Spider666 vs Halifax

[spider666]

Preparing to get some form of justice from the bank

going to study the faqs and get my S.A.R - (Subject Access Request) off next week

just starting a thread for when i need some help

 

:) :) :)

[Lizzy]

Good luck, looks like you are getting off to a good start.

 

Lizzy

[spider666]

thanks for support lizzie

 

A question open to all

 

Maybe a stupid question but i want to get everything right

 

should i personally sign all letters ie between yours faithfully and name

 

just would i be liable for any mistakes as i have signed the document or would they hold it against me if i didnt sign

 

 

just want to get everything right and i dont want to make simple errors

 

thankyou

[Guest bluecloud]

You must sign all letters.

 

It is proof that the letter is from you - don't forget they will have a copy of your signature to check this.

 

As for mistakes; as long as you follow the templates as closely as possible you shouldn't have any hassles. However, as long as the mistake you make is only minor then the legal system is human enough to forgive you. After all everyone makes mistakes, including the lawyers employed by banks.

 

 

 

.

[spider666]

Just sent of My sar

 

so im now preparing myself for the battle ahead

[spider666]

After a long wait i have finally sent off my prelim letter so the ball is finally rolling

[spider666]

Just received a settlement offer less than half the amount i was asking for

 

A quick question although my 14 days for the letter before action is up do i send a rejection of letter settlement and 14days later apply online for a

MCOL

 

 

or do i send a rejection of settlement letter than a letter before action letter and 14 days later apply for MCOL

 

 

or a comboination of both

 

please advise

[spider666]

im in the process of filling in my mcol i have a couple of questions

 

i have used the info provided in the library template to fill in my particular of claims when ive done this and payed the fee to mcol

 

when and what do i send to the courts and halifax

 

Also do i need to send a court bundle or something

 

and can i claim for additional charges from what i claimed for in th LBA

 

any advised would be appreciated

 

thankyou

[spider666]

hand delivered my n1 form to the local court today

 

so i eagerly await some sort of outcome

[TUTTSI]

Hi Spider, Good Luck with your claim.

My Husbands claim against the Halifax has to tommorow to acknowledge and as yet they have not responded to the MCOL. He will write a letter tomorrow shoucld they now acknowledge and give them 7 days before pressing the Judgement button. How cool is that, then he can send in the bailiffs!!!!

Regards

Ds

[vic+pete]

Hi Spider,

We're just behind you with the Halifax (sent out the LBA's) today and i'm really beginning to get nervous about it all..

I've been looking through the info here but i'm still confussed as to where we send the N1 form and what else does the court need?...

do they need copies off all the previous letters and the original copies of all the charges? and where do you pay for the court fee? is that payed to the court direct (ie when you drop off the paperwork) or what?

what did you do with yours? and is it all really that easy?

any advice??

vicky

[spider666]

Hi Vicky

 

if you look in the Bank Templates Libary there is a link called

 

4.Particulars of claim - N1 - Hard copy version

 

everything you need is in there

 

 

I took it personally to the Local Court small claims dept. The lady was very helpful and checked i had filled in the right parts and i paid cash on the spot. The prices vary depending on how much you are claiming. She said the would issue it on the day and i would receive one of my copies and additional info on what happens next

 

hope this helps

 

Chris

[Lizzy]

Halifax usually Acknowledge the claim and then send form saying that they will defend the claim in full. A few days after that the money magically appears in your account, usually in two lots, first the claim money, they the interest and costs.

A letter is then sent by them saying you were not worth their time and effort going to court and of course their money in defending the claim.

 

Sweet don't you think .............

 

Hold tight folks, not long now.

 

Lizzy