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    • Hi folks, I've just found previous documentation. I thought it had gone missing. I'd forgotten that I did appeal it through POPLA but I can't find the thread on here that, I assume, I posted for help. Appeal letter is dated 27/10/2020 with a rejection. I genuinely had forgotten about this so apologies for misleading you. A lot has happened in the years since the ticket was issued. We closed down a couple of businesses and moved to the opposite end of the country to retire. The documents I have are scanned copies. I no longer have the originals. If there's anything you'd like to see, please let me know and I'll post them, although it probably won't be until tomorrow now, but I'll be looking in on this page tonight. Thank you for the responses so far :)
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    • I find that highly disrespectful Sir/Madam just so you know.
    • Not quite sure what you are trying to say but anyway please could you avoid posting solid blocks of text because it is extremely difficult for people to follow – especially if they are using small screen such as telephones. I have restructured your post above. Properly spaced and punctuated please. Thanks
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Scooterist007 vs Woolwich


scooterist007
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Hi I'm a newbie as awork mate put me onto this site, and an excellent one it is! My first claim is with the woolwich, I sent out a a data protection act letter on the 29/09/06 and I received a list of all my charges. Sent a LBA today for £2700 so expect a sorry your unhappy letter soon!

 

I will keep you all posted

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

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Phew I didnt add my 8% lol, i suppose its just a waiting game now! I just wondered though, I am in arrears with them, I had a £500 overdraught, and I changed banks because I wasnt happy with them, I was -£490 and then the woolwich allowed aol to take out £17.99 from my debit card, which put into the red, so they then charged me a £30 fee for using my card and charged me a unathourised overdraught fee, then a month later they allowed aol to take out another £17.99 and even more charges! now when i opened up my new account i transfered my wages to be paid into my new account, and i transfered all my direct debits and standing orders but forgot about my payment to aol. now when I transfered my account I just destroy all the letters that had 'woolwich' written on the envelope, it wasnt until I got a letter from a collection agency I realsied what was going on and now they say I am -£900 in arrears, Now my question is, the £2700 I am reclaiming, will that go on the balance of -£900 or just the £500 overdraught if you get what im saying!

 

Reguards

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

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I presume that the £900 overdraft includes all sorts of charges and interest, if the only time you have used the account is for your monthly AOL ddm.

 

Have you included all these charges, and the interest that the charges have cost you, in your £2700 claim?

 

If you have, then yes, they will almost certainly look to clear the overdraft balance, and send the remainder to you

Preliminary Letter sent to Woolwich 05/06

LBA sent 19/06

Court claim filed 04/07 : Total £824.75

Acknowledgement of Service 27/07

Defence received 08/08

AQ filed 11/08

Barclays AQ filed 05/09

Hearing date 20/12

SETTLED IN FULL £840.49: 14/12/06

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im not sure, I just added up the charges listed on the sheet that the woolwich sent me, so I suppose so!

 

I got a letter on the 06/10/06 from the woolwich saying the usual blurb about sorry you feel let down on this occaison blah blah blah and we aim to resolve this matter by 03/11/06. and sent me some burb about not holding back on my feedback!

 

well they got a shock if they think i am waiting til the 03/11/06 for them to resolve this lol

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

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I got a letter on saturday stating that my complaint has been handed to barclays head office and I should send all letters to them!

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

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  • 3 weeks later...

Right then, I got a letter from Barclays saying things along the lines of 'we are sorry you feel the bank charges are unfair blah blah terms and conditions blah blah'

but we are going to give 1000 pounds back as a good will gesture!

 

Now I'm not accepting a grand, I want the full amount, but what do I do next, I read through other posts of people accepting these first offers as part payments but my letter states 'in full and final settlement of you complaint'

so if I accept this offer in part payment, will I be able to pursue the rest?

Also to claim the rest, do I send out a LBA or do I phone them up?

 

many thanks

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

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Hi Scooter

 

Write back using this template - just fill your details in.

 

http://www.consumeractiongroup.co.uk/forum/bank-templates-library/25716-rejection-settlement-offer.html

 

They will probably not even bother writing back so you will then be onto the MCOL stage once the 14 days are up.

 

Don't bother with any phone calls - it aint worth the time!!or effort!!

Follow your timescales - NOT THEIRS!!

 

I am sure you have read them but do read and follow the procedures in the FAQ's

Good Luck fellow Barclays Basher!!

NatWest

01-08-06 - Request for refund sent etc followed by all the other nonsense!!

18-10-06 - Settled in full - DONATION to site made:)

Woolwich

01/08/06 - Prelim letter sent

03/08/06 - Acknowledge letter received from Woolwich

18/08/06 - 2nd letter from Woolwich

21/08/06 - Acknowledge letter received from Barclays

13/09/06 - Offer letter received

19/09/06 - Confirmed I will settle at my amount sent

06/10/06 - No reply so LBA sent

02/11/06 - MCOL filed

21/11/06 - Acknowledged rec

05-12-06 - AQ rec & returned

23-03-07 - Court date!!

 

Capital One x2

16/11/06 - S.A.R Rec

Wifes Capital One x 2

18/11/06 - S.A.R Rec

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write back tell them youll accept their offer as an interim payment but will be pursuing them through the courts for the remainder theyll swiftly with draw their goodwill gesture so you just carry on and issue your claim !

if my advice has been of any help to you then please click the scales ! Thank you :D

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Right sent today LBA and stated I wouldnt accept £1000 lets see what happens!

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

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  • 2 weeks later...

Right it is the night before the deadline! I have regesterd with mcol ready, but I dont hold much hope in barclays responding by tomorrow lol so it looks like im going to get more money than i thought! :cool:

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

Link to post
Share on other sites

  • 3 months later...

hi folks, I have been a bit slack lately, with christmas and everything, and also work is a bit suspect lately, I havnt had the money to take woolwich to court, but I have been saving my pennies! and now think i might have enough spare cash, but how much is it going to cost me to take woolwich to court? any ideas?

 

Thanks

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

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hi, thanks essjaysea,

 

also I sent a lba sometime ago, can I still continue with the mcol? like i said I have had money problems and couldnt afford the court fees

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

Link to post
Share on other sites

Hi Scoot! I was all ready to go for it before xmas but couldnt afford it either so paid the fees bout three weeks ago and theyve acknowleged the claim. Just calculate all the charges on the spreadsheet to give you an up to date figure and file on MCOL and kick some ass!

 

Good luck! Not that you'll need it!

:confused: babygclare
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hi baby and thanks, well good luck to you too :D

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

Link to post
Share on other sites

  • 3 weeks later...

Hi Scoot! Whats the latest? any progress? The 28 days to defend is up on Tues with my claim so just waiting at mo. Have you filed with MCOL yet? Its worth the being el skintos for a bit to know your getting somewhere.

:confused: babygclare
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  • 2 weeks later...

hi baby, well funds are tight so just getting the money for mcol and have sent barlcays the letter saying i will take the £1000 in part payment!

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

Link to post
Share on other sites

  • 3 weeks later...

Hi, I received a letter from barclays today saying sorry I was unhappy with their offer of £1000 and have now offered me £2000! and I am thinking about accepting it!

Claim Woolwich

Data protection act letter sent 29/09/06

List of charges received 04/10/06

Claiming £2931.66 inc 8%

PreliminaryLetter sent 05/10/06

31/10/06 Offer of £1000!

LBA sent 07/11/06

 

Claim More Than credit card (Lloyds TSB)

Data protection act letter sent 29/09/06

Another Data protection act letter sent 03/11/06

 

Claim Captital One credit card

Data protection act letter sent 07/11/06

Link to post
Share on other sites

Hi, I received a letter from barclays today saying sorry I was unhappy with their offer of £1000 and have now offered me £2000! and I am thinking about accepting it!

 

how much is the shortfall? pesonally i would hold out for the lot

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