Hfc/Restons Statement Help Required

[tronny]

Hi all, Is anyone familiar with the statements of HFC.?????????????

 

I have been paying my C.C.J with HFC through Restons for nigh on 6 years now and last week I received statements, from HFC, covering payments for the same period or thereabouts.All pages showing payments made and obviously the balance reducing with each payment. The final page of the statement showed a balance of £0.00.

I have been paying this at £150 p.m( i know but it was long before i discovered this excellent site) and the balance on the statement for march this year was £134.50 so taking into account my payment of £150 would mean an overpayment of £15.50 and resulting in the account being cleared. Then last month it shows another £150 payment which was credited along with the £15.50 and shows in the debits column of the statement..

 

 

The first 26 payments are listed on the statement as CR RESTONS.

(are these paymnts made directly to restons for any charges added to the account??)

The payments up until last month are listed on the statement as CR PRINCIPAL PAYMENT(ACC NO ******)

(are these payments for the amount owing to hfc??).

Then the last entry on the statement is CL CORE CRDT BAL(Then the amount credited)

 

Finally the balance of £0.00.

 

I would just like some advice or peoples thoughts on this before I contact Restons as I notice they have taken a further payment from my account today.

Edited May 18, 2011 by tronny

[dx100uk]

something not right here tell us the whole story

 

and show us the statements

 

scan the required letters/agreements/sheets

remove all pers info inc barcodes etc but leave all figures and dates.

goto one of the many free online pdf converter websites

convert the image to pdf format.

open a new msg box here

hit go advanced below the msg box

hit manage attachments below that box

hit the add files button on the top right

hit select files, navigate to your file on your pc

hit upload files

NB:you can set where it goes in the post by hitting insert inline.

the hit reply button

dx

[tronny]

I shall try and get the statements scanned in asap.

[tronny]

Just to update Restons rang me today to confirm this account is now settled. When I told them I had received the statements and pointed out the above points they said the Hfc statements don't take into account the addition of any court fees or collection charges that may have been added.

[dx100uk]

they cannot add collection charges unless its SPECIFICALLY in the juddgement box

that goes for anything else they are trying to fleece you on.

 

if its NOT in the judgement box - they are in contempt of the judgement and need to rained in.

 

dx