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    • Prices had already risen in expectation of action, with Brent crude near a six-month high last week.View the full article
    • Thanks everyone. Will speak with the manager first chance I get later today and let you know.
    • own topic created  tnx the info. dx  
    • this debt: MBNA Bank of Scotland Card debt- LInk got a CCJ - now want payment review - MBNA - Consumer Action Group and a barclaycard loan - did you ever send the a CCA in all these years.....when was it taken out?    
    • Welcome to the Forum. The PCN must be subject to Bye laws as the warning near the bottom of the PCN does not comply with the protection of Freedoms Act 2012 Schedule 4 Under Section 9 [2][f[] of the Act it should say: (f)warn the keeper that if, after the period of 28 days beginning with the day after that on which the notice is given— (i)the amount of the unpaid parking charges specified under paragraph (d) has not been paid in full, and (ii)the creditor does not know both the name of the driver and a current address for service for the driver ,the creditor will (if all the applicable conditions under this Schedule are met) have the right to recover from the keeper so much of that amount as remains unpaid; Their version states they are pursuing you as the driver [because of the Bye laws they cannot transfer the liability from the driver to the keeper] even though you are the keeper. Should it go to Court Judges do not accept that the driver and the keeper are the same person. Obviously on many occasions another member of the family may be driving instead of the keeper. Indeed anyone with a valid motor insurance policy is able to drive your car. if any of the three cars were not driven by the keeper they are not liable to pay the PCN only the driver is.  as long as they do not divulge who was driving those lovely people at Alliance haven't a hope of winning against them in Court. What a shame. However while those keepers who were not driving are in the clear all is not lost for the other keeper drivers. Alliance still have to prove who was driving which is difficult providing those keepers do not appeal.  It is quite often that on appeal the keeper may say "I entered the car park at....."  immediately giving away that they were the driver. Plus even if you appeal it won't be accepted as a] they lose £100 straight away and b] mostly all the major car parking companies are dishonest scrotes. In the meantime you will be on the receiving end of threatening letters from Alliance, unregulated debt collectors and fifth, sixth or even lower rated solicitors all trying to frighten the life out of you to cough up. They can all be safely ignored since if you don't contact any of them they don't know who was driving so have no information that the can use in Court to identify the driver. Some time in the future they may send you a Letter of Claim which must not be ignored. Just let us know and we will advise a suitable snotty letter to send them which will show that you are not afraid of them and are happy to turn up in court knowing that you will win. Sorry it was a bit long winded.  
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      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

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      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

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      Many thanks 
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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Hi. Can anyone help me?

 

My parents have had stuff with Brighthouse for a few years. (in dads name)

my mum passed away in November, she was my dads appointee so his money got stopped until we could sort it. it took 4 weeks.

 

Brighthouse asked for £135 otherwise they would take the stuff back.

 

the problem is this:

 

My parents got my sister and nephew (aged 4) a couch and an xbox.

they live around the corner from my parents house.

 

the couch is broken and needs replacing.

 

Brighthouse have come up with a number of excuses not to replace it.

from it been at my sisters address; to not having stock.

 

They even said it was because my sister had had to send something back to them voluntarily on a previous occasion.

 

This has been going on 2 months. so my dad has said until you give me a date for replacing the couch I'm not paying. He hasn't paid for 2 weeks (couch only.)

 

The xbox is in brighthouse currently been repaired but because someone has told them that the kinect is elsewhere they are saying we cant have the xbox back.

 

There are 18 weeks left to pay on the couch and 12 weeks on the xbox.

 

They are ringing me all the time. I don't have an account with Brighthouse. Never have and never will.

 

I didn't think they were allowed to do this. The couch is the only thing not up to date with payments.

 

I phoned their head office. They said everything is at the managers discretion.

but they did say that as long as the items were in the area they can be at different addresses.

Also that if a person returns items voluntarily they shouldn't hold it against them.

 

My dad is 72 and has mental health issues and it is obviously stressing him out.

 

My $ year old nephew is upset.

 

Oh and brighthouse said my dad could be prosecuted for fraud.

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hi goldie

what a tangled web...

firstly lets blow a few things out the water

they CANNOT just take things back

esp IF more than 1/3rd has been paid!

they would need a COURT ORDER

and it would be COURT BAILIFFS not some BH muppet.

so DON'T fall for that one!!

 

next time BH start willy waving or appear at your door

CALL THE POLICE.

they are NOT BAILIFFS!!

next

this holding things to ransom

till other items are return.

urm.. thats ILLEGAL!!

 

now this sofa...

how old is it?

how long into the agreement did it go wrong?

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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i would say over 2 years. my mum didnt like it so she passed it onto my sister. i know what they are doing is wrong but i work and my dad goes in on his own. like i said he is 72 and i saw him this morning and he is getting so confused with all what is happening. The manager at brighthouse said dad had told him he was giving my sister the money to come in but dad says it never happened.

 

only recently discovered it was broke. think it had been broke a bit but my sister didnt realise she had cover on it until i had seen what they were paying and i told her to make them replace it. it was well over 2 grand and there is something like 300 left on it. My sister has had the xbox for nearly a year with 12 weeks left on it

Edited by Goldie1976
forgot to answer a bit
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you sre going to have to get involved and sort it.

 

and get those useless insurances refunded too!

 

dx

please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Its annoying because it isnt my account but i hate how these people seem to think that they can get away with whatever. The way they speak to people is a disgrace aswell. Not all of their clients are uninformed about their rights; but that is what they rely on. They exploit vulnerable people.

 

I spoke to them about the insurances and they said they wouldnt remove them without my dad going in and seeing them to sign new agreements and without valid household insurance.

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please don't hit Quote...just type we know what we said earlier..

DCA's view debtors as suckers, marks and mugs

NO DCA has ANY legal powers whatsoever on ANY debt no matter what it's Type

and they

are NOT and can NEVER  be BAILIFFS. even if a debt has been to court..

If everyone stopped blindly paying DCA's Tomorrow, their industry would collapse overnight... 

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Share on other sites

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