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    • You typed it in? actually typed it all out? if so, maybe you took too long or something, like session timed out. Does the status show defence filed or no change?
    • Hi just typed all defence clicked next and it's deleted all. Any help
    • I forgot to say, there is one last possibility and that is that they will receive your letter of rejection and simply fold, accept the rejection and refund you. Don't wait too long for this. Seven days maximum – but in that seven days you could send your letter of claim anyway and when that you don't hear from them or when they start mucking around at least you are seven days closer to beginning the legal action – and they will know it (which is the important thing).
    • Okay that is excellent that you have an email between the garage and the warranty company confirming that there is a serious problem with the gearbox. That is very powerful evidence. I think the situation is this: you have sent them a letter of rejection but the reputation of big motoring world is that they won't take a lot of notice and they will try to prevaricate and maybe even blame you. Clearly you don't want the car any more and anyway it sounds as if the cost of repairs is going to be enormous. You don't know if the warranty company is going to step up to the mark but the whole thing is going to take a long time and I understand that you have lost confidence in big motoring world because of this event and also their reputation which you are now discovering on Facebook and on this forum and no doubt elsewhere. On the basis that you don't want the car any more and you want your money back, you need to hurry things along. I think the first thing is that you need to decide if you are prepared to bring a claim in the County Court. Even without the warranty money, the claim is worth more than £10,000. For actions less than £10,000, you bring a "small claim" and this means that even if you lose the case you won't be liable for the other side's costs. If you win the case then not only will you get your money plus interest but also you will recover all of the costs of the action. For actions more than £10,000, you go to something called the "fast track" and in the event that you lose the case, then you could be liable to reimburse the winner some of the costs. This means that in addition to not recovering your own money, you would lose your own court fees and also you would have to to bear the costs of the other side probably something less than £5000 – but as a rough guess. If you bring your court claim then your chances of success are almost 100%. Frankly if you brought a court claim then I can imagine that big motoring world will put their hands up and pay you out rather than face go to court and losing and getting a judgement against them. However, it you need to consider that this is a risk factor – although my view it is a negligible risk factor. If you did bring a court case, it wouldn't be instant. If they put their hands up then it would probably happen very quickly. If they didn't put their hands up then you could take anything up to a year for the matter to be resolved and during that time you would be without your car and without your money and in the middle of litigation. I'm explaining this to you say that you understand how it works. Bring a court case would be really the last resort when everything else has failed. However, I'm quite certain that you would win and it would be stupid of big motoring world to try to resist. In order to bring a court case you would have to send a letter of claim giving them 14 days to accept rejection and organise the refund otherwise you would begin the claim. Don't imagine that you could bluff this. If you did send a letter of claim then you would have to go through with it otherwise you lose all credibility and you might as well pack up and go home. So with this in mind, here are possible courses of action you could take. You can simply wait and see what their reaction to your letter of rejection will be. However they may not reply or else they may find some other reason to delay and of course during that time you will be without your car and without your money blah blah blah, not knowing if big motoring world were going eventually to start acting sensibly and respectfully towards you. The second thing you can do – and I think this has been suggested on Facebook – is that you can go along there and simply make yourself present and talk to other customers and generally speaking make a nuisance of yourself and embarrass them to the point where you would be explaining to other potential customers to be careful, to look on Facebook, and to do some careful research before they put their business to big motoring world. This has a reasonable chance of success although you would have to be careful. You should go accompanied by a friend and there should be no anger, no arguments, nothing that could be considered as being overly aggressive so that big motoring world would have no justification in kicking you out or even worse, calling the police. If you did this, then I would suggest that you record everything on the telephone carried in a pocket. A fully charged battery will probably keep a voice recorder and a telephone going for more than 20 hours or 30 hours. The other person can video any incidents so that everything is clear and you can inform big motoring world then it will be going up on the Internet. If you did this, my favourite option would be to issue the letter of claim giving them 14 days, and then going along to big motoring world with a copy of your letter of rejection and a copy of the exchange between the mechanic and the warranty company and a copy of your letter of claim – all settled together – and probably about 20 or 30 copies in all and I would start handing them out to any customers who came in. Big motoring world will soon get the picture and they will either move your the premises in which case you stand outside and carry on doing it or they will finally give in. Of course there is a chance that they won't give in and they will simply call your bluff – but in that case I think you have no choice other than to follow through with your 14 day threat in the letter of claim and to begin the legal action. At the same time you should be putting up reviews on Google and also trust pilot explaining exactly what has happened and also explaining that the mechanic has confirmed to the warranty company that there is the serious problem, that you have asserted the right to reject and that this is been ignored by big motoring world and that you have now sent a letter of claim and that you will be starting a legal action in 14 days. Once again, don't bluff about the legal action. If you threaten it – then you must mean it – and on day 15 you click of the claim. You don't need a solicitor for any of this. It's all fairly straightforward and of course we will help you all the way that it the decision is yours to make and I think you need to make it fairly quickly. I think the cost of starting an action for about £13,000 is 5% and then also if it goes to trial which I would say is almost impossible – there would be an additional fee. You would claim interest at 8%. A judge might award a lower figure but frankly if you can show that big motoring world is attempting to ride roughshod over your very clear statutory consumer rights, I can imagine that the judge will want to show displeasure by awarding the full 8% which is a pretty good rate – even though it's not compensation for the hassle and the distress you are going through. If you decide to get solicitor, then if you win the case, because it is over £10,000 you will recover some of your costs but you won't recover all of them. If the solicitor begins by having exchanges of letters then I doubt whether you will be up to recover the cost of those and you could easily find that you're chalking up 500 quid or even a thousand simply on initial exchanges of correspondence. Also you need to bear in mind that if after having exchanges with a solicitor, big motoring world cave in – then you definitely won't get those costs back because you won't have gone to court and therefore a judge will not have made the order for payment of those costs. I suggest very strongly that you avoid paying any money for a solicitor and that you do it yourself. It's not a big deal – although you will have to you react quickly to the help we offer on this forum. Also, an additional benefit is that you will learn a lot and you will gain confidence and eventually you will feel good about suing anybody else who gets in your way. Nothing not to like! If you do decide to instruct a solicitor then you must take control of the solicitor. Most of them prefer to sit in an office writing letters on the clock. If you do decide to instruct a solicitor then you must instruct the solicitor very firmly that they should send one letter of complaint giving seven days. A second letter – a letter of claim giving 14 days and that they must then begin the action. If you don't do this. If you don't take control then it will simply cost you money, you will be without your car even longer and of course without your money. The whole thing is a nightmare. I think I've laid out the options but please do ask questions. I hope you can see that this is the kind of advice that you won't be getting on Facebook. Nothing against Facebook. It's good as a meeting place and to make people realise that they aren't on their own – but after that the advice given is weak and confusing.  
    • What makes you say that?  I have no idea how I would go about that or why they would even entertain discussions now that they've won the Court case
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    • If you are buying a used car – you need to read this survival guide.
      • 1 reply
    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Please help - Bailiff has impounded my car!


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Our council tax bill has been very high, about 240 a month, and due to money problems this is why we fell behind... they have also added on court fees and then the bailiff charges so its escalated..It is for the one order.. Do you think the fact im about to lose my home and my job will make me vulnerable...

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Our council tax bill has been very high, about 240 a month, and due to money problems this is why we fell behind... they have also added on court fees and then the bailiff charges so its escalated..It is for the one order.. Do you think the fact im about to lose my home and my job will make me vulnerable...

 

Once you ACTUALLY are unemployed and homeless you would be vulnerable imho, but you will still have a struggle to free yourself of the parasitic bailiffs, who will be fearful of losing fees when the council take the account back and apply for attachment of benefits.

 

But never fear you are in the right place to obtain the help you need.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Thank you..

Do you think I have any chance of getting the council to take the debt back, or should I just try and pay the bailiff something? I dont know what the best thing to do is and I have 4 days before he is coming back to remove my car..I feel ill with worry and my wife is heading for a breakdown i think..

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Thank you..

Do you think I have any chance of getting the council to take the debt back, or should I just try and pay the bailiff something? I dont know what the best thing to do is and I have 4 days before he is coming back to remove my car..I feel ill with worry and my wife is heading for a breakdown i think..

 

The council remain in control of the account and CAN recall it anytime they like but usually choose not to, you could ask your local councillor to help, they can be found via your council website, you could tell the council that you will pay then directly but it doesn't solve the bailiff issue

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Yes do as PT suggests in post #23 as then you can see how the debt is aggregated

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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Have spoke to the council and the order is correct..they wont reclaculate it until i have left my house, so the full order still stands.. The council wont take debt back and told me to deal directly with the bailiff.. What should I do? offer the bailiff something? will they take payments spread out? what will they do with my car? own it until the debt is cleared?

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send the v5 away and put in your mums name, if he does come back and remove the car he will just have to return it when your mum claims it as the owner.

As long as you do not let him in to your home at any cost, remember you DO NOT HAVE TO DEAL WITH HIM as there is NO LAW that says you have to deal with him then he has no power to break in regardless of what he tries to tell you. Start to pay the Council online what you can affordand pay it every week on the same day.

 

There is little the Bailiff can do.

 

WD

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Is it bad advice telling them that they should register the car in their mums name because when you register something and do not specify you are both legal and equitable owner, then legal title held by, in this case would be a Lower Court, who, it seems to me, believe that it is okay to threaten people and make them worry over such things - not the law I studied!). So, even if it is in Fred Blogs then they have legal title and tell you what to do with it. I had a couple of warrants thrown out from Bury and Manchester Courts as they cannot adhere to the law in such ways. (Disgraceful behaviour, they should read UDHR Article 1 and understand the meaning of the word conscience).

I really can't make it any easier for you to sort this matter out once and for all and keep your property. I will copy and paste this from the UN website for you so it sinks in (all rights reserved without prejudice, recourse or notice if anyone thinks I am violating I.P. or Copyright laws - education purposes as well as making sure the law is maintained!)

Article 17.

 

  • (1) Everyone has the right to own property alone as well as in association with others.
  • (2) No one shall be arbitrarily deprived of his property

You all have to stop worrying about these things it will do your health no good, I will bet you any money a Judge would agree with what I have said, these are the reasons laws were created in the first place you know! They still need you to discharge the debt mind but here's a defence for you to stop worrying about these things.

 

Good luck.

Edited by LawdyLawd
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Thats really bad advice telling them that they should register the car in their mums name because when you register something and do not specify you are both legal and equitable owner, then legal title is held by the Crown and subservient entities (which in this case would be a Lower Court). So, even if it is in Fred Blogs then they have legal title and tell you what to do with it. As I own and possess full legal and equitable title on all intangible and tangible property, then no Court has ever been able to threaten any warrant of possession of goods. In fact, Manchester and Bury Courts tried and I had the warrant fully revoked because they cannot lawfully do that under penalty of perjury if I do not arbitrarily let them!

 

I really can't make it any easier for you to sort this matter out once and for all and keep your property. I will copy and paste this from the UN website for you so it sinks in (all rights reserved without prejudice, recourse or notice if anyone thinks I am violating I.P. or Copyright laws - education purposes as well as making sure the law is maintained!)

Article 17.

 

 

  • (1) Everyone has the right to own property alone as well as in association with others.
  • (2) No one shall be arbitrarily deprived of his property

I hope you realise that what I am telling you here is what lawyers get paid hundreds of thousands of pounds a year for! I really cannot make it any simpler for you to sort this matter out completely and as you want. Tell them to discharge the outstanding value and tell them that if they take you rproperty you will have them criminally prosecuted as you are now seizing legal and equitable title pursuant to UDHR Article 17. Any half decent Barrister would rip any counter argument to shreds if you enforce this aspect of the law...... ARBITRARY!

 

Are you referring to the fact that the DVLA issue a document of Registration, the V5 that vests the actual title in them as it identifies someone as the "Keeper"? as OP's mother actually bought the car surely the title vests in her?

 

unless someone is thick skinned and fully conversant with the Freeman arguments, and truly is unafraid, then they are better off following what Caggers who have had experience of these 12th century throwbacks and their shenanigans advise them.

 

This is not to decry or impune the merits of your solution.

We could do with some help from you.

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The bailiff: A 12th Century solution re-branded as Enforcement Agents for the 21st Century to seize and sell debtors goods as before Oh so Dickensian!

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I have been paying the council every week, but i dont think its good enough for them, and they dont seem to have deducted it from the order....

 

If the car is owned by purchase and not in gift by your mum she can reclaim it at any time! If you really want to sort this then start listening to PT and follow exactly what he tells you...and post up the replies to his questions!

 

WD

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To register is from regis, latin, ergo legal title is actually owned by the Crown at all times and it's subservient entities unless it is superseded by law and the rights which no entity can encroach upon. That's why my legal documents will look different to yours if they had to be evidenced in a Court of Law. How do you think they can lawfully take it in the first place if you default on a debt/liability and not be prosecuted for an act against your rights for violating them? Come on, that's entry level law that, your (without prejudice or recourse) ignorance must have overlooked that!

 

I'm not a "freeman", never said I was. What I have done however was discharge my debt in one legal case years ago, won 30+ legal matters since I started studying law and economics 5 years ago and have had 2 Courts and 2 Judges throw out claims against me due to lack of jurisdiction. I have no debt's or liabilities to worry about and the last two times I was asked to go to Court they said it was sorted when I got there and not to worry about it as I always used to go over most legal reps heads by law. I do have to have Barristers and Solicitors turn up at my door if they want me to discharge my families debt as the holder in due course but that's no biggy, two minute job.

 

Hopefully those less (wpor) ignorant then will start to understand the law and not legalities, Jurisprudence seems to be classed as being "on your high horse". I bet they don't really know the difference between lawful and legal either.

 

So, good luck.

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Think I will move in with PT I prefer Cloud Cuckoo Land to La La Land.

 

WD

 

Nice as the thought may be a certain Mrs PT may have something to say about that, beware of flying plates

 

PT

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I have now spoken to the council, who refuse to take the debt back, and wont recalculate the order until we have actually left.. I was told i have to dela with the bailiff and when i rang them, they want the payment over 3 months which i cant afford... I dont know what the hell to do now

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