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    • If you are buying a used car – you need to read this survival guide.
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    • Hello,

      On 15/1/24 booked appointment with Big Motoring World (BMW) to view a mini on 17/1/24 at 8pm at their Enfield dealership.  

      Car was dirty and test drive was two circuits of roundabout on entry to the showroom.  Was p/x my car and rushed by sales exec and a manager into buying the mini and a 3yr warranty that night, sale all wrapped up by 10pm.  They strongly advised me taking warranty out on car that age (2017) and confirmed it was honoured at over 500 UK registered garages.

      The next day, 18/1/24 noticed amber engine warning light on dashboard , immediately phoned BMW aftercare team to ask for it to be investigated asap at nearest garage to me. After 15 mins on hold was told only their 5 service centres across the UK can deal with car issues with earliest date for inspection in March ! Said I’m not happy with that given what sales team advised or driving car. Told an amber warning light only advisory so to drive with caution and call back when light goes red.

      I’m not happy to do this, drive the car or with the after care experience (a sign of further stresses to come) so want a refund and to return the car asap.

      Please can you advise what I need to do today to get this done. 
       

      Many thanks 
      • 81 replies
    • Housing Association property flooding. https://www.consumeractiongroup.co.uk/topic/438641-housing-association-property-flooding/&do=findComment&comment=5124299
      • 161 replies
    • We have finally managed to obtain the transcript of this case.

      The judge's reasoning is very useful and will certainly be helpful in any other cases relating to third-party rights where the customer has contracted with the courier company by using a broker.
      This is generally speaking the problem with using PackLink who are domiciled in Spain and very conveniently out of reach of the British justice system.

      Frankly I don't think that is any accident.

      One of the points that the judge made was that the customers contract with the broker specifically refers to the courier – and it is clear that the courier knows that they are acting for a third party. There is no need to name the third party. They just have to be recognisably part of a class of person – such as a sender or a recipient of the parcel.

      Please note that a recent case against UPS failed on exactly the same issue with the judge held that the Contracts (Rights of Third Parties) Act 1999 did not apply.

      We will be getting that transcript very soon. We will look at it and we will understand how the judge made such catastrophic mistakes. It was a very poor judgement.
      We will be recommending that people do include this adverse judgement in their bundle so that when they go to county court the judge will see both sides and see the arguments against this adverse judgement.
      Also, we will be to demonstrate to the judge that we are fair-minded and that we don't mind bringing everything to the attention of the judge even if it is against our own interests.
      This is good ethical practice.

      It would be very nice if the parcel delivery companies – including EVRi – practised this kind of thing as well.

       

      OT APPROVED, 365MC637, FAROOQ, EVRi, 12.07.23 (BRENT) - J v4.pdf
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Virgin Media disconnection fee and no service.


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When we moved house we got a non cable package.

 

We soon learned that Virgin Media had the wrong address both me and the BT contacted them to have this changed. It took several months and loads of phone calls. For them to change it.

They only managed to get it right when I cancelled their service.

 

In the mean time our internet was terrible. It was slower than dial up and would disconnect several times a day. We tried contacted them but we always got the same rubbish answers that the fault was most likely in the house and they don't cover it. They offered speed tests but told us that everything over 0.45 MB was acceptable even though our line can handle 3MB and the subscription was up to 20MB.

 

As you can imagine we finally got fed up and cancelled the account including the direct debit.

 

Ever since we have sky and it turned out the problem was never in the house but on their end.

 

They send me a letter with disconnection fees and a request to pay. I contacted them that I was very confused since they told us we already payed for the last month when we first switched and that I disputed the disconnection fee since they were not providing us the correct service. I wanted tio have copies of all the bills that were send to the wrong address.

 

I then got a phonecall from moorcroft. I told the man on the phone I was not willing to pay disconnection fees since they were not offering us the service we were paying for. He assured me it was a standard letter and in reality it was just the last month without a disconnection fee. So I told him great and asked if he could send me the bills so I could double check and then pay.

 

But he refused saying that Virgin did change my address and that was the end of the matter. All the missed bills were of no consequence and lost forever. If I didn't pay he would send a bailiff.

 

So I told him I refused to pay in that case.

 

Is there anything we can do? If the amount is correct I have no problem paying but don't we have the right to check. He kept insisting that his verbal word was enough but after months of hearing different answers I'm not willing to do anything over the phone.

 

Thanks for any advice.

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From experience, Moorcroft is a mis-spelling it's supposed to be Moron I'm 99% sure (for legal reasons I added the 1% doubt :p). the Office of fair trading has set out guidelines for debt collection, and a major part of this is that you need to be sure you owe the bill. Talking to them on the phone is a BIG mistake unless you record your calls.

 

Now, to move forward. Can I ask have you checked your credit file? The only real measures Virgin can take that effect you is that they may have reported negative information on your credit file. Check this. Anything untoward and you're going to have a fight I'm afraid, please post back and you'll get help on fighting this fight.

 

Now, how to deal with Moorcroft.

1st write to them. http://www.consumeractiongroup.co.uk/forum/content.php?428-General-debt-letter-if-you-know-nothing-of-the-debt is a good letter to get the ball rolling.

 

Tell them you will only deal with this issue in writing, this is your legal right, and as they have already broken OFT guidelines on debt collection over the phone it's the only responsible way to communicate.

 

 

Again, please check your credit file and post back if there is anything negative from virgin media!

If in doubt, contact a qualified insured legal professional (or my wife... she knows EVERYTHING)

 

Or send a cheque or postal order payable to Reclaim the Right Ltd.

to

923 Finchley Road London NW11 7PE

 

 

Click here if you fancy an email address that shows you mean business! (only £6 and that will really help CAG)

 

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