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    • If I haven't referred to it before then please check out this thread another case where the claimant contracted directly with Packlink for a courier delivery service carried out by Evri. Please read this thread very carefully and eventually you will get to a point where the claimant – our OP – discovered some interesting terms and conditions and has referred to them in his case. He incorporated these into his witness statement and was given judgement – not on the basis of rights of third parties but on the basis of direct responsibility. I would suggest that use the witness statement as a model although we will want to see it before you file it off. When you find the particular post with the witness statement, please can you post a link to it here as well as a copy of the witness statement because I don't have the time to look for it at the moment and the thread is rather long. However it is very important to you and you should go through it very carefully indeed. We have applied for a transcript of the judgement and hopefully it will be along in six weeks or so. As soon as we receive it we will make it available on this sub- forum.
    • Yes they are criminal charges. The law requires you to stop/report if "...owing to the presence of a mechanically propelled vehicle on a road or other public place an accident occurs by which— [injury or damage to a third party or their property is caused]. "I would be disinclined at this stage to offer anything more than you do not believe any such accident took place.  You could provide a brief description of the altercation in an attempt to explain why another party might be making these allegations. I know it's a silly question, but are you sure that you did not collide with anything? Could you have mistaken hitting something for the other party thumping your car? Could it be that you passing closely caused him to damage something somehow?  
    • Thank you. They insisted that they claim they have an "allocated settlement" figure per day. Make a note of this and make sure it gets into your witness statement and onto the judge. This is a scandal and even more evidence of the abuse of the system. It has nothing to do with justice. It is purely economic's for them. Once again, insist on seeing their contract with Packlink. You shouldn't take their word for anything without evidence. Also standby as I will post a link to a similar case where a very interesting discovery has been made about Packlink's terms and conditions and how Evri are responsible to you in any event. We are applying for judgement on that. It will take about six weeks. I'm sure it will be available by the time you go to trial. Also, it is outrageous that they wasted your time and the mediator's time agreeing to compromise when they already had a fixed sum in mind. This is not about compromise, this is about setting a condition from which they will not move. This is an abuse of the court process. It is an abuse of the mediation process. Make sure it all goes into the witness statement. The judge needs to know  
    • Update: they actually showed up to mediation this time. The mediator seemed pretty understanding that I had a previous claim with Evri last year where they didn't show up to mediation and ended up settling in full before court. And how evri are infamous for following this "dragging out protocol" even when they will lose. Evri spoke the usual speil of my contract is with packlink not them, to which i briefly explain to the mediator the Rights of Third Parties Act 1999 etc. Best they could offer was a "goodwill guesture" of £20 plus covering the court fees so £55 total. Said they have an "allocated settlement amount per day". the mediator could already tell it wasn't going nowhere so we had no deal.
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Engage Trying to evict me- Help+ lots of Fees to get back ! EVICTION STOPPED


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Hi

 

Last year we were in mortgage arrears and were told we would be taken to court, they were after a possession order. Stupidly I didn't get legal advice due to cost and my local CAB being unavailable pretty much all the time. The Mortgage company said if I arranged an amount per month with them in additional to my payments they would just get a suspended possession order and I needn't attend court (bad advice it seems but I was naive).

 

so they got their suspended order and we started paying it, but then had some work difficulties and went through a period of not being able to pay the full amounts.

 

Now they are saying they are going for an eviction though no date is through yet. There want a large lump sum, I don't have one. Help!

 

I have filled in an income and expenditure which proves I can now afford the regular monthly payment, the spo amount and a small additional amount towards the arrears but it sounds as if they won't agree and just want possession now. Will they get it?

 

There are a few hundred £'s of insurance payments on there which they say they will remove due to me already having buildings insurance elsewhere.

 

They have bought this mortgage off another company which were charging me arrears charges of around £55 a month too. Can anything be done about that? Because if all of those things came off we would be a bit nearer to making a dent in the arrears?

 

Basically help! I have three kids and am worried sick!

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Hi

 

Last year we were in mortgage arrears and were told we would be taken to court, they were after a possession order. Stupidly I didn't get legal advice due to cost and my local CAB being unavailable pretty much all the time. The Mortgage company said if I arranged an amount per month with them in additional to my payments they would just get a suspended possession order and I needn't attend court (bad advice it seems but I was naive).

 

so they got their suspended order and we started paying it, but then had some work difficulties and went through a period of not being able to pay the full amounts.

 

Now they are saying they are going for an eviction though no date is through yet. There want a large lump sum, I don't have one. Help!

 

I have filled in an income and expenditure which proves I can now afford the regular monthly payment, the spo amount and a small additional amount towards the arrears but it sounds as if they won't agree and just want possession now. Will they get it?

 

There are a few hundred £'s of insurance payments on there which they say they will remove due to me already having buildings insurance elsewhere.

 

They have bought this mortgage off another company which were charging me arrears charges of around £55 a month too. Can anything be done about that? Because if all of those things came off we would be a bit nearer to making a dent in the arrears?

 

Basically help! I have three kids and am worried sick!

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Hi there, don't panic, there is always something we can do to help. If they refuse to accept your proposal you can apply to the court to get a hearing in front of a judge to get the eviction cancelled and we can help you with that.

 

I need to ask a few questions before I can advise further:

 

Who is the lender?

How much are the arrears (approx)

How many payments have you missed since the spo

have you filled in their income & expenditure sheet? or one of your own? have you given it to them yet?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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Hi there, don't panic, there is always something we can do to help. If they refuse to accept your proposal you can apply to the court to get a hearing in front of a judge to get the eviction cancelled and we can help you with that.

 

I need to ask a few questions before I can advise further:

 

Who is the lender?

How much are the arrears (approx)

How many payments have you missed since the spo

have you filled in their income & expenditure sheet? or one of your own? have you given it to them yet?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Will pm you the company actually if that is alright, I don't know if it makes any difference but just in case. the arrears are £9500 ish overall with about £3400 since the SPO apparently. I paid fully in June, a big chunk of a months worth in May and a lump sum off about £1500 or £2000 i think earlier in the year and then whatever I could over the past few months. I will be making my full payment plus £300 ish this month, same next month and have offered to pay around £200 extra over the next few months. Yes to the I&E form and have sent them that.

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Will pm you the company actually if that is alright, I don't know if it makes any difference but just in case. the arrears are £9500 ish overall with about £3400 since the SPO apparently. I paid fully in June, a big chunk of a months worth in May and a lump sum off about £1500 or £2000 i think earlier in the year and then whatever I could over the past few months. I will be making my full payment plus £300 ish this month, same next month and have offered to pay around £200 extra over the next few months. Yes to the I&E form and have sent them that.

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Are you sure you can afford that amount towards the arrears in addition to the normal monthly payment? will you be able to maintain that amount ?

 

It's a shame you filled in their I & E form, they're usually pretty restrictive in regards to categories of outgoings. It's best to use the budget sheet that the CAB/Nationaldebtline use and which we also recommend. I've affixed a sample - it calculates automatically as you fill it in - try completing it and see if it gives a different result than the one you have already done. Did you send it to them by recorded delivery?

Budget Sheet.xls

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Are you sure you can afford that amount towards the arrears in addition to the normal monthly payment? will you be able to maintain that amount ?

 

It's a shame you filled in their I & E form, they're usually pretty restrictive in regards to categories of outgoings. It's best to use the budget sheet that the CAB/Nationaldebtline use and which we also recommend. I've affixed a sample - it calculates automatically as you fill it in - try completing it and see if it gives a different result than the one you have already done. Did you send it to them by recorded delivery?

Budget Sheet.xls

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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I'll have a look at that now, thanks. I only sent it regular post and so far they haven't received it. I know we can afford it because I have gone over the figures and have factored in one offs and emergencies too plus I have asked to increase my hours at work so that would help too.

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I'll have a look at that now, thanks. I only sent it regular post and so far they haven't received it. I know we can afford it because I have gone over the figures and have factored in one offs and emergencies too plus I have asked to increase my hours at work so that would help too.

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Did you put a covering letter with the I&E ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Did you put a covering letter with the I&E ?

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

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OK, it's a fair chance that even if they have got it - it won't have arrived at the right desk. You need to send again with a covering letter (if you need help with it I can draft one for you) and send by either recorded or special delivery, so they can't say they haven't got it. Did you have the right department and address to send it to ?

 

I haven't got your pm yet with the name of the lender - it would be helpful to know who we are dealing with.

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OK, it's a fair chance that even if they have got it - it won't have arrived at the right desk. You need to send again with a covering letter (if you need help with it I can draft one for you) and send by either recorded or special delivery, so they can't say they haven't got it. Did you have the right department and address to send it to ?

 

I haven't got your pm yet with the name of the lender - it would be helpful to know who we are dealing with.

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Hi, got your pm :) and replied

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Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

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Hi, got your pm :) and replied

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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Thank you for your reply. So step one is getting this I&E to them with my insurance schedule to see how much its reduced by and then try and get them to stop possession?

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Thank you for your reply. So step one is getting this I&E to them with my insurance schedule to see how much its reduced by and then try and get them to stop possession?

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You need to send the I &E with a covering letter outlining your payment proposal. Do you need help with the letter?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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You need to send the I &E with a covering letter outlining your payment proposal. Do you need help with the letter?

Help us to keep on helping

Please consider making a donation, however small, if you have benefited from advice on the forums

 

 

This site is run solely on donations

 

My advice is based on my opinion and experience only. It is not to be taken as legal advice - if you are unsure you should seek professional help.

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