Advice on repo.Vehicle registered to me-Ex not been paying.

[Schuh]

Hi there,

I need some advice on Moneybarn T&C's.

 

My husband and I bought a tax free vehicle whilst stationed in Germany in 2008.

 

The finance was for four years in his name, but the car was always registered in mine, essentially it was meant as a runaround for me.

Unfortunately we split up in May of this year and although he initially kept the car, we decided that as I am 7 months pregnant

and we have a 21 month old daughter, I would have the car. We split the repayments, he continued to pay Moneybarn, and I give him half. Then in 14 months time the car is paid off!

 

I have taxed and insured the vehicle at my new address, but he is now saying that moneybarn want the car back as it is not insured in his name or registered at his address.

The car finance as far as I know is being paid so why do they insist that it is my husband who is the registered keeper of the vehicle?

 

Is it likely that I am in fact driving it illegally,

can.they repossess it,

or am I not getting the full story from the ex.

I can't speak to Moneybarn as I am not the one with the finance agreement.

Please help, does this sound at all legal?

[MARTIN3030]

Welcome to the site.

If the agreement is in his name,then he is contractually bound by the terms and conditions,irrespective of who the vehicle is registered to at the DVLA.

What % of the total has been paid off do you know ?

You are not driving illegally if you are insured and the vehicle has Tax and MOT.

[MARTIN3030]

Also was the finance taken out with Moneybarn in Germany or the UK ?

[Schuh]

Good morning, thank you for replying. Firstly we are three years into a for year repayment so 3/4 of the finance is paid off.

Second answer is that we originally took the finance out with Duncton No 1, finance co. I don't know what had happened and why the finance is now with another company, but w never had any trouble with Dunctons.

 

So do we have to give the car back?

[Ell-enn]

Dunctons changed their name to Moneybarn earlier this year - probably in attempt to change their image !

[Schuh]

I have found out why they want the car back. It's nothing to do with the T&C. The ex didn't pay the car finance. Nice reliable bloke that he is.

[birde1978]

Hope you get things sorted

[MARTIN3030]

Will move your thread into another forum.

I was of the understanding that they cannot repo the vehicle if more than 2/3 has been paid off.

[MARTIN3030]

The problem is that it is your ex that needs to deal.

If our members are able to advise here-do you think you will be able to persuade him to do that ?

Obv he will have to be the one who sorts this out.