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Krusty Vs Nationwide **WON**


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Just quoting Zoot here from tallchap vs stoud and swindon:

 

"

You've already paid your court fee and allocation fee. There is no trial fee for small claims. Although the further costs you could incur would be for your bundle.

 

Your options are:

 

1. Withdraw now. - You lose your court fees and a/q fees already paid and they could seek their costs pre -allocation.

 

2. Withdraw on condition they will pay your fees and not seek any costs from you.

 

3.Try negotiating a lower settlement eg half of your claim + Costs

 

4. Pursue the full amount to court. If you lost you would lose the court fees that you have already paid. You would not be liable for their pre-allocation fees but would have to pay their travelling expenses etc. "

 

Hope that is of some help, have you read IMPORTANT ERC CLAIMANTS PLEASE READ in the sticky section?

09.12.2006 B&W LBA sent

 

22.11.2006 B&W prelim letter sent asking £5500.32

 

23.11.2006 TMB S.A.R - (Subject Access Request) sent

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surely if you request judgement as they have not responded to you then it will go in your favour

 

lets hope so :)

Halifax - £4000.00 +

01/09/06 - Prelim letter sent (special delivery)

05/09/06 - Standard Reply

07/09/06 - Phone Offer £362, accepted as partial payment only

09/09/06 - Letter, revised offer £1039, accepted as partial payment only

13/09/06 - LBA sent (special delivery)

20/09/06 - Ombudsman letter recieved

27/09/06 - Moneyclaim online for £4900

04/10/06 - I WON I WON

10/10/06 - Money in the bank

Nationwide ERC - £1000.00

16/10/06 - Prelim letter sent (special delivery)

31/10/06 - Revised LBA sent

23/11/06 - Moneyclaim online for £1100

held by the courts

Halifax - £800

05/06/09 - Prelim letter sent

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Not necessarily. They could file late and get away with it.

 

 

well i spoke to the couts today, they are a 7 days late and i still have not requested judgement, let me write to the courts first.......:?:

Halifax - £4000.00 +

01/09/06 - Prelim letter sent (special delivery)

05/09/06 - Standard Reply

07/09/06 - Phone Offer £362, accepted as partial payment only

09/09/06 - Letter, revised offer £1039, accepted as partial payment only

13/09/06 - LBA sent (special delivery)

20/09/06 - Ombudsman letter recieved

27/09/06 - Moneyclaim online for £4900

04/10/06 - I WON I WON

10/10/06 - Money in the bank

Nationwide ERC - £1000.00

16/10/06 - Prelim letter sent (special delivery)

31/10/06 - Revised LBA sent

23/11/06 - Moneyclaim online for £1100

held by the courts

Halifax - £800

05/06/09 - Prelim letter sent

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Hopefully you will get judgement....just don't bet on it.

 

I, for one, would be delighted for you if you do :)

Please note that I am not a legal expert and all advice given is without prejudice and is purely my opinion only.

 

** Nationwide - £1821.15-PAID IN FULL - Aug 06 **

** Halifax Mortgage -£390 - PAID IN FULL - Nov 06 **

Lloyds TSB - MCOL issued 09/03/07 - £2953 + costs - ON HOLD....

 

 

 

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Nationwide as per normal i dealing with each letter i sent as a different case.

If you look at my first post you'll see a £90 redemption fee, this has been

sent to me by cheque and was recieved on Friday 9th Feb,

the same day i sent a request of Judgement

 

fingers crossed

Halifax - £4000.00 +

01/09/06 - Prelim letter sent (special delivery)

05/09/06 - Standard Reply

07/09/06 - Phone Offer £362, accepted as partial payment only

09/09/06 - Letter, revised offer £1039, accepted as partial payment only

13/09/06 - LBA sent (special delivery)

20/09/06 - Ombudsman letter recieved

27/09/06 - Moneyclaim online for £4900

04/10/06 - I WON I WON

10/10/06 - Money in the bank

Nationwide ERC - £1000.00

16/10/06 - Prelim letter sent (special delivery)

31/10/06 - Revised LBA sent

23/11/06 - Moneyclaim online for £1100

held by the courts

Halifax - £800

05/06/09 - Prelim letter sent

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  • 2 weeks later...

Keep watching

 

recieved yesterday from the courts

 

request for judgement and reply to admission (specified amount)

 

i reveieved a cheque from Nationwide for £90 so will remove this from the final figure but i have paid out to moneyclaim £120 and to my local court £120 which i will claim back

 

Early repayment charge £896.59 + £240 costs

 

total £1136.59

Halifax - £4000.00 +

01/09/06 - Prelim letter sent (special delivery)

05/09/06 - Standard Reply

07/09/06 - Phone Offer £362, accepted as partial payment only

09/09/06 - Letter, revised offer £1039, accepted as partial payment only

13/09/06 - LBA sent (special delivery)

20/09/06 - Ombudsman letter recieved

27/09/06 - Moneyclaim online for £4900

04/10/06 - I WON I WON

10/10/06 - Money in the bank

Nationwide ERC - £1000.00

16/10/06 - Prelim letter sent (special delivery)

31/10/06 - Revised LBA sent

23/11/06 - Moneyclaim online for £1100

held by the courts

Halifax - £800

05/06/09 - Prelim letter sent

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  • 2 weeks later...

and won :D

 

To the Defendant

 

You have not replied to the claim form

 

It is therefore ordered that you must pay the claiment (thats me that is :-) )£896.59 for dedt (and interest to date of Judgement) and £240 for costs

 

you must pay the claiment a total of £ 1.136.59 forthwith

 

 

GET IN THERE

Halifax - £4000.00 +

01/09/06 - Prelim letter sent (special delivery)

05/09/06 - Standard Reply

07/09/06 - Phone Offer £362, accepted as partial payment only

09/09/06 - Letter, revised offer £1039, accepted as partial payment only

13/09/06 - LBA sent (special delivery)

20/09/06 - Ombudsman letter recieved

27/09/06 - Moneyclaim online for £4900

04/10/06 - I WON I WON

10/10/06 - Money in the bank

Nationwide ERC - £1000.00

16/10/06 - Prelim letter sent (special delivery)

31/10/06 - Revised LBA sent

23/11/06 - Moneyclaim online for £1100

held by the courts

Halifax - £800

05/06/09 - Prelim letter sent

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Krusty,

Good on ya!! We're against the same team and their AQ is now 2 weeks late - didn't know I could hold my breath for so long.

 

stick with it, took ages compared to reclaiming my bank charges

some of that was my fault for letting dates slip

Halifax - £4000.00 +

01/09/06 - Prelim letter sent (special delivery)

05/09/06 - Standard Reply

07/09/06 - Phone Offer £362, accepted as partial payment only

09/09/06 - Letter, revised offer £1039, accepted as partial payment only

13/09/06 - LBA sent (special delivery)

20/09/06 - Ombudsman letter recieved

27/09/06 - Moneyclaim online for £4900

04/10/06 - I WON I WON

10/10/06 - Money in the bank

Nationwide ERC - £1000.00

16/10/06 - Prelim letter sent (special delivery)

31/10/06 - Revised LBA sent

23/11/06 - Moneyclaim online for £1100

held by the courts

Halifax - £800

05/06/09 - Prelim letter sent

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