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    • further polished WS using above suggestions and also included couple of more modifications highlighted in orange are those ok to include?   Background   1.1  The Defendant received the Parking Charge Notice (PCN) on the 06th of January 2020 following the vehicle being parked at Arla Old Dairy, South Ruislip on the 05th of December 2019.   Unfair PCN   2.1  On 19th December 2023 the Defendant sent the Claimant's solicitors a CPR request.  As shown in Exhibit 1 (pages 7-13) sent by the solicitors the signage displayed in their evidence clearly shows a £60.00 parking charge notice (which will be reduced to £30 if paid within 14 days of issue).  2.2  Yet the PCN sent by the Claimant is for a £100.00 parking charge notice (reduced to £60 if paid within 30 days of issue).   2.3        The Claimant relies on signage to create a contract.  It is unlawful for the Claimant to write that the charge is £60 on their signs and then send demands for £100.    2.4        The unlawful £100 charge is also the basis for the Claimant's Particulars of Claim.  No Locus Standi  3.1  I do not believe a contract with the landowner, that is provided following the defendant’s CPR request, gives MET Parking Services a right to bring claims in their own name. Definition of “Relevant contract” from the Protection of Freedoms Act 2012, Schedule 4,  2 [1] means a contract Including a contract arising only when the vehicle was parked on the relevant land between the driver and a person who is-   (a) the owner or occupier of the land; or   (b) Authorised, under or by virtue of arrangements made by the owner or occupier of the land, to enter into a contract with the driver requiring the payment of parking charges in respect of the parking of the vehicle on the land. According to https://www.legislation.gov.uk/ukpga/2006/46/section/44   For a contract to be valid, it requires a director from each company to sign and then two independent witnesses must confirm those signatures.   3.2  The Defendant requested to see such a contract in the CPR request.  The fact that no contract has been produced with the witness signatures present means the contract has not been validly executed. Therefore, there can be no contract established between MET Parking Services and the motorist. Even if “Parking in Electric Bay” could form a contract (which it cannot), it is immaterial. There is no valid contract.  Illegal Conduct – No Contract Formed   4.1 At the time of writing, the Claimant has failed to provide the following, in response to the CPR request from myself.   4.2        The legal contract between the Claimant and the landowner (which in this case is Standard Life Investments UK) to provide evidence that there is an agreement in place with landowner with the necessary authority to issue parking charge notices and to pursue payment by means of litigation.   4.3 Proof of planning permission granted for signage etc under the Town and country Planning Act 1990. Lack of planning permission is a criminal offence under this Act and no contract can be formed where criminality is involved.   4.4        I also do not believe the claimant possesses these documents.   No Keeper Liability   5.1        The defendant was not the driver at the time and date mentioned in the PCN and the claimant has not established keeper liability under schedule 4 of the PoFA 2012. In this matter, the defendant puts it to the claimant to produce strict proof as to who was driving at the time.   5.2 The claimant in their Notice To Keeper also failed to comply with PoFA 2012 Schedule 4 section 9[2][f] while mentioning “the right to recover from the keeper so much of that parking charge as remains unpaid” where they did not include statement “(if all the applicable conditions under this Schedule are met)”.     5.3         The claimant did not mention parking period, times on the photographs are separate from the PCN and in any case are that arrival and departure times not the parking period since their times include driving to and from the parking space as a minimum and can include extra time to allow pedestrians and other vehicles to pass in front.    Protection of Freedoms Act 2012   The notice must -   (a) specify the vehicle, the relevant land on which it was parked and the period of parking to which the notice relates;  22. In the persuasive judgement K4GF167G - Premier Park Ltd v Mr Mathur - Horsham County Court – 5 January 2024 it was on this very point that the judge dismissed this claim.  5.4  A the PCN does not comply with the Act the Defendant as keeper is not liable.  No Breach of Contract   6.1       No breach of contract occurred because the PCN and contract provided as part of the defendant’s CPR request shows different post code, PCN shows HA4 0EY while contract shows HA4 0FY. According to PCN defendant parked on HA4 0EY which does not appear to be subject to the postcode covered by the contract.  6.2         The entrance sign does not mention anything about there being other terms inside the car park so does not offer a contract which makes it only an offer to treat,  Interest  7.1  It is unreasonable for the Claimant to delay litigation for  Double Recovery   7.2  The claim is littered with made-up charges.  7.3  As noted above, the Claimant's signs state a £60 charge yet their PCN is for £100.  7.4  As well as the £100 parking charge, the Claimant seeks recovery of an additional £70.  This is simply a poor attempt to circumvent the legal costs cap at small claims.  7.5 Since 2019, many County Courts have considered claims in excess of £100 to be an abuse of process leading to them being struck out ab initio. An example, in the Caernarfon Court in VCS v Davies, case No. FTQZ4W28 on 4th September 2019, District Judge Jones-Evans stated “Upon it being recorded that District Judge Jones- Evans has over a very significant period of time warned advocates (...) in many cases of this nature before this court that their claim for £60 is unenforceable in law and is an abuse of process and is nothing more than a poor attempt to go behind the decision of the Supreme Court v Beavis which inter alia decided that a figure of £160 as a global sum claimed in this case would be a penalty and not a genuine pre-estimate of loss and therefore unenforceable in law and if the practice continued, he would treat all cases as a claim for £160 and therefore a penalty and unenforceable in law it is hereby declared (…) the claim is struck out and declared to be wholly without merit and an abuse of process.”  7.6 In Claim Nos. F0DP806M and F0DP201T, District Judge Taylor echoed earlier General Judgment or Orders of District Judge Grand, stating ''It is ordered that the claim is struck out as an abuse of process. The claim contains a substantial charge additional to the parking charge which it is alleged the Defendant contracted to pay. This additional charge is not recoverabl15e under the Protection of Freedoms Act 2012, Schedule 4 nor with reference to the judgment in Parking Eye v Beavis. It is an abuse of process from the Claimant to issue a knowingly inflated claim for an additional sum which it is not entitled to recover. This order has been made by the court of its own initiative without a hearing pursuant to CPR Rule 3.3(4)) of the Civil Procedure Rules 1998...''  7.7 In the persuasive case of G4QZ465V - Excel Parking Services Ltd v Wilkinson – Bradford County Court -2 July 2020 (Exhibit 4) the judge had decided that Excel had won. However, due to Excel adding on the £60 the Judge dismissed the case.  7.8        The addition of costs not previously specified on signage are also in breach of the Consumer Rights Act 2015, Schedule 2, specifically paras 6, 10 and 14.   7.9        It is the Defendant’s position that the Claimant in this case has knowingly submitted inflated costs and thus the entire claim should be similarly struck out in accordance with Civil Procedure Rule 3.3(4).   In Conclusion   8.1        I invite the court to dismiss the claim.  Statement of Truth  I believe that the facts stated in this witness statement are true. I understand that proceedings for contempt of court may be brought against anyone who makes, or causes to be made, a false statement in a document verified by a statement of truth without an honest belief in its truth.   
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    • Hello,

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    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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grimhmfc vs bos


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hi everyone found out about bank charges being illegal so have decided to write a letter to my bank. Have done this by recorded delivery so that they can,t say they never got it. So here,s hopin all goes well,but im well up for it anyway as there has been many a time ive been down my local branch and went home kicking stones

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hi everyone found out about bank charges being illegal so have decided to write a letter to my bank. Have done this by recorded delivery so that they can,t say they never got it. So here,s hopin all goes well,but im well up for it anyway as there has been many a time ive been down my local branch and went home kicking stones

 

hi good luck please ensure you read the FAQ and rbs threads this will explain it all for you.:D

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  • 2 weeks later...

well its been 10 days since S.A.R. was sent i know its 40 days you have to wait but you would think they could at least reply and say they recieved the letter eh! anyway im well up for these numptys. i was just reading tinkerbells success with the same mob and it was inspiring to say the least although she probably spent her winnings on a wig as i dont think she,s got any hair left after the run around she was given.

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They're just playing their usual silly beggers to delay you as much as possible.

 

If/when they overlap their 40 day deadline, complain to the ICO about them.

  • Confused 1

** I AM NOT A LAWYER, PLEASE CONSULT A QUALIFIED PROFESSIONAL IF YOU ARE IN ANY DOUBT **

 

I have successfully claimed against: "MBNA, Capital One, Bank of Scotland & Clydesdale Bank"

 

The Consumer Action Group is a Self-Help website, Moderators & Site Helpers offer advice on a voluntary basis. Please spend time reading the FAQ's, and other cases relating to your bank before starting your own claim

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You will probably get an acknowledgement letter.

 

The Data controller is called Joyce E Tudor.

  • Confused 1

Have a happy and prosperous 2013 by avoiiding Payday loans. If you are sent a private message directing you for advice or support with your issues to another website,this is your choice.Before you decide,consider the users here who have already offered help and support.

Advice offered by Martin3030 is not supported by any legal training or qualification.Members are advised to use the services of fully insured legal professionals when needed.

 

 

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  • 3 weeks later...
S.A.R sent by recorded delivery 10/08/06 still no reply from BoS im getting a little bit worried now. any advice ?

 

hi if your 40 days are up contact the bank, inform them that they are in breech. Tell them you intend to report them to the information commissioner that will speed them up.

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Hi grim,

 

Same here! My info was incomplete when it did finally arrive. I think they are stalling. I have contacted phonebank and they assure me that the missing info should be with me this week.....................

 

If not, I'll be reporting them!!

  • Confused 1

Darren :p

 

BOS - WON - £5.6k

------------------------------------------------

Virgin Mastercard - WON - £300

------------------------------------------------

Barclaycard - WON - £200

------------------------------------------------

Lloyds - WON - £1.6k

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  • 2 weeks later...

okay folks i have not recieved anything from the bank S.A.R was sent (11.09.06) and have read that there is a backlog of complaints at the information commissioner,s office so do you think i should just send the bank another letter something like below

 

dear sir/madam

 

you have failed to comply with my Data Protectioin Act Subject Access Request dated (11.09.06) the time for compliance with my request has now expired

 

if you do not comply fully within the next 7 days i shall seek a court order obliging you to do so together with damages at the discretion of the court

and without any further notice

 

yours faithfully

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okay folks 40 days for S.A.R. are up tomorrow but got home from work today to find a letter from HBOS

 

dear sir/madam

 

completion of for a list of transactions and charges-account No.xxxxxxxxxxxx

 

Thankyou for your letter requesting specific information on your account with us. I can confirm that copies of duplicate statements have been ordered and will be sent under seperate cover.

 

with regard to your request for information relating to manual intervention on your account, HBOS plc is under no statuary obligation to record this information and therefore, I am unable to assist further with your request.

 

should you have any general account queries, please contact 24 hour banking on 08457 20 30 40.

 

details of how we use your data blah blah blah blah blah.

 

should i wait for the copies or report them to comissioner ?

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  • 2 weeks later...
Letter Before Action sent today as i have had no compliance from Bos apart from Foboff letter dont know what game they,re playing at but they will lose

so if its a fight they want its a fight they,re gonna get

 

BRING IT ON:lol:

 

Please stick to one thread you have 6!! for this claim.

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  • 4 weeks later...

still havent had anything from the bank so have sent a failure to comply letter giving them 7 days or i will seek a court order its been a while as ive been away but im still determined to follow this through

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  • 3 weeks later...

at last ive got some statements its only taken 3 months and its not even complete its only from feb 2004-feb 2006 these people are really starting to p*** me off. anyway the charges for this period are £1209.00 so can i claim for this and still chase them for the rest of my statements and shall i get a bailiff to do the job for me

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Certainly their is nothing stopping you making a claim for the amount you know, and then you can wither amend your claim at a later date to include the extra charges - or issue a second claim after the first one is settled.

 

You may also consider issuing a county court action to force them to comply - full details in the Bank template Library,

 

You could also make a complaint to the Information Commissioner.

 

 

 

 

 

 

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  • 3 weeks later...

hi folks

i sent a letter asking for refund of charges on 20/12/06 and this is their reply

 

thank you for your letter, received at this office on 4th january 2007

i am sorry to learn that you are unhappy with charges applied to your account.

 

we,re keen to deal with your concerns as quickly as possible. A customer relations manager will investigate the points you have raised and you will receive a reply shortly, but certainly no later than 4 weeks.

 

you will find enclosed a copy of our leaflet, which tells you how we will handle your complaint. your concerns will be dealt with as quickly as possible

 

peter barry

customer relations officer

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Hi

 

Well I am glad I am not the only one who has had the same experience as you. They lost all 3 of my claims that were sent recorded and they said they got lost in the system (Sept 06) I had to resend them and they got them on the system in October. I started and then it took them 6 weeks to get my statements to me and went through them all inbetween things and found out that they had charged me a horendous amount over the past 3 years. I have gone through all the motions and they do have 40 days to reply so if I were you I would keep on the ball. I am now 4 months down the line and the 40 days are up. I was promised a call yesterday after harassing them every 2 days on the phone and excuses and more excuses. They have a backlog of about 3 months as so many people are claiming. Told them I did not now give a monkeys but in a wee bit of rude language and that if I did not have the reponse by 18th when the case was being sorted then I would take them to court which I am gearing up my focus for on Monday on a journey with a smile. The other thing they may say and send you is a letter saying you can complain to the ombudsman but like BOS they also have a backlog due to all these claims going in as I sent them a report and complaint regarding an insurance policy cancellation without my knowledge and they used it although I am still alive! So do not get your hopes up that they will sort this out in the stated time in all the crap letters you get. I have the summary cause sitting here with all the details. They left me in a real bad situation and am still paying for it. I am not willing to give up on this. Determination is the name of the game. Keep it up with them and do not let them annoy you. My sister did the same and within 2 weeks she had a cheque for £2741.00 no questions asked. They have told me as they have 3 accounts to deal with it takes time. I am just sitting counting the interest.. All the best with your claim.

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