guest ian cognito

Hmmmm interesting don't blame you about payment into account or default, were these storecard charges, not much use in the account are they?

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e28bigalbexley

 

I was sending them a letter asking for the payment in a cheque but also this was the first time I was going to ask for the default removal, I did not have that in my prelim.

 

Don't want to wait for a reply from them saying "no" to the condition I set about the default removal, which is very likely what they will say and then start the 10 day LBA step.

 

Just keeping the timelimit as short as possible.

 

Just have to see what they do now.

If I have helped click my scales....

 

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If it gets as far as Court dont forget to list removal of the default in the 'details of claim' section.

 

Al

-------------------------

CAPITAL ONE * SETTLED*31st Oct 06

HBOS *SETTLED* 8th Oct 06

WOOLWICH *SETTLED*12thJan2007

Monument (Barclays) *SETTLED*10thMar2007

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I am intending claiming back charges from /nationwide, Natwest bank, G.E.Money and Barclaycard and i am seeking advice. I have recieved accounts from Nationwide going back 6 years, what address to i go through to begon claim, i have also received accounts from Barclaycard going back about 3 years.

Re. Natwest i sent a cheque for £5 for my statements which has been cashed but as yet no statements have arrived again do you know who at Natwest do i deal with is it the branch or head offive.

I hope this makes sense as i am not very computer literate with all the jargon and shortcuts so if i am a bit long winded i apologose......thanks tony47

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Guest ian cognito

Tony start your own threads in the relevant forums and then people will be able to answer your questions.

 

The bank forums are at the bottom of the forums homepage.

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Well the cheque has now been sent but still not going to remove the default.

 

MCOL will be issued when my LBA timelimit is up and I will be going for close to £2000 in damages due them not removing my CRA info .

 

Grounds for the MCOL are

1 - Cank charges were unlawful and made up the amount that was defaulted

2 - My contract has ended thefore their right to share also ended.

3 - If is causing me and my family distress and financial hardship (damages)

 

By the time my LBA timeline is up I will have an indication of how my Cabot damages claim is going and it will help me progress GE.......

If I have helped click my scales....

 

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  • 3 weeks later...

Defence due in by Wednesday next week but on the way home got a call from GE solicitors wanting to talk about settlingout of court. He is calling me back on Friday pm to discuss my claim.

 

Excellent

If I have helped click my scales....

 

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  • 3 weeks later...
  • 5 weeks later...
Settled out of court but can't discuss the details as I have a non-disclosure agreement. Sufficient to say both parties are happy.

 

:D :D :D :D :D :D

 

Hi Debt Mountain, by god you are making some progress - well done. I hadn't seen this thread until now. Your mountain seems to be shrinking and I take my hat off to you. Can't wait to see what you are going to do to Cabot .

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