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    • yep. they are all simply trading names of perch to try and scam people into thinking their debt is going up some kind to mystical legal chain...which is BS. all dca's pull these stunts and have done since the late 1970's
    • just type no need to hit quote. what you really need to do is forget about it now they have  just steer clear of THAT ONE STORE for a few months. other B&Q's are OK. even if you do go back in, they'll simple ask you to leave, then if you return again, could invoke trespass laws BUT WE HAVE NEVER SEEN IT HERE. as for getting out of your tree about police, prison, criminal record, arrested, knocks at doors, letter of claim....NONE OF THE CAN EVER HAPPEN. and has not on these joe public low level shoplifting incidence since 2012. you've already got a scary letter ratchetting on about some mystical FAKE civil restoration scheme .  you'll probably get a few more ...NOTHING THEY CAN EVER DO. bin shred burn give to your pet hamster any money people pay CRS/RLP/DEF etc regarding their letters goes straight into their pocket and off they go down the pub and LAUGH at people they mugged. the retailer never sees a penny.  i admire your action of send £5 to B&Q. its done now and its over with....move on with your live. dx
    • 4.  Under The Pre-Action Protocol 201?, a Debt Buyer must undertake all reasonable enquiries to ensure the correct address of a debtor, this can be as simple as a credit file search. The Claimant failed to carry out such basic checks. Subsequently all letters prior too and including ,The Pre action Protocol Letter of Claim dated 7 January 2020 and the claimform dated 14th February 2020 were all served to a previous address which I moved out of in 2018. 9.   The claimant failed to comply with the additional directions ordered by District Judge Davis on the 2nd February 2024 'The Claim shall be automatically struck out at 4pm on 3 April 2024 unless the Claimant delivers to the Court and to the Defendant the following documents.' None were received by the court nor the defendant by that date. re: 13 & 15...they dont need to produce the deed, thats a private b2b document only the judge can demand sight of. i would remove 13 totally as within their WS they have produced the Notice Of Assignment. and delete it from 15 a few ideas. dx  
    • Underp04 (I think it was him) put up the statement IDR used in court from some supposed expert mr edge. can you find it? It stated 10 years was the statute barred limit but also that the laws were very confusing. very much worth digging out!
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RBOS won't send me my statements!


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Hi,

 

I sent my data release form with the enclosed £10 to RBOS on the 8th August, but have so far been continually been fobbed off. I have been told twice now that my statements were sent out but somehow "lost". I sent the LBA two weeks ago stating that I would obtaining a court order to get the statements, however all I received was a letter apologising for the delay and that another (third!) set would be with me shortly.

 

I'm clearly being lied to, so what should I do next?

 

Regards,

 

Brian.

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Hi,

 

I sent my data release form with the enclosed £10 to RBOS on the 8th August, but have so far been continually been fobbed off. I have been told twice now that my statements were sent out but somehow "lost". I sent the LBA two weeks ago stating that I would obtaining a court order to get the statements, however all I received was a letter apologising for the delay and that another (third!) set would be with me shortly.

 

I'm clearly being lied to, so what should I do next?

 

Regards,

 

Brian.

 

 

contact them and tell them that you will; collect them at your branch and also that you are going to inform the information commissioner.

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Interesting, same for me. Sent my request on 28th September and so far had no response however, I wasnt expecting them to jump around but, a bit disapointed as usual with the Harrogate Branch! sent a reminder yesterday so we will see.

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Ilive in scotland and sent the request to the head office on 8/10/2006 and today I recieved 3 large envelopes with all my statments for the past 6 years(although I only asked for 5 guess they are trying to suss how knowledged I am in getting my money backi)

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Dont panic, I recieved my three weeks after the 40 days were up, they sent mine to the branch (my accounts are now closed) and they destroyed them. I eventually got another set sent special delivery three weeks later, have now sent my claims in £9K :grin:

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  • 2 weeks later...

In true comedy style I found my postman outside trying to deliver 3 sets of statements to me due to RBS making a mess of things and supposedly losing the first two sets. I've been through them, and my charges amount to £1539, which is a bit disgusting considering they were all placed whilst I was a poor student!

 

So, my question is, how do I present the charges to the bank with my next letter - I had a look at the spreadsheet, but that doesn't look like the right thing for me. Should I simply list them all?

 

Also, being in Scotland, should I submit two claims of £750, i.e. 2 letters of approach and 2 summary of charge lists.....or just one and then split them when it comes to making a court claim?

 

Also, should I just drop the £39 as it will put me over my claim limits?

 

All help greatfully received...

 

Brian.

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