jcd34 v Lloyds ** WON **

[Michael Browne]

REGISTERED ADDRESS: -

LLOYDS TSB BANK PLC

25 GRESHAM STREET

LONDON

EC2V 7HN

[Michael Browne]

You can argue for standard disclosure:

 

SECTION G STANDARD DISCLOSURE

I am respectfully requesting that my claim be allocated to the small claims track.

 

This issue is not a complicated one; it is an issue of fact and not of law. The issue is only whether the money levied by the Defendant in respect of its customer’s contractual breaches exceed their actual costs incurred. I am happy to pay their actual costs and I am surprised the Defendant did not counterclaim for these, because I would have paid them without argument.

 

However, the continuing problem is, (in common with the 100s of other cases currently being brought by other bank customers), that the banks refuse to reveal the details of their penalty-charging regime. As the banks have a fiduciary duty towards their customers, they have a duty to deal straightforwardly and in utmost good faith.

 

Accordingly, I would respectfully ask that the court in this case, not withstanding allocation to the small claims track, order standard disclosure. I understand that it is in the courts discretion to do so. This would bring a rapid end, not only to this litigation, but would also likely bring an end to much of the litigation in progress against other high-street banks.

[Michael Browne]

Your notice of issue from the court will have the deemed date of service on it and Lloyds have 14 days from that date to acknowledge.

[Michael Browne]

Send original Schedule. Daily rate will take care of interest between filing and settlement.