Jump to content


  • Tweets

  • Posts

  • Our picks

    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
        • Like

Barclays business a/c went overdrawn due to the monthly charge (£18)being applied when balance was in the black


style="text-align: center;">  

Thread Locked

because no one has posted on it for the last 4350 days.

If you need to add something to this thread then

 

Please click the "Report " link

 

at the bottom of one of the posts.

 

If you want to post a new story then

Please

Start your own new thread

That way you will attract more attention to your story and get more visitors and more help 

 

Thanks

Recommended Posts

basically i run a small part time business and had an account with barclays since 2006 that they convicned me to pay premium for despite the fact that i told them the turnover was low.i used the account to pay in cash and then for ordering equipment and other items and was mostly in credit at all timesHowever during 2008 i had a few cash flow problems and allowed the balance fell to a couple of £ i had a conversation with my account manager on the phone and asked him to stop the monthly charges and go to basi as i never used any of hte feauturesAny way the £18 monthly charge was applied that put me in the red and as i had no cash to clear it the monthly cycle of charges and penalites for unauthorised overdraft.The debt stands at around £1000 maybe more made up of charges and penalities.

I am fighting it all the way :-x

Link to post
Share on other sites

Now they still send all correspondence to my old address, howver i have recieved phone calls and texts as the phone number stays the same. I ahev ignored most of theseI have a personal current account with Barclays that i have managed well and 2 x savers plus an ISA

I am fighting it all the way :-x

Link to post
Share on other sites

I want to reclaim these charges or at least dispute them and want to know how do i start?Do i send an SAR to Barclays in relation to the business account as a start?I am woried that they will close the other accounts and take the money once they realise i am on the claim/dispute trail.I am planning to change my current accounts however i dont want the embaresment of being turned down etc at branchI juse my current account to manage my affairs and also the small business at present

I am fighting it all the way :-x

Link to post
Share on other sites

OK i will SAR them, but i cant pay it all off i think they have closed the buisness account down, it was for a Martial Arts Club, which i ran and hoped to turn into a buisness this didnt take off although the club is still running.

 

Would it be better to acknowledge the debt and offer them a token monthly sum to clear the debt as long as theres no interest added?

 

Or wait till the SAR result comes?

 

My mrs is foreign and is hating the stupid phone calls, FYI i have not recieved anything in writing at my current address which i notified them of before they started this whole mess off and they are still sending letters to old address.

i have only had texts from what appears to be a DCA with FPS or similar company name asking me to contact them. i ignore these texts

 

Shall i write to Barclays with the business account number for the SAR and provide them with my address?

 

The name on the card was Mr "phaitun" trading as "Martial Arts Club" and corresdpondence at my old rented accomodation, or shall i ignore them and wait till they threaten Court start the SAR requests, file a claim/disputed account notice etc and then offer to pay a monthly sum upon receipt of the County Court claim when all other avenues have been exhausted.

I am fighting it all the way :-x

Link to post
Share on other sites

  • 3 months later...

Had a letter last week thanking me for my SAR - Well over the 40 days statutory allowed time limit. Anyway they are progressing my request. Whatever that means

I am fighting it all the way :-x

Link to post
Share on other sites

  • Recently Browsing   0 Caggers

    • No registered users viewing this page.

  • Have we helped you ...?


×
×
  • Create New...