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    • I googled "prescribed disability" to see where it is defined for the purposes of S.92. I found HMRC's definition, which included deafness. I don't  think anyone is saying deaf people cant drive, though! digging deeper,  Is it that “prescribed disability” (for the purposes of S.88 and S.92) is defined at: The Motor Vehicles (Driving Licences) Regulations 1999 WWW.LEGISLATION.GOV.UK These Regulations consolidate with amendments the Motor Vehicles (Driving Licences) Regulations 1996...   ….. and sleep apnoea / increased daytime sleepiness is NOT included there directly as a condition but only becomes prescribed under “liability to sudden attacks of disabling giddiness or fainting” (but falling asleep isn't fainting!), so it isn’t defined there as a “prescribed disability”  Yet, under S.92(2)(b) RTA 1988 “ any other disability likely to cause the driving of a vehicle by him in pursuance of a licence to be a source of danger to the public" So (IMHO) sleep apnea / daytime sleepiness MIGHT be a prescribed disability, but only if it causes likelihood of "driving being a source of danger to the public" : which is where meeting / not meeting the medical standard of fitness to drive comes into play?  
    • You can counter a Judges's question on why you didn't respond by pointing out that any company that charges you with stopping at a zebra crossing is likely to be of a criminal mentality and so unlikely to cancel the PCN plus you didn't want to give away any knowledge you had at that time that could allow them to counteract your claim if it went to Court. There are many ways in which you can see off their stupid claim-you will see them in other threads  where our members have been caught by Met at other airports as well as Bristol.  Time and again they take motorists to Court for "NO Stopping" apparently completely forgetting that the have lost doing that because no stopping is prohibitory and cannot form a contract. Yet they keep on issuing PCNs because so many people just pay up . Crazy . You can see what chuckleheads they are when you read their Claim form which is pursuing you as the driver or the keeper. they don't seem to understand that on airport land because of the Bye laws, the keeper is never liable.   
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    • The King is the second monarch to appear on Bank of England notes which will be fed gradually into the system.View the full article
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Advise on PPI received does this look right?


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Hello all im new here, was hoping for some advise really.

 

I recently put in a clam (not with and company) to car giant for miss sold PPI for a car that I bought in 2007 on finance for a period of 5 years, they wrote back saying its fine its not then that deal with in it would be blackhorse and that i just need to sign this letter and all money would be refunded.

 

This was started around around July August. my payment on the car were due to finish at the end of October this year.

 

So I got a letter from BH saying that the PPI has been cancelled and that I would be refunded. my final 2 car payments went from £185 per month to £159.

 

At the end of last month they put the money into my account, but im not sure that this seems like the right amount. They paid me £1116. why I think this is not right is that i had another PPI come back to me from a lone I had back in 2002 over 3 years and that payment was just shy of £2000.

 

And 2 on my docs it says the total PPI is £1400 and what was paid back is less than that so I dont think interest was included. Im not sure how the whole thing works but if any one could confirm if this seems right or not i would be really grateful

 

If there is any other info required to answer this just let me know

 

thanks

 

I have image of documentations but cant post until i have a 10 post count. will upload as soon as i can

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You can use this method to post up your documents but make sure you remove any personal identifiers first

 

Courtesy dx100uk

 

scan the required letters/agreements/sheets - as a picture[jpg] file

don't forget you can use a mobile phone or a digital camera too!!

or

convert existing PC files to PDF [office has an installable print to PDF option]

.

'

BUT......

ENSURE: remove all pers info inc. barcodes etc using paint program

but leave all figures and dates. {DO NOT USE A BIRO OR PEN]

.

goto one of the many free online pdf converter websites

it would be better to upload a multipage pdf if

you have many images too rather than many single pdfs

.

or if you have PDF as an installed printer drive use that

or use word and save as pdf

try and logically name your file so people know what it is.

i'e Default notice dd-mm-yyyy

.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

 

 

Also have a read of No.1 in my signature and use the spreadsheets at the end. The details of how to work out the amount you should have received are in there. If you get stuck, shout here.

 

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Hello thanks for the reply, I did try to upload the images but they were to big i believe.

 

I will take a look at your link, i sure i worked it out before and my calculations were in the £2000 high £1000 if i remember right but i will double check that.

 

thanks

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