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    • I would only rely on your solicitor in this regard. The other two should not have a view.   And, you are responsible for how the court perceive you. They only have your words and deeds to go on. Expecting them to magically see things your way is not a great tactic.
    • Yes, I don't think there is any downside to doing this. If they decline then you can say that in your witness statement
    • Ok! Do you still want me to work on that letter you discussed above in post #26?
    • Thank you for posting up the required details and well done for apparently not revealing the identity of the driver. I am assuming you are the keeper? The depth of ignorance of the parking companies is absolutely amazing. The Protection of Freedoms Act 2012 Schedule 4 is the law relating to private parking and allows those rogues to be able to transfer the charge from the driver [whose name they do not know] to the keeper after 28 days . This is dependent on them complying with the Act. So many of the don't and Alliance is no different. It would help if we could see what you appeal was and to post the back of the PCN as it is lacking so much of the wording necessary to make it compliant so that in your case only the driver is liable to pay the charge. And of course just entering the ANPR arrival times means that they have failed to specify the parking time which is a requirement..  Because the car park was so busy you had to drive around for quite a while before finally finding a place to park which is when the parking period may  actually begin. The poor dears at Alliance have not grasped that particular part of the legislation as yet. To be fair the Act has only been in place for 12 years so one must make allowances for their stupidity . We shouldn't really mock them- but it is fun. You weren't to know but the chances of winning an appeal against Alliance and the IPC is around 5%-and that is high for them. If they allow you to cancel they lose the chance of making money and they would have had a field day when you were there with so many people being caught overstaying because of the chaos in trying to find a parking space then trying to pay.  Your snotty letter could go something like this- Dear Cretins, Yes I mean you Alliance. After 12 years one would have thought that even you could produce a compliant PCN. Did you really think I would pay you a penny extra considering the time I wasted trying  to pay with  long queues at the parking machine, then trying to get a signal to call Just Park. On top of that you then had the cheek to ask for an additional £70 for what dubious unspecified pleasure? You must have made a killing that day charging all those motorists for overstaying because the queues to pay were do long and even walking to pay from the over flow parking fields takes time. And yes I did take photos of the non existent signs in the fields so please don't give me the usual rubbish about your signs being clearly visible. Oh yes that £70. Please tell me and the Court whether that charge included VAT and if it did, why am I being charged to pay your vat? I am sure the Judge would look carefully at that as well as the Inland Revenue. The truth is you had no reasonable cause to ask the DVLA for my data given the chaos at your car park and I believe that you therefore breached my GDPR...................... I expect others will give their views as well.          
    • opps this is going to get messy then if they don't refund. you should never keep util accounts in credit.
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Paulawinter Vs Abbey - Preliminary Hearing! * SETTLED IN FULL *


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Hi

 

Have just received all my statements and adding them all up, but as I have a graduate account i'm not sure if i have been charged interest on all these charges. Can i just claim the basic charges without all the interest and stuff!?

Also, do i have to send a spreadsheet along with my preliminary letter of all the dates of charges or can i just make up my own table?

 

Thanks!

Paula

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Hi there. Not a silly question at all!

 

There is a very helpful excel in the library section which adds up the interest for you, so you should use this and claim the interest also.

 

I plan to print off the excel and send it with the letter - just as much ammunition as possible will help and hopefully stop Abbey trying to stall for more time.

 

Good luckl!

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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The excel I have may be from somewhere else... It actually adds up the interest for you (and knows the date!) It's very clever!

 

If you give me your email address I can send it to you?

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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I'm not actually sure about the interest on your account, but supsect this is normal practice. I think all we claim for is interest on the unlawful charges.

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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No problem Paula. I'll email the one I have over to you.

 

It's shocking when you actually LOOK at the charges, isn't it!?

 

Let me know how you get on.

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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  • 2 months later...

When did it have to be in by? You won't hear anything until after then.

;) nn

FAQs: click here: http://READ THESE

 

Any views or opinions expressed are in good faith, to the best of my ability. I don't like to admit it, but I have been known to be wrong. Check other threads and if in doubt, seek professional advice.

 

 

Abbey: SETTLED IN FULL:lol:

BoS M/card SETTLED 27/09:lol:

Aqua CC (Halifax) SETTLED 28/06 :lol:

GMAC Request for refund 14/6; Prelim 31/7; LBA 11/9

First National Mortgage Data Protection Act sent 14/6 Statements 26/7

Cap 1 - SETTLED IN FULL:lol:

Abbey x 2: 50% offer refused AQ filed

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  • 3 weeks later...

Thank you!

 

The letter says when the case will be heard and then says (I think this is what you mean by the order)

 

Claimant clarify case by filing and serving a statement setting out the charges disputed by reference to date and amount and by reference to bank statements.

 

30 mins has been allowed for the preliminary hearing

 

 

 

Thanks for any help!

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  • 4 weeks later...

Please Please can somebody help me?!??!

 

I am supposed to be going to court on the 14th of November and can't find anyone thats done this yet as there is so much on the forums to look through!! I have to take along all my statements and things, but is there going to be someone from Abbey there, and will i have to stand up and defend my claims? Please help!

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Paula. Don't fret. LOADS of us have been to court. Please search the forums for the stories.

 

Abbey ALWAYS say that they are intending to defend - this is absolutely normal procedure and nothing to be concerned about. Please have a proper look trhough all the longer Abbey threads. Look at mine for starters. Although I didn't appear incourt (only cos I was on holiday), my lawyer did. Abbey will only send a trainee solicitor, and the judge will set a date for proof. Abbey will cough up before then anyway.

 

DON'T panic! It aint like Judge Judy and the court is there to help YOU.

Abbey - 547.00 settled in full.

Second claim: £204 WON.

Barclaycard - 142.88 incl interest due WON BY DEFAULT as they didn't even bother entering a defence. Barclaycard paid up £184.88.

 

MBNA - Concluded £634.31

Capital One Concluded £148

Kinda disappointed I've no more banks to go after now...

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Thank you!

 

I am just really worried about what I need to say to the judge!

 

Has anyone been in the same situation, where they're only been asked to bring in their spreadsheets and statements for a half hour hearing?

Thanks

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Hi Paula, if you can, have a look at a thread by whizzkid on the Abbey forum. its a very long read but absolutely brilliant! It actually describes what happened at a hearing.

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