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    • First of all it sounds as if your retailer is very decent and very responsible. This itself is unusual in these kinds of circumstances and I think we need to bear this in mind. The guarantee is not particularly relevant and in fact the dealer had a statutory duty to exercise a certain responsibility for your computer – probably for several years as their obligation under the consumer rights act. The dealer may not have known this and it simply acting out of a sense of moral responsibility and that is even more noteworthy. You've already suggested earlier that you didn't really want to cause problems for your retailer. I think that you will need the help of your retailer as well in order to get information and evidence. I suggest that you proceed against DPD – but before you do that – I suggest that you have a discussion with the retailer. Tell them that this is what you are going to be doing and you would like to have a copy of anything they have which relates to the special instructions which apparently your dealer has already informed you about in relation to where item should be left. Secondly, maybe you should tell your dealer about this site and also about this thread. I can imagine like many dealers who are frequently sending items by means of couriers, they have had things go missing. Tell them that we will be very happy to help them recover money for lost or damaged or stolen items – and that is regardless of whether or not they have purchased insurance. Apart from being very pleased to help your dealer recover items which have been lost by irresponsible parcel delivery companies, I think we need to encourage the complicity between you and them so they will be pleased to support you in your claim against DPD. It will be helpful if you can get a copy of the instructions that you have referred to above, and also if you can get some written evidence of your own instruction that your laptop should be left in a safe place. Have you done the reading on this sub- forum? You will need to do lots of reading of many of the similar stories on this sub- forum. They won't necessarily be against DPD but the principles will broadly be the same. Also read the pinned topics at the top of the sub- forum in order to understand many of the principles involved. Getting your money back but be quick – but your chances of success are better than 90% that you can bank on it taking anything up to a year. Have you got anything in writing from DPD either refusing you or telling you that they won't discuss with you?  
    • Thank you for telling us the text of the letter you had from the police. As we don't seem to have come across this before, it would be really useful for us to see the original please. HB
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    • UPDATE I went rooting through an old box of paperwork I have and I've found the original Default Notice. It is dated **/**/201*, however.. The copy of the Default Notice that they sent with the LBC has a completely different date on it 😮 Can they issue 2 default notices for the same debt? Where they have changed the date on the copy, they have also changed the amount owed through failed payments and how much is required to be paid by a certain date. In addition, they sent (with the 1st LBC) a copy of the termination of the agreement, which I cannot find the original. However, the termination date is 3 days after the date given on the (doctored) Default Notice, by which monies are to be paid by. So, they gave until the 'x' date to pay the arrears, then terminated the agreement 3 days later. I bet a dollar to a dime they've doctored the termination date also.
    • Having looked through the paperwork, I note they have sent 3 seperate LBCs. Two are in the name of FCA Automotive (1st one issued 21 Jan 2020, 2nd one 21 Sept 2022) and the last one (issued 12 Sept 2023) is under CA Auto Finance UK Limited. In the first one, they did send a copy of the default notice, but this was not sent with the 2nd LBC and neither was it sent with the last one either. .  A quick look at the default notice and I see it states the agreement start date was not the same day as the original agreement was signed. It's a day different but do not know if that makes any difference. Also, I note we received a letter on the 16 Nov 2023 which states of a 14 day notice of intention to issue claim form. Heard nothing since that, until this court claim arrived. 
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Bring it on!!! Whits vs. Barclays Bank


Whits
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lol - Barclays just drag it out as long as possible!

 

Ain't that the truth :rolleyes:

 

It just feels like I should charge them for all the time I've spent pursuing them, I think I'll charge them £50 per hour :D

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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some facts and figures from my scrambled head.

if barclays has 1 million customers and 1% are claiming charges back that = 10,000 people.

lets say 50% drop out or are scared off =5,000 people each claiming on average £2000 .

i make that £10 million.

lets say barclays make £500 million a year profit.

no wonder they drag it out so long , they would do it if they could save 10 pence , talk about pigs and troughs.

that's my rant over lol.

good luck mate.(did you get the joke about my scrambled head and my user name).:rolleyes:

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  • 1 month later...

I got a letter this morning from the court informing me that my preliminary allocation hearing has been set for 18th June :eek:

 

I just wanted to check if this is the hearing date that you need before ringing Barclays to offer them the chance to settle :confused:

 

TIA

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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Barclays are really pi**ing me off now :mad:

 

I rang them before I went to file my AQ as I was really struggling to get the money together to pay the court fees. The guy I spoke to on the phone said, "You know and I know that we will settle but not until you have a court date."

 

So, I phoned them this morning as I have a court date for 18th June and this bloke tells me that they won't consider settling until 2 weeks before that court date :mad:

 

I've just complained to the financial ombudsman about this so I'm waiting for a response. I put on my claim form that I'm certain no bank has ever won one of these cases so why can't they just admit they are wrong?

 

Sorry for ranting, but I'm claiming nearly £3000 and I want it now.

 

 

 

And breathe :grin:

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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  • 2 months later...

WOO-HOO!!!!!!

 

They've finally gone and settled, I'm so flipping happy!!!!!!

 

I sent an email to Krysta Campbell last week and she sent a settlement offer to the wrong address so I didn't get it. Sent her another email this evening and asked her if she would fax it to me and she replied. I wasn't expecting her to be working after 6 but after a bit of friendly banter, she finally conceded and has agreed to pay me just short of £3000 :D :D :D

 

Now I just have to wait for it to appear in my bank and Whits is a happy bunny!! :D :D :D

Whits vs. Barclays thieving Bank:-

 

Barclays agree to pay me - £2972.12!!

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