Reclaim Barclays Bank Charges

[Bookworm]

The minimum amount I will settle for is the full amount claimed plus £220 court fees, not a penny less. (Just in case they are following this thread) If we appear in court, 8% interest will be added on.

 

You're selling yourself short. When you sent your letters, you made it clear that if you had to issue claim, you would claim 8% STATUTORY APR. They chose to drag the process as long as they possibly could, why on earth would you now let them get away with the interest?

 

It is YOUR claim, do not let them get away with bartering, there is not one single reason why they should not pay you that amount in FULL.

 

By indicating that they'll only pay the 8% if it goes to court, you have just indicated to anyone reading that they can now save themselves a substantial amount, since they have NO INTENTION to ever get to court. If you think they'll pay up quicker by being nice to them, I think you're mistaken.

 

I think they have organised themselves now to the point where every claimant is going to get the full and final settlement offer between 5 & 7 days before hearing, which allows for last minute scoring out confidentiality part, amounts adjustments etc...and still pay out just in time that the hearing doesn't go ahead. In my case, the money hit the account at 5 pm on the tuesday, with the hearing scheduled for the thursday 2 pm. But the kicker is Mr. Evans thought the hearing was on wednesday! So we are talking of the tightest of deadlines here.

 

Anyway, IMO, do not let them get away with the interest, they charged you nearly 30% all those years, and you can only get 8% back as it is. It's not a freebie, it's YOUR money just as much as the charges and the court fee, it's money you paid out at some point.

 

Just my 2 p.

[Bookworm]

And no confidentiality. ;-)

 

(You might as well tell them now, lol)

[Bookworm]

I saw it, and now Bankfodder's seen it, and I think it sounds like a fantastic idea on principle, although I kow nothing of the practicalitites and whether it would work!

 

But on principle, anything that helps this site go on for longer (and I don't think people realise how precarious it is at times) AND make the banks pay for it is a good thing!!!