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    • Hi BankFodder, Thanks for the reply.  I will take your advice and read through more thoroughly. To answer your question, the value of the laptop is £255.  When filling in the online form to prepare the shipment it asked what the contents of the parcel was and the value and I specified "laptop" and "£255". Thanks.
    • Before you start this claim you need to have a lot more confidence in what you're doing which means that you need to understand the way forward in the principles involved more thoroughly. We will help you and you will probably get your money back but this is a self empowerment forum and so you have to do your bit as well. Please will you spend at least the next couple of days reading through the stories on this sub- forum. Try to understand them thoroughly. We have lots of stories very similar to yours but even those which are not similar, have principles in them which apply. In particular you need to read and understand the information in the pinned topics at the top of the sub- forum. I know that you have been reading around here for the past couple of hours but it needs a lot more. You aren't in a huge hurry. Wait a few days before sending a letter of claim and also that needs some amendment as well. Come back here when you've done your reading and then we will have a look at your letter of claim and help you to refine it Also, please tell us the value of the laptop. Was it properly declared as a laptop – and was the value properly declared
    • Unsure what would be classed as appeal I first contacted the applicant then IAS. I am not aware I could appeal again as Bank state I was informed that is news to me. I would have to look through the paper work, I apologise I forget so much due to my caring duties wish I had quality time to get so much done. Will try and look tomorrow, appreciate everyone's time and input.
    • Regular savings accounts are accounts designed for savers who put money aside every month and reward them with a generous interest rate.View the full article
    • Hi, I've been reading the invaluable advice on this forum and reading about the problems with Evri and lost delivery of items.  From what I gather the initial steps after having exhausted every's own lost item claim process is to draft a Letter of Claim, I think it is called and to register with the government Money Claims.  I have got a login for Money Claims and have made an initial stab at the letter but I'm not certain I have got it right. Am I right to assume that having exhausted Evri customer service's claims process and having received the denial of any compensation because the laptop I was sending is on the non-compensatory list that my next step would be to send the Letter of Claim to them? Let me provide some basic details which I hopefully have addressed in the letter. I purchased a laptop through Amazon.co.uk which a business in Belfast sold refurbished laptops through.  They had a 30 day money back guarantee for a full refund if you have any issues with the laptop.  I have the invoice from Amazon showing the purchase.  On 27 April, 2024 before the end of the 30 day period I used their ParcelShop (inside a Tesco) to send the laptop back and have the tracking reference mentioned in the letter.  As mentioned in the letter there was they advised they could not give me or sell me any insurance because laptops are on the non-compensatory list so I just paid the normal delivery cost.  It was scanned as leaving the ParcelShop on 29 April and the tracking has been like that ever since.  After a 28 working day Evri claim process they gave the expected response that they could not provide any compensation and simply could not proceed with my claim. I was hoping to get some advice on whether I go ahead now and email this to Customer Services straightaway and should I send a hard-copy to the Evri address as well?  Or are there any steps I have missed out on first?  I believe 14 days is the reasonable period of time for them to respond so if I were to send it tomorrow, for example 12 June then I should expect a reply by 26 June, is that correct and fair?  And assuming they don't reply with a full refund then I would then go down the government Money Claims site to proceed with that? Sorry for all the questions, I want to make sure I go about it properly.  I'll continue to read through other cases on here so I can get an even better handle on the process. I attached a LOC, happy for any edits or updates that will make it even better. Thanks so much for anyone's help! Regards, Matt Evri letter of claim.docx
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    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

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      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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midge61 v smile


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Just an update. I sent smile a letter of non complience for the s.a.r.s I did recieve them just over week ago but this week Thurs and Sat I recieved two more!!! all 3 exactly the same seems they dont talk to each other there the doughnuts!

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  • 2 weeks later...

hi

had a letter from smile today reply to LBA. Says sorry not able to respond to complaint yet will do so as poss or let me know if there is going to be further delays. Well I should now file claim but got no money at the moment. Will have to wait til 31st-payday.

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Just to let you know you aren't being ignored but seem to be doing fine on your own, so well done.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Caro

Thanks for reply. It's ok I know the sites really busy. I've been recommending it to everyone at the school gate at the college I work at and everyone I know!

Thanks for the support tho it is very reassuring when you get a reply just gives you the boost you need to keep your confidence up.

Many thanks again

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  • 2 weeks later...

Hi

Went to court today to put in my claim but they woulkdn't accept it because of the name and address i put in for smile. I put:Smile Co-operative Bank PLC 1 Balloon Street Manchester M60 4EP So what should I put?

Thanks

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I don't understand what was wrong with the Balloon Street address, but any address for smile will be fine.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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I really don't see why not. I have just looked at the website for clarification and it says smile The Internet Bank. My claim against Yorkshire Bank was accepted although they said they were Clydesdale Bank t/as Yorkshire Bank, but it was still accepted.

The Consumer Action Group is a free help site.

Should you be offered help that requires payment please report it to site team.

Advice & opinions given by Caro are personal, are not endorsed by Consumer Action Group or Bank Action Group, and are offered informally, without prejudice & without liability. Your decisions and actions are your own, and should you be in any doubt, you are advised to seek the opinion of a qualified professional.

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Hi Caro

I think it was just the person I happened to speak to don't think they have many for Smile through our court yet. Will try again in the week. I've just written to Smile anyway cos they accepted a payment of £250 to my card 4months after the account was closed and say they now can't trace it and when I phone they wont talk to me cos I can't remember my security numbers! So I have rminded them that I am just about to file a claim for bank charges and if they don't get their act tog for the £250 that I've been trying to get paid to me since August I'll included this in the claim. So will wait to see what comes of this first.

Thanks anyway

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  • 2 weeks later...

Hi all

I wrote to Smile reminding them of their complaints procedure last week and told them they had less than a week to reply to my origional complaint.

Letter from them this morning containing a cheque for £495. This is £60 short of what I asked for but I'm too poorly to argue anymore so it'll do for me along with my full settlement offered by LTSB it's been a good couple of days (despite the gallstones!)

Thanks for all the support and help donation will be made when cheque has been cleared

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