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    • there is NO exposure if you simple remove your name address/ref numbers etc from docs, over 10'000 pdf uploads are here. which then harvests IP addresses off of the people that then do so..which is why we do not allow hosting sites. read our rules and upload carefully thats exactly why we say capture as JPG, redact, then convert/merge to one mass PDF. then online sites to achieve that we list do not leave watermarks.  every once in a while we have a user like you that thinks they know better...we've been doing it since 2006 with not one security issue. thank you.
    • was at the time you ticked it  but now they've still not complied . if you read up, here , you'll see thats what everyone does,  
    • no they never allow the age related get out, erudio are masters at faking supposed 'arrears' fees which were levied before said date and thus null its write off. 1000's of threads here on them!! scammers untied that lot. i can almost guarantee they'll state it's not SB'd too re above, but just ignore them once sent. dx    
    • DX, worth mentioning? I take it that you refer to after ,65 loan is written off clause. I thought that after the problems I had at deferment (/no proof of income satisfied them, and I could not afford an accountant) after they stopped pestering that they had decided that the age related clause  had kicked in. As I said, its time to hit back with SB letter.
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Please help.........My son recently had a visit from a baillif which he let into his property, he owed £233 in council tax which has now gone up to £427 with charges. Under a great deal of pressure he agreed to pay £100 per week as the baillif suggested to pay off this debt which is a silly amount and he cannot afford can he phone them with a lower offer.

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keep off the phone to bailiff they are very skilled in threatening all sorts of to your son nearly all are fantasy. First of all Charges can you list them as there is a fixed scale for charges they can charge you £24:50 for first visit and £18:50 for 2nd visit. £12 for a walking possession agreement and finally a rough guide if they remove goods is below £100 it can be £24:50 £500 its about £40:50 (these are approx figures for a guideline and only count if goods are removed).

 

How much has he paid? as the bailiffs take their fees off first then pay debt off, please post back with the charges. Your son can pay council direct using either online banking or council own online/telephone system as long as he makes regular payments to council if he can afford £50 a month it will only take 4 months to pay off. Also who is the bailiff company out of interest

I know my rights Mr DCA I'm with the CAG......hello hello where you gone Mr DCA8)

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Thank you......So far he has paid 2 instalments of £100 which i have paid 1 for him. was told yesterday the charges incurred on this was £120 . On letter he had it said £24.50 first visit but i cant see any other charges listed.

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You need to ask RIGHT NOW what charges have been applied. A levy fee can be applied as your son (rather foolishly) allowed a bailiff to come into the proeprty.

 

What goods were levied upon?

 

The local authority are WHOLLY RESPONSIBLE for the charges of THEIR AGENTS

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You will need to contact your Council and with pen and paper at the ready ask the following:

 

1 - how many Liability Orders they have against you

2 - how much each one is for - never take the Bailiffs figure

3 - how much is still outstanding

4 - what period of time they cover

5 - the date the LO was handed to the Bailiffs

 

when you have this info post back and the caggers will help you further

while on the phone ask the Council to access the baiff account and tell you the charges applied by them.

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Thank you so much for your advice. He has 2 liability orders against him 1 for £234.13 June 2011,, and another for £377.80 June 2010 asked about them accessing baillifs account but they said they cant do that. He understands it has to be paid but just cant afford £100 per week.

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I beleive they can access the bailiffs account, and see, but you need the info as per WonkyDonkeys post, to see what can be challenged, as has been mentioned anything called an "enforcement fee" isn't allowable as it isn't in the regulations

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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